The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 8 points (58 → 66), mostly because the earnings component improved by 16 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in New Mexico

Yes. The James Polk Stone Community Bank is an FDIC-insured institution (FDIC certificate #2244). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 51.9% of deposits ($196.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.98%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

The James Polk Stone Community Bank lists 7 offices in 7 cities. Most locations:

• Carlsbad, NM (1)
• Clovis, NM (1)
• Eunice, NM (1)
• Hagerman, NM (1)
• Hobbs, NM (1)
• Portales, NM (1)
• Roswell, NM (1)

All branch addresses and map

Legal name

The James Polk Stone Community Bank

Former names

The Portales National Bank; The James Polk Stone National Bank

Type

State-chartered bank

FDIC certificate #

2244

RSSD ID

785857

Primary regulator

FDIC

Holding company

James Polk Stone Cmty Bancshares

Established

July 30, 1906

Headquarters

109 E 2nd St, Portales, NM 88130

Website

www.jpstone.com

Employees

90