TellerScore

U.F.C.W. Local 23 Federal Credit Union (NCUA charter #21956) is based in Canonsburg, Pennsylvania. Its Q2 2026 call report shows $8.4M in total assets and $7.0M in member shares and deposits and 1 office.

U.F.C.W. Local 23 Federal Credit Union has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 232nd. Capital cushion contributes the most (100/100, 16.39%); loan quality contributes the least (0/100, 3.68%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.39%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.68%
Earnings31/100
Return on assets (annualized): 0.29%
Funding & liquidity100/100
Loans ÷ shares: 53.5% · 0.0% uninsured
Problem-loan coverage80/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.94%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (63 → 59), mostly because the loan quality component weakened by 37 points.

TellerScore
536984Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202472
Q4 202484
Q1 202553
Q2 202563
Q3 202563
Q4 202558
Q1 202658
Q2 202659
Net worth ratio
7.00%12.24%17.48%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.14%
Q3 202415.86%
Q4 202417.48%
Q1 202516.78%
Q2 202516.19%
Q3 202515.72%
Q4 202516.91%
Q1 202616.47%
Q2 202616.39%
Delinquent loans (60+ days)
1.41%2.55%3.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.57%
Q3 20242.78%
Q4 20241.41%
Q1 20253.18%
Q2 20251.90%
Q3 20251.91%
Q4 20252.46%
Q1 20263.22%
Q2 20263.68%
Return on assets
-1.81%-0.09%1.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.17%
Q3 20241.63%
Q4 20241.51%
Q1 2025-1.02%
Q2 2025-1.81%
Q3 2025-1.17%
Q4 2025-0.83%
Q1 20260.02%
Q2 20260.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202659$8.4M16.39%3.68%0.29%53.5%
Q1 202658$8.3M16.47%3.22%0.02%52.6%
Q4 202558$8.1M16.91%2.46%-0.83%55.4%
Q3 202563$8.8M15.72%1.91%-1.17%53.8%
Q2 202563$8.5M16.19%1.90%-1.81%53.3%
Q1 202553$8.2M16.78%3.18%-1.02%53.5%
Q4 202484$8.0M17.48%1.41%1.51%56.8%
Q3 202472$8.8M15.86%2.78%1.63%52.8%
Q2 202480$8.9M15.14%1.57%1.17%52.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.39%
62nd
Problem loans3.68%
10th
Net charge-offs0.08%
59th
Return on assets0.29%
31st
Loans to deposits53.5%
58th
Uninsured deposits0.0%
81st
Loan-loss reserves0.10%
74th
Texas ratio9.9%
14th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Colfax Power Plant Employees Federal Credit UnionCredit union Springdale, PA38 out of 100, Low$8.5M10.6%3.52%vs
U F C W Local 1776 Federal Credit UnionCredit union Plymouth Meetin, PA82 out of 100, Strong$8.4M14.0%0.12%vs
Crayola Llc Employees Credit UnionCredit union Easton, PA68 out of 100, Moderate$8.3M21.9%2.11%vs
Allegheny Central Federal Credit UnionCredit union Dunbar, PA95 out of 100, Very strong$8.2M20.8%0.18%vs
Phb Employees Federal Credit UnionCredit union Fairview, PA75 out of 100, Strong$8.2M20.8%2.05%vs
Erie City Employees Federal Credit UnionCredit union Erie, PA89 out of 100, Very strong$8.2M22.7%0.10%vs

Deposit insurance

Is my money safe at U.F.C.W. Local 23 Federal Credit Union?

Yes. U.F.C.W. Local 23 Federal Credit Union is a federally insured credit union (NCUA charter #21956). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.39%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

U.F.C.W. Local 23 Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
U.F.C.W. Local 23 Federal Credit Union
Type
Federal credit union
NCUA charter #
21956
RSSD ID
754189
Primary regulator
NCUA
Established
1975
Headquarters
345 SouthPointe Blvd, Suite 110, Canonsburg, PA 15317
Employees
4

Quick answers

U.F.C.W. Local 23 Federal Credit Union: common questions

Is U.F.C.W. Local 23 Federal Credit Union NCUA insured?

Yes. U.F.C.W. Local 23 Federal Credit Union is a federally insured credit union (NCUA charter #21956). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is U.F.C.W. Local 23 Federal Credit Union's TellerScore?

59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does U.F.C.W. Local 23 Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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