I3 Bank (FDIC certificate #8595) is based in Bennington, Nebraska. Its Q2 2026 call report shows $225.5M in total assets and $195.8M in deposits and 5 offices.
I3 Bank has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 113th. Problem-loan coverage contributes the most (95/100, 2.7%); capital cushion contributes the least (38/100, 8.80%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 21 points (42 → 63), mostly because the loan quality component improved by 71 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 50 |
| Q3 2024 | 44 |
| Q4 2024 | 42 |
| Q1 2025 | 42 |
| Q2 2025 | 42 |
| Q3 2025 | 48 |
| Q4 2025 | 49 |
| Q1 2026 | 48 |
| Q2 2026 | 63 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.52% |
| Q3 2024 | 9.83% |
| Q4 2024 | 10.08% |
| Q1 2025 | 9.75% |
| Q2 2025 | 9.80% |
| Q3 2025 | 9.63% |
| Q4 2025 | 9.45% |
| Q1 2026 | 9.11% |
| Q2 2026 | 8.80% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.36% |
| Q3 2024 | 3.18% |
| Q4 2024 | 2.94% |
| Q1 2025 | 2.43% |
| Q2 2025 | 2.47% |
| Q3 2025 | 1.60% |
| Q4 2025 | 1.54% |
| Q1 2026 | 2.08% |
| Q2 2026 | 0.33% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.16% |
| Q3 2024 | 1.49% |
| Q4 2024 | 1.06% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.47% |
| Q4 2025 | 0.60% |
| Q1 2026 | 0.99% |
| Q2 2026 | 0.92% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $225.5M | 8.80% | 0.33% | 0.92% | 86.2% |
| Q1 2026 | 48 | $226.2M | 9.11% | 2.08% | 0.99% | 88.5% |
| Q4 2025 | 49 | $218.1M | 9.45% | 1.54% | 0.60% | 98.4% |
| Q3 2025 | 48 | $215.3M | 9.63% | 1.60% | 0.47% | 90.5% |
| Q2 2025 | 42 | $204.8M | 9.80% | 2.47% | 0.53% | 80.0% |
| Q1 2025 | 42 | $203.1M | 9.75% | 2.43% | 0.46% | 79.8% |
| Q4 2024 | 42 | $201.4M | 10.08% | 2.94% | 1.06% | 84.4% |
| Q3 2024 | 44 | $197.7M | 9.83% | 3.18% | 1.49% | 80.3% |
| Q2 2024 | 50 | $200.4M | 10.52% | 3.36% | 2.16% | 81.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Town & Country BankBank Ravenna, NE | 92 out of 100, Very strong | $228.9M | 14.1% | 0.00% | vs |
| First State BankBank Loomis, NE | 84 out of 100, Strong | $232.5M | 11.8% | 0.01% | vs |
| Farmers and Merchants State Bank, Bloomfield, NebraskaBank Bloomfield, NE | 77 out of 100, Strong | $232.9M | 9.5% | 0.07% | vs |
| Farmers and Merchants BankBank Milligan, NE | 78 out of 100, Strong | $215.4M | 11.1% | 0.19% | vs |
| Adams County BankBank Kenesaw, NE | 83 out of 100, Strong | $241.1M | 11.8% | 0.00% | vs |
| Nebraska Bank of CommerceBank Lincoln, NE | 66 out of 100, Moderate | $241.2M | 9.6% | 0.33% | vs |
Deposit insurance
Is my money safe at I3 Bank?
Yes. I3 Bank is an FDIC-insured institution (FDIC certificate #8595). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 29.0% of deposits ($56.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.80%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.76% (benchmark: 10%).
5 locations
Branches
I3 Bank lists 4 offices in 4 cities. Most locations:
- Ashland, NE (1)
- Bennington, NE (1)
- Lincoln, NE (1)
- Omaha, NE (1)
HMDA 2025
Mortgage lending
In 2025, I3 Bank reported 64 home-loan applications under HMDA (LEI 2549004G86NS7ZIP2L97): 59 originated ($22,555,000 total), 0 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- I3 Bank
- Former names
- Bank of Bennington
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 8595
- RSSD ID
- 348159
- Primary regulator
- FED
- Holding company
- Bbig Holdings Llc
- Established
- January 28, 1928
- Headquarters
- 12212 N 156th St, Bennington, NE 68007
- Website
- www.i3.bank
- Employees
- 40
Quick answers
I3 Bank: common questions
Is I3 Bank FDIC insured?
Yes. I3 Bank is an FDIC-insured institution (FDIC certificate #8595). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is I3 Bank's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has I3 Bank ever failed?
There is no failure record for FDIC certificate #8595 in the FDIC failed bank list.
How many branches does I3 Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bennington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| North Western Employees Credit UnionCredit union Council Bluffs, IA | 94 out of 100, Very strong | $10.4M | 21.4% | 0.00% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
| Omaha Firefighters Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $76.0M | 17.5% | 0.04% | vs |
| Neighborhood Community Federal Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $31.0M | 14.2% | 0.17% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |