TellerScore

Lewisburg Banking Company (FDIC certificate #297) is based in Lewisburg, Kentucky. Its Q2 2026 call report shows $246.1M in total assets and $210.1M in deposits and 5 offices.

Based on its Q2 2026 filing, Lewisburg Banking Company scores 72/100, which we describe as strong. That is higher than 50% of 2,650 banks with $100 million – $1 billion. Among 120 banks headquartered in Kentucky, it ranks 65th. Its strongest component is earnings (94/100; 1.85%), and its lowest is capital cushion (40/100; 9.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion40/100
Tier 1 leverage ratio: 9.05%
Loan quality84/100
Noncurrent loans ÷ total loans: 0.48%
Earnings94/100
Return on assets (annualized): 1.85%
Funding & liquidity73/100
Loans ÷ deposits and uninsured-deposit share: 76.8% · 24.0% uninsured
Problem-loan coverage92/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 72).

TellerScore
717375Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202474
Q4 202472
Q1 202573
Q2 202571
Q3 202572
Q4 202572
Q1 202671
Q2 202672
Tier 1 leverage ratio
5.00%7.51%10.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.93%
Q3 202410.01%
Q4 20249.88%
Q1 20259.45%
Q2 20259.01%
Q3 20259.14%
Q4 20259.47%
Q1 20268.97%
Q2 20269.05%
Noncurrent loans
0.26%0.39%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.26%
Q3 20240.43%
Q4 20240.49%
Q1 20250.30%
Q2 20250.45%
Q3 20250.38%
Q4 20250.40%
Q1 20260.52%
Q2 20260.48%
Return on assets
1.43%1.64%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.54%
Q3 20241.55%
Q4 20241.50%
Q1 20251.43%
Q2 20251.65%
Q3 20251.73%
Q4 20251.66%
Q1 20261.78%
Q2 20261.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$246.1M9.05%0.48%1.85%76.8%
Q1 202671$234.8M8.97%0.52%1.78%83.8%
Q4 202572$222.9M9.47%0.40%1.66%89.5%
Q3 202572$223.9M9.14%0.38%1.73%85.3%
Q2 202571$219.0M9.01%0.45%1.65%83.7%
Q1 202573$211.3M9.45%0.30%1.43%78.9%
Q4 202472$198.2M9.88%0.49%1.50%82.8%
Q3 202474$191.0M10.01%0.43%1.55%80.9%
Q2 202475$185.5M9.93%0.26%1.54%81.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.05%
13th
Total risk-based capital0.00%
24th
Problem loans0.48%
46th
Net charge-offs-0.07%
97th
Return on assets1.85%
82nd
Net interest margin4.10%
59th
Efficiency ratio56.3%
68th
Loans to deposits76.8%
56th
Uninsured deposits24.0%
50th
Loan-loss reserves1.11%
40th
Texas ratio3.8%
43rd

Similar-size banks in Kentucky

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers Bank and Trust CompanyBank Princeton, KY76 out of 100, Strong$247.8M9.5%0.04%vs
Taylor County BankBank Campbellsville, KY77 out of 100, Strong$243.8M12.9%0.97%vs
The Commercial Bank of GraysonBank Grayson, KY49 out of 100, Below average$242.0M11.0%3.03%vs
Citizens BankBank Mount Vernon, KY60 out of 100, Moderate$250.4M8.1%0.96%vs
First National Bank of KentuckyBank Carrollton, KY70 out of 100, Strong$258.0M9.2%0.60%vs
Bank of HindmanBank Hindman, KY62 out of 100, Moderate$259.7M9.2%0.91%vs

Deposit insurance

Is my money safe at Lewisburg Banking Company?

Yes. Lewisburg Banking Company is an FDIC-insured institution (FDIC certificate #297). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.0% of deposits ($50.4M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.05%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Lewisburg Banking Company lists 4 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lewisburg Banking Company
Type
State-chartered bank (Fed member)
FDIC certificate #
297
RSSD ID
580847
Primary regulator
FED
Holding company
Lewisburg Bancshares Corp
Established
February 10, 1894
Headquarters
287 N Main St, Lewisburg, KY 42256
Employees
38

Quick answers

Lewisburg Banking Company: common questions

Is Lewisburg Banking Company FDIC insured?

Yes. Lewisburg Banking Company is an FDIC-insured institution (FDIC certificate #297). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Lewisburg Banking Company's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Lewisburg Banking Company ever failed?

There is no failure record for FDIC certificate #297 in the FDIC failed bank list.

How many branches does Lewisburg Banking Company have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Lewisburg

InstitutionScoreAssetsCapitalProblem loansCompare
Commonwealth Community Bank, Inc.Bank Hartford, KY83 out of 100, Strong$157.7M14.7%0.24%vs
Elkton Bank & Trust CompanyBank Elkton, KY82 out of 100, Strong$199.1M12.6%0.12%vs
United Southern BankBank Hopkinsville, KY81 out of 100, Strong$353.7M12.7%0.37%vs
Franklin Bank & Trust CompanyBank Franklin, KY75 out of 100, Strong$803.6M13.5%1.08%vs
German American BankBank Jasper, IN75 out of 100, Strong$8.4B11.2%0.45%vs
Farmers Bank and Trust CompanyBank Marion, KY74 out of 100, Strong$794.0M9.2%0.23%vs