TellerScore

The First National Bank of Nevada, Missouri is a national bank headquartered in Nevada, Missouri, in business for about 137 years. At the end of Q2 2026 it reported $122.2M in total assets and $104.6M in deposits, with 1 office.

Based on its Q2 2026 filing, The First National Bank of Nevada, Missouri scores 82/100, which we describe as strong. That is higher than 82% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 37th. Its strongest component is capital cushion (100/100; 16.15%), and its lowest is earnings (53/100; 0.83%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 16.15%
Loan quality68/100
Noncurrent loans ÷ total loans: 0.95%
Earnings53/100
Return on assets (annualized): 0.83%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 53.2% · 10.3% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (84 → 82), mostly because the loan quality component weakened by 10 points.

TellerScore
778287Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202483
Q3 202484
Q4 202485
Q1 202583
Q2 202584
Q3 202587
Q4 202583
Q1 202677
Q2 202682
Tier 1 leverage ratio
5.00%10.68%16.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202415.85%
Q3 202415.92%
Q4 202415.91%
Q1 202516.15%
Q2 202515.38%
Q3 202515.20%
Q4 202516.19%
Q1 202616.35%
Q2 202616.15%
Noncurrent loans
0.40%0.92%1.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.76%
Q3 20240.57%
Q4 20240.42%
Q1 20250.64%
Q2 20250.66%
Q3 20250.40%
Q4 20250.88%
Q1 20261.44%
Q2 20260.95%
Return on assets
0.52%0.68%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.67%
Q3 20240.61%
Q4 20240.55%
Q1 20250.52%
Q2 20250.73%
Q3 20250.82%
Q4 20250.84%
Q1 20260.77%
Q2 20260.83%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$122.2M16.15%0.95%0.83%53.2%
Q1 202677$116.9M16.35%1.44%0.77%54.0%
Q4 202583$114.7M16.19%0.88%0.84%53.2%
Q3 202587$120.0M15.20%0.40%0.82%50.7%
Q2 202584$119.9M15.38%0.66%0.73%47.6%
Q1 202583$116.3M16.15%0.64%0.52%47.0%
Q4 202485$112.9M15.91%0.42%0.55%46.0%
Q3 202484$112.5M15.92%0.57%0.61%46.1%
Q2 202483$111.2M15.85%0.76%0.67%45.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.15%
91st
Total risk-based capital23.92%
92nd
Problem loans0.95%
29th
Net charge-offs0.94%
2nd
Return on assets0.83%
25th
Net interest margin3.26%
18th
Efficiency ratio59.7%
58th
Loans to deposits53.2%
89th
Uninsured deposits10.3%
93rd
Loan-loss reserves1.38%
70th
Texas ratio3.3%
46th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Kennett Trust BankBank Kennett, MO49 out of 100, Below average$122.1M11.4%2.65%vs
The Hamilton BankBank Hamilton, MO74 out of 100, Strong$119.8M9.3%0.47%vs
Citizens Bank of RogersvilleBank Rogersville, MO75 out of 100, Strong$125.2M11.4%0.41%vs
HomePride BankBank Mansfield, MO68 out of 100, Moderate$125.3M10.3%0.50%vs
Metz Banking CompanyBank Nevada, MO85 out of 100, Very strong$117.3M11.6%0.00%vs
Bank of Brookfield - Purdin, National AssociationBank Brookfield, MO76 out of 100, Strong$116.7M11.1%0.00%vs

Deposit insurance

Is my money safe at The First National Bank of Nevada, Missouri?

Yes. The First National Bank of Nevada, Missouri is an FDIC-insured institution (FDIC certificate #4598). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 10.3% of deposits ($10.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.15%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.92% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

The First National Bank of Nevada, Missouri lists 1 office in 1 city. Most locations:

  • Nevada, MO (1)

All branch addresses and map

Identity & history

Profile

Legal name
The First National Bank of Nevada, Missouri
Type
National bank
FDIC certificate #
4598
RSSD ID
827355
Primary regulator
OCC
Holding company
1889 Bancshares Inc
Established
January 1, 1889
Headquarters
100 W Walnut St, Nevada, MO 64772
Employees
11

Quick answers

The First National Bank of Nevada, Missouri: common questions

Is The First National Bank of Nevada, Missouri FDIC insured?

Yes. The First National Bank of Nevada, Missouri is an FDIC-insured institution (FDIC certificate #4598). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The First National Bank of Nevada, Missouri's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The First National Bank of Nevada, Missouri ever failed?

There is no failure record for FDIC certificate #4598 in the FDIC failed bank list.

How many branches does The First National Bank of Nevada, Missouri have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
Community Bank of El Dorado SpringsBank El Dorado Springs, MO98 out of 100, Very strong$143.6M16.6%0.09%vs
The Liberty Savings Association, FSABank Fort Scott, KS86 out of 100, Very strong$28.2M24.1%0.00%vs
Metz Banking CompanyBank Nevada, MO85 out of 100, Very strong$117.3M11.6%0.00%vs
Exchange State BankBank Saint Paul, KS84 out of 100, Strong$105.0M11.6%0.00%vs
Kansas Teachers Community Credit UnionCredit union Pittsburg, KS83 out of 100, Strong$125.3M15.3%1.24%vs
Mid-Missouri BankBank Springfield, MO80 out of 100, Strong$946.7M10.8%0.07%vs