TellerScore

The Solomon State Bank (FDIC certificate #4773) is based in Solomon, Kansas. Its Q2 2026 call report shows $182.6M in total assets and $146.8M in deposits and 3 offices.

The Solomon State Bank has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 99% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 4th. Capital cushion contributes the most (100/100, 19.05%); funding & liquidity contributes the least (68/100, 92% loans-to-deposits, 13% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 19.05%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.25%
Funding & liquidity68/100
Loans ÷ deposits and uninsured-deposit share: 91.8% · 13.4% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.12%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (94 → 95).

TellerScore
939495Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202494
Q3 202494
Q4 202493
Q1 202594
Q2 202594
Q3 202594
Q4 202594
Q1 202695
Q2 202695
Tier 1 leverage ratio
5.00%12.37%19.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202419.43%
Q3 202419.73%
Q4 202419.57%
Q1 202519.49%
Q2 202519.42%
Q3 202519.45%
Q4 202518.46%
Q1 202618.81%
Q2 202619.05%
Noncurrent loans
0.00%0.04%0.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.02%
Q3 20240.01%
Q4 20240.02%
Q1 20250.06%
Q2 20250.00%
Q3 20250.07%
Q4 20250.07%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.97%2.11%2.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.97%
Q3 20242.00%
Q4 20242.12%
Q1 20251.99%
Q2 20252.05%
Q3 20251.98%
Q4 20252.07%
Q1 20262.12%
Q2 20262.25%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202695$182.6M19.05%0.00%2.25%91.8%
Q1 202695$181.5M18.81%0.00%2.12%92.9%
Q4 202594$181.8M18.46%0.07%2.07%93.4%
Q3 202594$184.7M19.45%0.07%1.98%92.9%
Q2 202594$174.7M19.42%0.00%2.05%98.9%
Q1 202594$178.0M19.49%0.06%1.99%99.0%
Q4 202493$172.5M19.57%0.02%2.12%103.0%
Q3 202494$172.3M19.73%0.01%2.00%100.4%
Q2 202494$171.6M19.43%0.02%1.97%99.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.05%
96th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs-0.03%
94th
Return on assets2.25%
92nd
Net interest margin4.17%
64th
Efficiency ratio45.3%
91st
Loans to deposits91.8%
23rd
Uninsured deposits13.4%
86th
Loan-loss reserves3.66%
99th
Texas ratio0.1%
85th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Home Bank and Trust CompanyBank Eureka, KS67 out of 100, Moderate$183.3M8.3%0.63%vs
The Farmers State BankBank Mcpherson, KS78 out of 100, Strong$180.5M10.0%0.01%vs
The Farmers State Bank of Aliceville, KansasBank Westphalia, KS82 out of 100, Strong$179.6M19.2%1.05%vs
Southwind BankBank Natoma, KS70 out of 100, Strong$186.6M10.4%0.74%vs
Community BankBank Topeka, KS83 out of 100, Strong$188.8M11.5%0.22%vs
Bank of Prairie VillageBank Prairie Village, KS72 out of 100, Strong$175.7M10.2%0.07%vs

Deposit insurance

Is my money safe at The Solomon State Bank?

Yes. The Solomon State Bank is an FDIC-insured institution (FDIC certificate #4773). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.4% of deposits ($19.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 19.05%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

The Solomon State Bank lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
The Solomon State Bank
Former names
The Solomon National Bank
Type
State-chartered bank
FDIC certificate #
4773
RSSD ID
356659
Primary regulator
FDIC
Holding company
Solomon Bancshares Inc
Established
July 1, 1905
Headquarters
126 W Main St, Solomon, KS 67480
Employees
19

Quick answers

The Solomon State Bank: common questions

Is The Solomon State Bank FDIC insured?

Yes. The Solomon State Bank is an FDIC-insured institution (FDIC certificate #4773). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Solomon State Bank's TellerScore?

95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Solomon State Bank ever failed?

There is no failure record for FDIC certificate #4773 in the FDIC failed bank list.

How many branches does The Solomon State Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Solomon

InstitutionScoreAssetsCapitalProblem loansCompare
Central Kansas Education Credit UnionCredit union Salina, KS81 out of 100, Strong$6.0M13.5%0.15%vs
First Bank KansasBank Salina, KS79 out of 100, Strong$618.5M8.8%0.04%vs
The Bank of TescottBank Tescott, KS79 out of 100, Strong$648.3M10.6%0.08%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs
The Bennington State BankBank Salina, KS75 out of 100, Strong$1.4B9.5%0.29%vs
The Citizens State Bank and Trust CompanyBank Council Grove, KS75 out of 100, Strong$96.1M9.0%0.11%vs