Gunnison Savings and Loan Association (FDIC certificate #30388) is based in Gunnison, Colorado. Its Q2 2026 call report shows $102.2M in total assets and $83.4M in deposits and 1 office.
Based on its Q2 2026 filing, Gunnison Savings and Loan Association scores 78/100, which we describe as strong. That is higher than 72% of 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 19th. Its strongest component is problem-loan coverage (99/100; 0.5%), and its lowest is earnings (32/100; 0.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 17 points (61 → 78), mostly because the loan quality component improved by 46 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 72 |
| Q4 2024 | 72 |
| Q1 2025 | 73 |
| Q2 2025 | 61 |
| Q3 2025 | 61 |
| Q4 2025 | 69 |
| Q1 2026 | 78 |
| Q2 2026 | 78 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.71% |
| Q3 2024 | 12.49% |
| Q4 2024 | 12.48% |
| Q1 2025 | 12.90% |
| Q2 2025 | 12.80% |
| Q3 2025 | 12.69% |
| Q4 2025 | 12.76% |
| Q1 2026 | 12.91% |
| Q2 2026 | 12.90% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.17% |
| Q1 2025 | 0.24% |
| Q2 2025 | 1.47% |
| Q3 2025 | 1.44% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.12% |
| Q2 2026 | 0.10% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.25% |
| Q3 2024 | -0.24% |
| Q4 2024 | -0.24% |
| Q1 2025 | -0.21% |
| Q2 2025 | -0.15% |
| Q3 2025 | -0.15% |
| Q4 2025 | 0.01% |
| Q1 2026 | 0.34% |
| Q2 2026 | 0.30% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $102.2M | 12.90% | 0.10% | 0.30% | 71.7% |
| Q1 2026 | 78 | $102.8M | 12.91% | 0.12% | 0.34% | 69.8% |
| Q4 2025 | 69 | $102.0M | 12.76% | 0.74% | 0.01% | 69.7% |
| Q3 2025 | 61 | $102.7M | 12.69% | 1.44% | -0.15% | 70.0% |
| Q2 2025 | 61 | $101.9M | 12.80% | 1.47% | -0.15% | 69.7% |
| Q1 2025 | 73 | $101.6M | 12.90% | 0.24% | -0.21% | 67.0% |
| Q4 2024 | 72 | $101.5M | 12.48% | 0.17% | -0.24% | 65.6% |
| Q3 2024 | 72 | $105.4M | 12.49% | 0.17% | -0.24% | 65.7% |
| Q2 2024 | 72 | $102.7M | 12.71% | 0.21% | -0.25% | 66.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pikes Peak National BankBank Colorado Springs, CO | 85 out of 100, Very strong | $110.8M | 15.6% | 0.00% | vs |
| The Farmers State Bank of BrushBank Brush, CO | 85 out of 100, Very strong | $116.6M | 20.1% | 0.13% | vs |
| Rocky Mountain Bank & TrustBank Florence, CO | 74 out of 100, Strong | $126.5M | 13.2% | 1.71% | vs |
| RG Bank, A Savings and Loan AssociationBank Monte Vista, CO | 61 out of 100, Moderate | $136.7M | 11.9% | 1.50% | vs |
| Evergreen National BankBank Evergreen, CO | 84 out of 100, Strong | $139.9M | 13.5% | 0.09% | vs |
| Fowler State BankBank Fowler, CO | 60 out of 100, Moderate | $154.5M | 13.2% | 3.46% | vs |
Deposit insurance
Is my money safe at Gunnison Savings and Loan Association?
Yes. Gunnison Savings and Loan Association is an FDIC-insured institution (FDIC certificate #30388). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 8.2% of deposits ($6.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.90%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Gunnison Savings and Loan Association lists 1 office in 1 city. Most locations:
- Gunnison, CO (1)
Identity & history
Profile
- Legal name
- Gunnison Savings and Loan Association
- Type
- Savings association
- FDIC certificate #
- 30388
- RSSD ID
- 388874
- Primary regulator
- FDIC
- Established
- January 1, 1911
- Headquarters
- 303 N Main St, Gunnison, CO 81230
- Website
- www.gunnisonsl.com
- Employees
- 14
Quick answers
Gunnison Savings and Loan Association: common questions
Is Gunnison Savings and Loan Association FDIC insured?
Yes. Gunnison Savings and Loan Association is an FDIC-insured institution (FDIC certificate #30388). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Gunnison Savings and Loan Association's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Gunnison Savings and Loan Association ever failed?
There is no failure record for FDIC certificate #30388 in the FDIC failed bank list.
How many branches does Gunnison Savings and Loan Association have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Gunnison
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nuvista Federal Credit UnionCredit union Montrose, CO | 92 out of 100, Very strong | $172.3M | 14.3% | 0.00% | vs |
| The Gunnison Bank and Trust CompanyBank Gunnison, CO | 90 out of 100, Very strong | $255.4M | 13.9% | 0.05% | vs |
| NBH BankBank Greenwood Village, CO | 66 out of 100, Moderate | $12.5B | 10.3% | 0.60% | vs |
| BMO Bank National AssociationBank Chicago, IL | 58 out of 100, Moderate | $255.0B | 11.3% | 0.92% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |