TellerScore

Nevada Bank and Trust Company (FDIC certificate #22669) is based in Caliente, Nevada. Its Q2 2026 call report shows $217.5M in total assets and $195.2M in deposits and 4 offices.

Nevada Bank and Trust Company has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 2,650 banks with $100 million – $1 billion. Among 14 banks headquartered in Nevada, it ranks 5th. Problem-loan coverage contributes the most (100/100, 0.1%); earnings contributes the least (59/100, 0.98%).

TellerScore · Q2 2026

Scorecard

Capital cushion80/100
Tier 1 leverage ratio: 13.00%
Loan quality98/100
Noncurrent loans ÷ total loans: 0.05%
Earnings59/100
Return on assets (annualized): 0.98%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 34.1% · 35.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 82).

TellerScore
767982Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202477
Q3 202476
Q4 202477
Q1 202580
Q2 202581
Q3 202581
Q4 202578
Q1 202681
Q2 202682
Tier 1 leverage ratio
5.00%9.00%13.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.40%
Q3 202411.90%
Q4 202412.07%
Q1 202512.41%
Q2 202512.39%
Q3 202512.40%
Q4 202511.74%
Q1 202611.75%
Q2 202613.00%
Noncurrent loans
0.02%0.07%0.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.10%
Q3 20240.12%
Q4 20240.05%
Q1 20250.02%
Q2 20250.03%
Q3 20250.04%
Q4 20250.05%
Q1 20260.03%
Q2 20260.05%
Return on assets
0.45%0.79%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.45%
Q3 20240.55%
Q4 20240.58%
Q1 20250.85%
Q2 20250.91%
Q3 20250.91%
Q4 20250.92%
Q1 20261.14%
Q2 20260.98%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$217.5M13.00%0.05%0.98%34.1%
Q1 202681$206.0M11.75%0.03%1.14%38.5%
Q4 202578$218.9M11.74%0.05%0.92%34.8%
Q3 202581$205.0M12.40%0.04%0.91%38.9%
Q2 202581$203.2M12.39%0.03%0.91%38.5%
Q1 202580$199.6M12.41%0.02%0.85%40.1%
Q4 202477$197.8M12.07%0.05%0.58%40.6%
Q3 202476$201.8M11.90%0.12%0.55%42.7%
Q2 202477$199.2M12.40%0.10%0.45%41.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.00%
75th
Total risk-based capital0.00%
24th
Problem loans0.05%
79th
Net charge-offs0.73%
3rd
Return on assets0.98%
32nd
Net interest margin3.91%
49th
Efficiency ratio69.6%
31st
Loans to deposits34.1%
98th
Uninsured deposits35.1%
17th
Loan-loss reserves1.40%
72nd
Texas ratio0.1%
85th

Similar-size banks in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
Valley Bank of NevadaBank North Las Vegas, NV61 out of 100, Moderate$240.8M10.3%0.61%vs
GenuBankBank Las Vegas, NV75 out of 100, Strong$253.2M15.9%0.68%vs
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
The First National Bank of ElyBank Ely, NV77 out of 100, Strong$132.9M10.5%0.00%vs
Lexicon BankBank Las Vegas, NV64 out of 100, Moderate$446.2M9.8%0.74%vs

Deposit insurance

Is my money safe at Nevada Bank and Trust Company?

Yes. Nevada Bank and Trust Company is an FDIC-insured institution (FDIC certificate #22669). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.1% of deposits ($68.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.00%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Nevada Bank and Trust Company lists 4 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Nevada Bank and Trust Company
Type
State-chartered bank
FDIC certificate #
22669
RSSD ID
400767
Primary regulator
FDIC
Established
June 21, 1978
Headquarters
210 Front Street, Caliente, NV 89008
Employees
37

Quick answers

Nevada Bank and Trust Company: common questions

Is Nevada Bank and Trust Company FDIC insured?

Yes. Nevada Bank and Trust Company is an FDIC-insured institution (FDIC certificate #22669). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Nevada Bank and Trust Company's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Nevada Bank and Trust Company ever failed?

There is no failure record for FDIC certificate #22669 in the FDIC failed bank list.

How many branches does Nevada Bank and Trust Company have?

4 offices as of the latest FDIC data.