TellerScore

Wright Patman Congressional Federal Credit Union (NCUA charter #8797) is based in Washington, District of Columbia. Its Q2 2026 call report shows $1.3B in total assets and $1.1B in member shares and deposits and 5 offices across 2 states.

Wright Patman Congressional Federal Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 27% of its 454 credit unions with $1 billion – $10 billion. Among 28 credit unions headquartered in District of Columbia, it ranks 13th. Funding & liquidity contributes the most (89/100, 70% loans-to-deposits, 16% uninsured); loan quality contributes the least (46/100, 1.62%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Net worth ratio: 11.04%
Loan quality46/100
Loans 60+ days delinquent ÷ total loans: 1.62%
Earnings52/100
Return on assets (annualized): 0.80%
Funding & liquidity89/100
Loans ÷ shares: 70.3% · 15.6% uninsured
Problem-loan coverage81/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.28%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (64 → 61), mostly because the loan quality component weakened by 17 points.

TellerScore
616874Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202468
Q4 202465
Q1 202565
Q2 202564
Q3 202563
Q4 202561
Q1 202666
Q2 202661
Net worth ratio
7.00%9.04%11.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.09%
Q3 202410.96%
Q4 202410.56%
Q1 202510.36%
Q2 202510.75%
Q3 202510.82%
Q4 202510.44%
Q1 202610.45%
Q2 202611.04%
Delinquent loans (60+ days)
0.90%1.26%1.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.27%
Q3 20241.20%
Q4 20241.28%
Q1 20251.00%
Q2 20251.11%
Q3 20251.20%
Q4 20251.24%
Q1 20260.90%
Q2 20261.62%
Return on assets
0.42%1.14%1.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.87%
Q3 20241.04%
Q4 20240.83%
Q1 20250.55%
Q2 20250.53%
Q3 20250.44%
Q4 20250.42%
Q1 20260.64%
Q2 20260.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$1.3B11.04%1.62%0.80%70.3%
Q1 202666$1.3B10.45%0.90%0.64%66.3%
Q4 202561$1.3B10.44%1.24%0.42%66.8%
Q3 202563$1.3B10.82%1.20%0.44%67.0%
Q2 202564$1.3B10.75%1.11%0.53%66.0%
Q1 202565$1.3B10.36%1.00%0.55%62.8%
Q4 202465$1.3B10.56%1.28%0.83%65.7%
Q3 202468$1.2B10.96%1.20%1.04%68.9%
Q2 202474$1.2B11.09%1.27%1.87%67.9%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.04%
54th
Problem loans1.62%
7th
Net charge-offs0.18%
87th
Return on assets0.80%
50th
Loans to deposits70.3%
85th
Uninsured deposits15.6%
12th
Loan-loss reserves0.00%
50th
Texas ratio9.3%
17th

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
Bank Fund Staff Federal Credit UnionCredit union Washington, DC81 out of 100, Strong$7.1B13.6%0.42%vs

Deposit insurance

Is my money safe at Wright Patman Congressional Federal Credit Union?

Yes. Wright Patman Congressional Federal Credit Union is a federally insured credit union (NCUA charter #8797). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 15.6% of shares and deposits ($178.2M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.04%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Wright Patman Congressional Federal Credit Union lists 5 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Wright Patman Congressional Federal Credit Union reported 677 home-loan applications under HMDA (LEI 549300TTPRGSP8DGY569): 471 originated ($114,785,000 total), 108 denied, and 87 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Wright Patman Congressional Federal Credit Union
Type
Federal credit union
NCUA charter #
8797
RSSD ID
295981
Primary regulator
NCUA
Established
1953
Headquarters
P O Box 23267, Washington, DC 20026
Employees
149

Quick answers

Wright Patman Congressional Federal Credit Union: common questions

Is Wright Patman Congressional Federal Credit Union NCUA insured?

Yes. Wright Patman Congressional Federal Credit Union is a federally insured credit union (NCUA charter #8797). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Wright Patman Congressional Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Wright Patman Congressional Federal Credit Union have?

5 offices as of the latest NCUA data, in 2 states.

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