Side-by-side · Q2 2026 data
WaFd Bank vs Potlatch No. 1 Financial Credit Union
Metric by metric
| Measure | WaFd Bank | Potlatch No. 1 Financial Credit Union |
|---|---|---|
| TellerScore | 61 | 62 (stronger) |
| Capital cushion | 42 (stronger) | 39 |
| Loan quality | 79 | 87 (stronger) |
| Earnings | 60 (stronger) | 50 |
| Funding & liquidity | 47 | 65 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 32nd | 30th |
| Total assets | $27.6B | $2.2B |
| Deposits / shares | $21.1B | $1.8B |
| Capital ratio | 9.21% (stronger) | 8.87% |
| Problem loans | 0.63% | 0.40% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.50% |
| Return on assets | 0.99% (stronger) | 0.76% |
| Loans ÷ deposits | 95.1% (stronger) | 95.6% |
| Uninsured deposits | 31.1% | 10.0% (stronger) |
| Offices | 210 | 28 |
| CFPB complaints (3 yrs) | 93 | — |
| Complaints per $1B deposits | 4.4 | — |
| Mortgage denial rate (HMDA) | 18.8% | 13.4% |
Potlatch No. 1 Financial Credit Union has the higher TellerScore (62 vs 61). On the 7 directional measures above (where higher or lower is clearly better), WaFd Bank leads on 4 and Potlatch No. 1 Financial Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Nampa, ID
- Meridian, ID
- Clarkston, WA
- Pullman, WA
- Eagle, ID
- Walla Walla, WA
- Osburn, ID
- Cle Elum, WA