Headquartered in Harrison, New York, Harrison Teachers Federal Credit Union is a federal credit union with $1.0M in total assets and $819K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1938.
Based on its Q2 2026 filing, Harrison Teachers Federal Credit Union scores 65/100, which we describe as moderate. That is higher than only 30% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 177th. Its strongest component is capital cushion (100/100; 18.30%), and its lowest is loan quality (0/100; 8.92%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (74 → 65), mostly because the earnings component weakened by 39 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 53 |
| Q3 2024 | 58 |
| Q4 2024 | 50 |
| Q1 2025 | 52 |
| Q2 2025 | 74 |
| Q3 2025 | 73 |
| Q4 2025 | 60 |
| Q1 2026 | 51 |
| Q2 2026 | 65 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.80% |
| Q3 2024 | 15.33% |
| Q4 2024 | 13.04% |
| Q1 2025 | 12.02% |
| Q2 2025 | 15.10% |
| Q3 2025 | 19.46% |
| Q4 2025 | 16.45% |
| Q1 2026 | 13.98% |
| Q2 2026 | 18.30% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 5.14% |
| Q3 2024 | 4.69% |
| Q4 2024 | 4.65% |
| Q1 2025 | 4.76% |
| Q2 2025 | 4.48% |
| Q3 2025 | 1.58% |
| Q4 2025 | 6.44% |
| Q1 2026 | 4.72% |
| Q2 2026 | 8.92% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.07% |
| Q4 2024 | -0.25% |
| Q1 2025 | 0.43% |
| Q2 2025 | 3.55% |
| Q3 2025 | 0.34% |
| Q4 2025 | 0.37% |
| Q1 2026 | -0.71% |
| Q2 2026 | 1.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $1.0M | 18.30% | 8.92% | 1.02% | 35.4% |
| Q1 2026 | 51 | $1.3M | 13.98% | 4.72% | -0.71% | 28.3% |
| Q4 2025 | 60 | $1.1M | 16.45% | 6.44% | 0.37% | 34.3% |
| Q3 2025 | 73 | $933K | 19.46% | 1.58% | 0.34% | 40.6% |
| Q2 2025 | 74 | $1.2M | 15.10% | 4.48% | 3.55% | 29.2% |
| Q1 2025 | 52 | $1.3M | 12.02% | 4.76% | 0.43% | 24.8% |
| Q4 2024 | 50 | $1.2M | 13.04% | 4.65% | -0.25% | 29.7% |
| Q3 2024 | 58 | $1.0M | 15.33% | 4.69% | 0.07% | 37.3% |
| Q2 2024 | 53 | $1.2M | 12.80% | 5.14% | 0.29% | 31.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Abyssinian Baptist Church Federal Credit UnionCredit union New York City, NY | 80 out of 100, Strong | $1.0M | 8.6% | 0.00% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Becco Buffalo Federal Credit UnionCredit union Tonawanda, NY | 87 out of 100, Very strong | $990K | 24.6% | 0.78% | vs |
| Mount Vernon NY Postal Employees Federal Credit UnionCredit union Mount Vernon, NY | 54 out of 100, Below average | $1.0M | 16.5% | 3.75% | vs |
| Amnh Employees Federal Credit UnionCredit union New York, NY | 87 out of 100, Very strong | $1.0M | 20.3% | 0.00% | vs |
| Stratton Air National Guard Federal Credit UnionCredit union Scotia, NY | 94 out of 100, Very strong | $920K | 39.3% | 0.00% | vs |
Deposit insurance
Is my money safe at Harrison Teachers Federal Credit Union?
Yes. Harrison Teachers Federal Credit Union is a federally insured credit union (NCUA charter #2806). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.30%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Harrison Teachers Federal Credit Union lists 1 office in 1 city. Most locations:
- Harrison, NY (1)
Identity & history
Profile
- Legal name
- Harrison Teachers Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 2806
- RSSD ID
- 977577
- Primary regulator
- NCUA
- Established
- 1938
- Headquarters
- Po Box 789, Harrison, NY 10528
- Employees
- 1
Quick answers
Harrison Teachers Federal Credit Union: common questions
Is Harrison Teachers Federal Credit Union NCUA insured?
Yes. Harrison Teachers Federal Credit Union is a federally insured credit union (NCUA charter #2806). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Harrison Teachers Federal Credit Union's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Harrison Teachers Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Harrison
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |