TellerScore

Side-by-side · Q2 2026 data

Westmark Credit Union vs Potlatch No. 1 Financial Credit Union

Credit union

Westmark Credit Union

Idaho Falls, Idaho · $1 billion – $10 billion

57of 100
Moderate

Credit union

Potlatch No. 1 Financial Credit Union

Lewiston, Idaho · $1 billion – $10 billion

62of 100
Moderate

Metric by metric

MeasureWestmark Credit UnionPotlatch No. 1 Financial Credit Union
TellerScore5762 (stronger)
Capital cushion3139 (stronger)
Loan quality90 (stronger)87
Earnings3850 (stronger)
Funding & liquidity5665 (stronger)
Problem-loan coverage9292
Peer percentile17th30th
Total assets$1.7B$2.2B
Deposits / shares$1.4B$1.8B
Capital ratio8.11%8.87% (stronger)
Problem loans0.30% (stronger)0.40%
Net charge-offs0.55%0.50% (stronger)
Return on assets0.46%0.76% (stronger)
Loans ÷ deposits104.3%95.6% (stronger)
Uninsured deposits10.5%10.0% (stronger)
Offices1528
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)20.0%13.4%

Potlatch No. 1 Financial Credit Union has the higher TellerScore (62 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Westmark Credit Union leads on 1 and Potlatch No. 1 Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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