TellerScore

Toyota Financial Savings Bank (FDIC certificate #57542) is based in Henderson, Nevada. Its Q2 2026 call report shows $16.8B in total assets and $14.3B in deposits and 1 office.

Toyota Financial Savings Bank has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than 83% of its 132 banks with $10 billion – $100 billion. Among 14 banks headquartered in Nevada, it ranks 9th. Problem-loan coverage contributes the most (98/100, 1.0%); earnings contributes the least (36/100, 0.39%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Tier 1 leverage ratio: 11.06%
Loan quality93/100
Noncurrent loans ÷ total loans: 0.20%
Earnings36/100
Return on assets (annualized): 0.39%
Funding & liquidity95/100
Loans ÷ deposits and uninsured-deposit share: 64.2% · 16.3% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (66 → 73), mostly because the capital cushion component improved by 23 points.

TellerScore
667685Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202485
Q3 202481
Q4 202480
Q1 202572
Q2 202566
Q3 202572
Q4 202572
Q1 202674
Q2 202673
Tier 1 leverage ratio
5.00%9.97%14.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.94%
Q3 202413.23%
Q4 202413.02%
Q1 202511.59%
Q2 20258.84%
Q3 202510.52%
Q4 202510.42%
Q1 202611.06%
Q2 202611.06%
Noncurrent loans
0.00%0.10%0.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.01%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.02%
Q3 20250.08%
Q4 20250.12%
Q1 20260.16%
Q2 20260.20%
Return on assets
0.21%0.35%0.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.48%
Q3 20240.47%
Q4 20240.49%
Q1 20250.21%
Q2 20250.29%
Q3 20250.31%
Q4 20250.30%
Q1 20260.46%
Q2 20260.39%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$16.8B11.06%0.20%0.39%64.2%
Q1 202674$16.1B11.06%0.16%0.46%61.2%
Q4 202572$15.4B10.42%0.12%0.30%57.7%
Q3 202572$13.9B10.52%0.08%0.31%56.0%
Q2 202566$11.8B8.84%0.02%0.29%56.7%
Q1 202572$9.2B11.59%0.00%0.21%61.6%
Q4 202480$7.2B13.02%0.00%0.49%67.9%
Q3 202481$6.9B13.23%0.00%0.47%67.2%
Q2 202485$6.3B14.94%0.01%0.48%73.5%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.06%
76th
Total risk-based capital15.26%
69th
Problem loans0.20%
89th
Net charge-offs0.20%
34th
Return on assets0.39%
8th
Net interest margin1.01%
5th
Efficiency ratio80.3%
2nd
Loans to deposits64.2%
89th
Uninsured deposits16.3%
82nd
Loan-loss reserves1.15%
54th
Texas ratio1.0%
90th

Similar-size banks in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
Beal Bank USABank Las Vegas, NV80 out of 100, Strong$11.0B21.9%0.78%vs

Deposit insurance

Is my money safe at Toyota Financial Savings Bank?

Yes. Toyota Financial Savings Bank is an FDIC-insured institution (FDIC certificate #57542). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 16.3% of deposits ($2.3B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.06%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.26% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Toyota Financial Savings Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Toyota Financial Savings Bank reported 458 home-loan applications under HMDA (LEI 5493008SP1FN4D81IS17): 363 originated ($314,925,000 total), 23 denied, and 72 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Toyota Financial Savings Bank
Type
State-chartered bank
FDIC certificate #
57542
RSSD ID
3287660
Primary regulator
FDIC
Established
August 16, 2004
Headquarters
2485 Village View Dr, Henderson, NV 89074
Employees
222

Quick answers

Toyota Financial Savings Bank: common questions

Is Toyota Financial Savings Bank FDIC insured?

Yes. Toyota Financial Savings Bank is an FDIC-insured institution (FDIC certificate #57542). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Toyota Financial Savings Bank's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Toyota Financial Savings Bank ever failed?

There is no failure record for FDIC certificate #57542 in the FDIC failed bank list.

How many branches does Toyota Financial Savings Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Henderson

InstitutionScoreAssetsCapitalProblem loansCompare
One Nevada Credit UnionCredit union Las Vegas, NV93 out of 100, Very strong$1.5B16.7%0.31%vs
Boulder Dam Credit UnionCredit union Boulder City, NV93 out of 100, Very strong$871.5M14.8%0.21%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
First Savings BankBank Beresford, SD83 out of 100, Strong$1.6B19.3%0.90%vs