TellerScore

Stoppenbach Credit Union is a federally insured state-chartered credit union headquartered in Jefferson, Wisconsin, in business for about 89 years. At the end of Q2 2026 it reported $1.8M in total assets and $1.4M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Stoppenbach Credit Union scores 45/100, which we describe as below average. That is higher than only 5% of 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 96th. Its strongest component is capital cushion (100/100; 21.16%), and its lowest is earnings (0/100; -9.14%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 21.16%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 6.11%
Earnings0/100
Return on assets (annualized): -9.14%
Funding & liquidity61/100
Loans ÷ shares: 99.4% · 0.0% uninsured
Problem-loan coverage55/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 22.31%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (55 → 45), mostly because the earnings component weakened by 58 points.

TellerScore
435158Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202450
Q3 202449
Q4 202449
Q1 202543
Q2 202555
Q3 202558
Q4 202549
Q1 202646
Q2 202645
Net worth ratio
7.00%15.21%23.42%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202422.84%
Q3 202423.20%
Q4 202423.02%
Q1 202523.12%
Q2 202523.27%
Q3 202523.13%
Q4 202523.42%
Q1 202620.56%
Q2 202621.16%
Delinquent loans (60+ days)
3.20%6.83%10.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20243.20%
Q3 20249.74%
Q4 202410.47%
Q1 202510.08%
Q2 20257.47%
Q3 20257.44%
Q4 20256.26%
Q1 20264.40%
Q2 20266.11%
Return on assets
-19.17%-8.99%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-0.10%
Q3 20240.27%
Q4 20240.12%
Q1 2025-1.34%
Q2 20250.96%
Q3 20251.19%
Q4 2025-0.19%
Q1 2026-19.17%
Q2 2026-9.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202645$1.8M21.16%6.11%-9.14%99.4%
Q1 202646$1.8M20.56%4.40%-19.17%95.8%
Q4 202549$2.0M23.42%6.26%-0.19%92.2%
Q3 202558$2.0M23.13%7.44%1.19%95.5%
Q2 202555$2.0M23.27%7.47%0.96%105.7%
Q1 202543$2.0M23.12%10.08%-1.34%97.3%
Q4 202449$2.0M23.02%10.47%0.12%92.0%
Q3 202449$2.0M23.20%9.74%0.27%97.2%
Q2 202450$2.0M22.84%3.20%-0.10%99.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.16%
81st
Problem loans6.11%
4th
Net charge-offs0.00%
77th
Return on assets-9.14%
1st
Loans to deposits99.4%
3rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio22.3%
4th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
1st Class Express Credit UnionCredit union Waukesha, WI86 out of 100, Very strong$2.1M22.9%0.30%vs
Air Tech Credit UnionCredit union Milwaukee, WI85 out of 100, Very strong$2.1M27.6%0.00%vs
School Employees Credit UnionCredit union Superior, WI87 out of 100, Very strong$2.4M16.5%0.00%vs
Police Credit UnionCredit union Sheboygan, WI54 out of 100, Below average$905K19.4%3.49%vs
Holy Redeemer Community of Se Wis. Credit UnionCredit union Milwaukee, WI79 out of 100, Strong$748K30.8%1.93%vs
Lco Federal Credit UnionCredit union Hayward, WI85 out of 100, Very strong$2.9M13.7%0.32%vs

Deposit insurance

Is my money safe at Stoppenbach Credit Union?

Yes. Stoppenbach Credit Union is a federally insured credit union (NCUA charter #66565). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 21.16%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Stoppenbach Credit Union lists 1 office in 1 city. Most locations:

  • Jefferson, WI (1)

All branch addresses and map

Identity & history

Profile

Legal name
Stoppenbach Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66565
RSSD ID
667896
Primary regulator
State + NCUA
Established
1937
Headquarters
318 Wisconsin Dr, Jefferson, WI 53549
Employees
3

Quick answers

Stoppenbach Credit Union: common questions

Is Stoppenbach Credit Union NCUA insured?

Yes. Stoppenbach Credit Union is a federally insured credit union (NCUA charter #66565). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Stoppenbach Credit Union's TellerScore?

45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Stoppenbach Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Jefferson

InstitutionScoreAssetsCapitalProblem loansCompare
First Citizens State BankBank Whitewater, WI90 out of 100, Very strong$525.2M18.0%0.00%vs
Citizens BankBank Mukwonago, WI83 out of 100, Strong$1.2B13.6%0.30%vs
Badger BankBank Fort Atkinson, WI82 out of 100, Strong$206.0M12.4%0.07%vs
WaterStone Bank, SSBBank Wauwatosa, WI81 out of 100, Strong$2.3B15.4%0.36%vs
Educators Credit UnionCredit union Racine, WI81 out of 100, Strong$4.0B13.9%0.97%vs
Waukesha State BankBank Waukesha, WI80 out of 100, Strong$1.6B11.5%0.25%vs