TellerScore

New Kensington Municipal Federal Credit Union (NCUA charter #15063) is based in New Kensington, Pennsylvania. Its Q2 2026 call report shows $3.3M in total assets and $2.8M in member shares and deposits and 1 office.

New Kensington Municipal Federal Credit Union has a TellerScore of 51 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 251st. Capital cushion contributes the most (100/100, 15.84%); loan quality contributes the least (0/100, 3.97%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.84%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.97%
Earnings22/100
Return on assets (annualized): 0.04%
Funding & liquidity71/100
Loans ÷ shares: 89.2% · 0.0% uninsured
Problem-loan coverage63/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 18.39%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 24 points (75 → 51), mostly because the loan quality component weakened by 96 points.

TellerScore
516579Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202478
Q4 202479
Q1 202577
Q2 202575
Q3 202576
Q4 202576
Q1 202668
Q2 202651
Net worth ratio
7.00%12.46%17.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.91%
Q3 202417.74%
Q4 202417.26%
Q1 202514.93%
Q2 202514.50%
Q3 202514.48%
Q4 202513.98%
Q1 202614.07%
Q2 202615.84%
Delinquent loans (60+ days)
0.11%2.04%3.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.11%
Q3 20240.11%
Q4 20240.11%
Q1 20250.11%
Q2 20250.11%
Q3 20250.11%
Q4 20250.11%
Q1 20260.85%
Q2 20263.97%
Return on assets
-0.38%-0.07%0.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.23%
Q3 20240.14%
Q4 20240.22%
Q1 2025-0.30%
Q2 2025-0.34%
Q3 2025-0.27%
Q4 2025-0.24%
Q1 2026-0.38%
Q2 20260.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202651$3.3M15.84%3.97%0.04%89.2%
Q1 202668$3.7M14.07%0.85%-0.38%76.0%
Q4 202576$3.7M13.98%0.11%-0.24%76.0%
Q3 202576$3.6M14.48%0.11%-0.27%82.6%
Q2 202575$3.6M14.50%0.11%-0.34%81.8%
Q1 202577$3.5M14.93%0.11%-0.30%81.7%
Q4 202479$3.1M17.26%0.11%0.22%97.2%
Q3 202478$3.0M17.74%0.11%0.14%101.6%
Q2 202479$2.9M17.91%0.11%0.23%101.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.84%
60th
Problem loans3.97%
8th
Net charge-offs0.22%
45th
Return on assets0.04%
21st
Loans to deposits89.2%
10th
Uninsured deposits0.0%
81st
Loan-loss reserves0.47%
77th
Texas ratio18.4%
5th

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Deposit insurance

Is my money safe at New Kensington Municipal Federal Credit Union?

Yes. New Kensington Municipal Federal Credit Union is a federally insured credit union (NCUA charter #15063). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.84%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

New Kensington Municipal Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
New Kensington Municipal Federal Credit Union
Type
Federal credit union
NCUA charter #
15063
RSSD ID
816881
Primary regulator
NCUA
Established
1962
Headquarters
301 11th St, New Kensington, PA 15068
Employees
1

Quick answers

New Kensington Municipal Federal Credit Union: common questions

Is New Kensington Municipal Federal Credit Union NCUA insured?

Yes. New Kensington Municipal Federal Credit Union is a federally insured credit union (NCUA charter #15063). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New Kensington Municipal Federal Credit Union's TellerScore?

51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New Kensington Municipal Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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