Headquartered in Montrose, Colorado, Nuvista Federal Credit Union is a federal credit union with $172.3M in total assets and $146.8M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1964.
Based on its Q2 2026 filing, Nuvista Federal Credit Union scores 92/100, which we describe as very strong. That is higher than 97% of 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 3rd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (68/100; 1.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (91 → 92).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 94 |
| Q3 2024 | 94 |
| Q4 2024 | 97 |
| Q1 2025 | 89 |
| Q2 2025 | 91 |
| Q3 2025 | 88 |
| Q4 2025 | 89 |
| Q1 2026 | 88 |
| Q2 2026 | 92 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.96% |
| Q3 2024 | 12.96% |
| Q4 2024 | 13.90% |
| Q1 2025 | 13.62% |
| Q2 2025 | 13.93% |
| Q3 2025 | 13.78% |
| Q4 2025 | 14.01% |
| Q1 2026 | 13.57% |
| Q2 2026 | 14.33% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.01% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.24% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 3.15% |
| Q3 2024 | 2.96% |
| Q4 2024 | 3.22% |
| Q1 2025 | 1.12% |
| Q2 2025 | 1.23% |
| Q3 2025 | 1.20% |
| Q4 2025 | 1.24% |
| Q1 2026 | 1.04% |
| Q2 2026 | 1.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 92 | $172.3M | 14.33% | 0.00% | 1.21% | 47.8% |
| Q1 2026 | 88 | $177.7M | 13.57% | 0.00% | 1.04% | 44.2% |
| Q4 2025 | 89 | $168.9M | 14.01% | 0.24% | 1.24% | 44.6% |
| Q3 2025 | 88 | $167.4M | 13.78% | 0.23% | 1.20% | 46.3% |
| Q2 2025 | 91 | $161.9M | 13.93% | 0.00% | 1.23% | 47.8% |
| Q1 2025 | 89 | $161.6M | 13.62% | 0.01% | 1.12% | 46.1% |
| Q4 2024 | 97 | $155.1M | 13.90% | 0.00% | 3.22% | 44.0% |
| Q3 2024 | 94 | $154.4M | 12.96% | 0.00% | 2.96% | 45.3% |
| Q2 2024 | 94 | $145.5M | 12.96% | 0.01% | 3.15% | 47.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Space Age Credit UnionCredit union Aurora, CO | 39 out of 100, Low | $167.7M | 8.1% | 2.13% | vs |
| Foothills Credit UnionCredit union Wheat Ridge, CO | 41 out of 100, Below average | $165.6M | 7.4% | 1.77% | vs |
| Power Credit UnionCredit union Pueblo, CO | 63 out of 100, Moderate | $156.0M | 11.4% | 1.40% | vs |
| Arapahoe Credit UnionCredit union Littleton, CO | 49 out of 100, Below average | $154.0M | 7.0% | 1.22% | vs |
| Fidelis Catholic Federal Credit UnionCredit union Arvada, CO | 56 out of 100, Moderate | $151.8M | 8.4% | 0.43% | vs |
| Coloramo Federal Credit UnionCredit union Grand Junction, CO | 59 out of 100, Moderate | $196.3M | 9.1% | 0.64% | vs |
Deposit insurance
Is my money safe at Nuvista Federal Credit Union?
Yes. Nuvista Federal Credit Union is a federally insured credit union (NCUA charter #16476). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.5% of shares and deposits ($13.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.33%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Nuvista Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Gunnison, CO (1)
- Montrose, CO (1)
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Visa Platinum, Visa Classic, Visa Secured | — | $0 | $25 | 1.0% |
Identity & history
Profile
- Legal name
- Nuvista Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 16476
- RSSD ID
- 945286
- Primary regulator
- NCUA
- Established
- 1964
- Headquarters
- Po Box 1085, Montrose, CO 81402
- Employees
- 33
Quick answers
Nuvista Federal Credit Union: common questions
Is Nuvista Federal Credit Union NCUA insured?
Yes. Nuvista Federal Credit Union is a federally insured credit union (NCUA charter #16476). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Nuvista Federal Credit Union's TellerScore?
92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Nuvista Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Montrose
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| San Juan Mountains Credit UnionCredit union Montrose, CO | 78 out of 100, Strong | $61.3M | 11.0% | 0.33% | vs |
| Timberline BankBank Grand Junction, CO | 75 out of 100, Strong | $832.6M | 9.4% | 0.06% | vs |
| Bank of ColoradoBank Fort Collins, CO | 74 out of 100, Strong | $7.6B | 10.5% | 0.10% | vs |
| Alpine BankBank Glenwood Springs, CO | 73 out of 100, Strong | $6.7B | 11.0% | 0.31% | vs |
| The Central Trust BankBank Jefferson City, MO | 69 out of 100, Moderate | $20.3B | 7.9% | 0.49% | vs |
| Oakstar BankBank Springfield, MO | 69 out of 100, Moderate | $3.3B | 9.8% | 0.48% | vs |