TellerScore

Quantum Credit Union is a federally insured state-chartered credit union headquartered in Wichita, Kansas, in business for about 88 years. At the end of Q2 2026 it reported $143.0M in total assets and $124.7M in member shares and deposits, with 4 offices.

Quantum Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 63% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Kansas, it ranks 27th. Problem-loan coverage contributes the most (94/100, 2.8%); earnings contributes the least (64/100, 1.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Net worth ratio: 11.39%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.40%
Earnings64/100
Return on assets (annualized): 1.11%
Funding & liquidity72/100
Loans ÷ shares: 88.4% · 4.9% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (67 → 74), mostly because the earnings component improved by 27 points.

TellerScore
616874Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202462
Q4 202462
Q1 202567
Q2 202567
Q3 202569
Q4 202569
Q1 202674
Q2 202674
Net worth ratio
7.00%9.20%11.39%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.43%
Q3 20249.76%
Q4 20249.87%
Q1 202510.19%
Q2 202510.39%
Q3 202511.13%
Q4 202511.34%
Q1 202611.27%
Q2 202611.39%
Delinquent loans (60+ days)
0.24%0.39%0.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.32%
Q3 20240.31%
Q4 20240.38%
Q1 20250.24%
Q2 20250.24%
Q3 20250.39%
Q4 20250.54%
Q1 20260.24%
Q2 20260.40%
Return on assets
0.13%0.62%1.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.16%
Q3 20240.13%
Q4 20240.18%
Q1 20250.46%
Q2 20250.43%
Q3 20250.63%
Q4 20250.74%
Q1 20261.00%
Q2 20261.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$143.0M11.39%0.40%1.11%88.4%
Q1 202674$140.6M11.27%0.24%1.00%87.9%
Q4 202569$136.6M11.34%0.54%0.74%91.5%
Q3 202569$136.2M11.13%0.39%0.63%92.0%
Q2 202567$142.7M10.39%0.24%0.43%88.3%
Q1 202567$144.2M10.19%0.24%0.46%87.1%
Q4 202462$147.1M9.87%0.38%0.18%89.7%
Q3 202462$148.1M9.76%0.31%0.13%89.3%
Q2 202461$152.9M9.43%0.32%0.16%87.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.39%
49th
Problem loans0.40%
74th
Net charge-offs0.30%
58th
Return on assets1.11%
72nd
Loans to deposits88.4%
20th
Uninsured deposits4.9%
61st
Loan-loss reserves0.00%
50th
Texas ratio2.8%
65th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Kansas State University Federal Credit UnionCredit union Manhattan, KS67 out of 100, Moderate$139.9M11.0%0.95%vs
Emporia State Federal Credit UnionCredit union Emporia, KS75 out of 100, Strong$146.5M10.7%0.49%vs
Kansas Teachers Community Credit UnionCredit union Pittsburg, KS83 out of 100, Strong$125.3M15.3%1.24%vs
Farmway Credit UnionCredit union Beloit, KS77 out of 100, Strong$106.8M21.9%0.95%vs
Credit Union of Dodge CityCredit union Dodge City, KS89 out of 100, Very strong$102.6M14.3%0.53%vs
White Eagle Credit UnionCredit union Augusta, KS76 out of 100, Strong$198.5M14.0%1.72%vs

Deposit insurance

Is my money safe at Quantum Credit Union?

Yes. Quantum Credit Union is a federally insured credit union (NCUA charter #67187). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.9% of shares and deposits ($6.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.39%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Quantum Credit Union lists 4 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Quantum Credit Union reported 100 home-loan applications under HMDA (LEI 549300HQPLN40YTRSL84): 77 originated ($7,445,000 total), 18 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Quantum Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67187
RSSD ID
91893
Primary regulator
State + NCUA
Established
1938
Headquarters
6300 W 21st St N, Wichita, KS 67205
Employees
41

Quick answers

Quantum Credit Union: common questions

Is Quantum Credit Union NCUA insured?

Yes. Quantum Credit Union is a federally insured credit union (NCUA charter #67187). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Quantum Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Quantum Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Wichita

InstitutionScoreAssetsCapitalProblem loansCompare
The Citizens State BankBank Moundridge, KS95 out of 100, Very strong$450.6M14.4%0.01%vs
Garden Plain State BankBank Wichita, KS88 out of 100, Very strong$191.5M15.2%0.94%vs
The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK83 out of 100, Strong$446.2M13.9%0.45%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs
Vintage Bank KansasBank Leon, KS78 out of 100, Strong$288.6M11.6%0.53%vs
The First National Bank of HutchinsonBank Hutchinson, KS78 out of 100, Strong$1.2B11.5%0.33%vs