TellerScore

Headquartered in Gleason, Tennessee, Bank of Gleason is a state-chartered bank with $138.5M in total assets and $113.2M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1901.

Bank of Gleason has a TellerScore of 90 out of 100 (very strong) based on Q2 2026 data — higher than 95% of its 2,650 banks with $100 million – $1 billion. Among 109 banks headquartered in Tennessee, it ranks 4th. Capital cushion contributes the most (100/100, 20.86%); earnings contributes the least (68/100, 1.19%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 20.86%
Loan quality95/100
Noncurrent loans ÷ total loans: 0.14%
Earnings68/100
Return on assets (annualized): 1.19%
Funding & liquidity88/100
Loans ÷ deposits and uninsured-deposit share: 71.1% · 16.0% uninsured
Problem-loan coverage96/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (89 → 90).

TellerScore
888990Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202488
Q4 202488
Q1 202589
Q2 202589
Q3 202588
Q4 202588
Q1 202689
Q2 202690
Tier 1 leverage ratio
5.00%14.05%23.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202423.10%
Q3 202421.63%
Q4 202422.10%
Q1 202521.86%
Q2 202521.40%
Q3 202520.99%
Q4 202521.03%
Q1 202621.11%
Q2 202620.86%
Noncurrent loans
0.11%0.18%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.20%
Q3 20240.24%
Q4 20240.12%
Q1 20250.26%
Q2 20250.21%
Q3 20250.26%
Q4 20250.21%
Q1 20260.11%
Q2 20260.14%
Return on assets
0.75%0.97%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.94%
Q3 20240.91%
Q4 20240.75%
Q1 20251.04%
Q2 20250.96%
Q3 20250.94%
Q4 20250.87%
Q1 20261.02%
Q2 20261.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$138.5M20.86%0.14%1.19%71.1%
Q1 202689$134.3M21.11%0.11%1.02%69.3%
Q4 202588$134.6M21.03%0.21%0.87%67.1%
Q3 202588$135.0M20.99%0.26%0.94%64.7%
Q2 202589$129.5M21.40%0.21%0.96%66.4%
Q1 202589$126.6M21.86%0.26%1.04%67.6%
Q4 202488$124.5M22.10%0.12%0.75%66.9%
Q3 202488$127.8M21.63%0.24%0.91%63.9%
Q2 202489$125.9M23.10%0.20%0.94%64.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.86%
97th
Total risk-based capital34.66%
97th
Problem loans0.14%
69th
Net charge-offs-0.01%
87th
Return on assets1.19%
47th
Net interest margin3.91%
48th
Efficiency ratio58.9%
60th
Loans to deposits71.1%
68th
Uninsured deposits16.0%
79th
Loan-loss reserves1.00%
27th
Texas ratio2.1%
57th

Similar-size banks in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of HallsBank Halls, TN64 out of 100, Moderate$134.6M8.0%0.15%vs
Greenfield Banking CompanyBank Greenfield, TN59 out of 100, Moderate$151.2M8.5%1.03%vs
Home Banking CompanyBank Selmer, TN57 out of 100, Moderate$124.0M10.1%1.49%vs
Central BankBank Savannah, TN78 out of 100, Strong$160.2M12.0%0.00%vs
The Peoples BankBank Sardis, TN62 out of 100, Moderate$113.1M10.6%1.21%vs
Peoples Bank & Trust CompanyBank Manchester, TN93 out of 100, Very strong$168.6M14.7%0.02%vs

Deposit insurance

Is my money safe at Bank of Gleason?

Yes. Bank of Gleason is an FDIC-insured institution (FDIC certificate #2379). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 16.0% of deposits ($18.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 20.86%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 34.66% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Bank of Gleason lists 2 offices in 2 cities. Most locations:

  • Gleason, TN (1)
  • Mckenzie, TN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Gleason
Type
State-chartered bank
FDIC certificate #
2379
RSSD ID
141958
Primary regulator
FDIC
Holding company
Bancshares of Gleason Inc
Established
January 1, 1901
Headquarters
203 Main St, Gleason, TN 38229
Employees
24

Quick answers

Bank of Gleason: common questions

Is Bank of Gleason FDIC insured?

Yes. Bank of Gleason is an FDIC-insured institution (FDIC certificate #2379). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Gleason's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Gleason ever failed?

There is no failure record for FDIC certificate #2379 in the FDIC failed bank list.

How many branches does Bank of Gleason have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Gleason

InstitutionScoreAssetsCapitalProblem loansCompare
Johnsonville TVA Employees Credit UnionCredit union Camden, TN92 out of 100, Very strong$180.7M16.4%0.73%vs
Wcg Employees Credit UnionCredit union Martin, TN89 out of 100, Very strong$1.0M21.8%0.00%vs
Holley Credit UnionCredit union Paris, TN85 out of 100, Very strong$105.3M13.8%0.51%vs
Commercial Bank & Trust Co.Bank Paris, TN80 out of 100, Strong$1.1B12.1%0.15%vs
Security Bank and Trust CompanyBank Paris, TN79 out of 100, Strong$1.7B10.9%0.02%vs
Foundation BankBank Mc Kenzie, TN75 out of 100, Strong$217.9M14.7%2.39%vs