TellerScore

Headquartered in Eutaw, Alabama, Federation of Greene County Empl. Federal Credit Union is a federal credit union with $2.2M in total assets and $1.6M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1975.

Federation of Greene County Empl. Federal Credit Union has a TellerScore of 99 out of 100 (very strong) based on Q2 2026 data — higher than 99% of its 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 2nd. Its five components are fairly even, ranging from 97 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.08%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.08%
Earnings99/100
Return on assets (annualized): 1.98%
Funding & liquidity100/100
Loans ÷ shares: 35.5% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (93 → 99), mostly because the loan quality component improved by 18 points.

TellerScore
748799Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202486
Q4 202493
Q1 202594
Q2 202593
Q3 202574
Q4 202599
Q1 202697
Q2 202699
Net worth ratio
7.00%17.07%27.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202426.21%
Q3 202424.18%
Q4 202425.95%
Q1 202524.62%
Q2 202525.09%
Q3 202526.11%
Q4 202527.13%
Q1 202622.59%
Q2 202623.08%
Delinquent loans (60+ days)
0.00%3.04%6.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.82%
Q3 20241.59%
Q4 20240.87%
Q1 20250.17%
Q2 20250.63%
Q3 20256.08%
Q4 20250.00%
Q1 20260.31%
Q2 20260.08%
Return on assets
1.41%2.74%4.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20244.07%
Q3 20243.30%
Q4 20243.36%
Q1 20251.41%
Q2 20251.79%
Q3 20252.07%
Q4 20251.81%
Q1 20262.00%
Q2 20261.98%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202699$2.2M23.08%0.08%1.98%35.5%
Q1 202697$2.2M22.59%0.31%2.00%32.5%
Q4 202599$1.8M27.13%0.00%1.81%34.9%
Q3 202574$1.8M26.11%6.08%2.07%29.1%
Q2 202593$1.9M25.09%0.63%1.79%31.7%
Q1 202594$1.9M24.62%0.17%1.41%29.7%
Q4 202493$1.7M25.95%0.87%3.36%31.0%
Q3 202486$1.8M24.18%1.59%3.30%26.4%
Q2 202484$1.6M26.21%1.82%4.07%30.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.08%
85th
Problem loans0.08%
81st
Net charge-offs0.36%
34th
Return on assets1.98%
94th
Loans to deposits35.5%
84th
Uninsured deposits0.0%
81st
Loan-loss reserves1.68%
88th
Texas ratio0.1%
85th

Similar-size credit unions in Alabama

InstitutionScoreAssetsCapitalProblem loansCompare
North Alabama Papermakers Federal Credit UnionCredit union Stevenson, AL77 out of 100, Strong$2.2M25.5%0.00%vs
Nucor Employees Federal Credit UnionCredit union Fort Payne, AL86 out of 100, Very strong$2.2M30.7%0.00%vs
Councill Federal Credit UnionCredit union Normal, AL79 out of 100, Strong$2.8M15.7%2.43%vs
U S Pipe Bessemer Employees Federal Credit UnionCredit union Bessemer, AL64 out of 100, Moderate$3.1M23.0%8.36%vs
Andalusia Mills Employees Credit As Federal Credit UnionCredit union Andalusia, AL87 out of 100, Very strong$3.2M20.5%0.35%vs
Demopolis Federal Credit UnionCredit union Demopolis, AL92 out of 100, Very strong$3.3M54.9%0.54%vs

Deposit insurance

Is my money safe at Federation of Greene County Empl. Federal Credit Union?

Yes. Federation of Greene County Empl. Federal Credit Union is a federally insured credit union (NCUA charter #22131). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.08%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Federation of Greene County Empl. Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Federation of Greene County Empl. Federal Credit Union
Type
Federal credit union
NCUA charter #
22131
RSSD ID
826581
Primary regulator
NCUA
Established
1975
Headquarters
PO Box 543, Eutaw, AL 35462
Employees
2

Quick answers

Federation of Greene County Empl. Federal Credit Union: common questions

Is Federation of Greene County Empl. Federal Credit Union NCUA insured?

Yes. Federation of Greene County Empl. Federal Credit Union is a federally insured credit union (NCUA charter #22131). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Federation of Greene County Empl. Federal Credit Union's TellerScore?

99 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Federation of Greene County Empl. Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Eutaw

InstitutionScoreAssetsCapitalProblem loansCompare
City Credit UnionCredit union Tuscaloosa, AL86 out of 100, Very strong$21.3M24.0%0.79%vs
Southern Energy Credit UnionCredit union Birmingham, AL84 out of 100, Strong$3.6B14.6%0.23%vs
Robertson Banking CompanyBank Demopolis, AL83 out of 100, Strong$462.7M11.3%0.13%vs
West Alabama Bank & TrustBank Reform, AL77 out of 100, Strong$929.0M12.2%0.44%vs
Bryant BankBank Tuscaloosa, AL72 out of 100, Strong$2.9B9.5%0.07%vs
Citizens Trust BankBank Atlanta, GA71 out of 100, Strong$790.3M13.2%1.63%vs