Wright Patman Congressional Federal Credit Union (NCUA charter #8797) is based in Washington, District of Columbia. Its Q2 2026 call report shows $1.3B in total assets and $1.1B in member shares and deposits and 5 offices across 2 states.
Wright Patman Congressional Federal Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 27% of its 454 credit unions with $1 billion – $10 billion. Among 28 credit unions headquartered in District of Columbia, it ranks 13th. Funding & liquidity contributes the most (89/100, 70% loans-to-deposits, 16% uninsured); loan quality contributes the least (46/100, 1.62%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (64 → 61), mostly because the loan quality component weakened by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 68 |
| Q4 2024 | 65 |
| Q1 2025 | 65 |
| Q2 2025 | 64 |
| Q3 2025 | 63 |
| Q4 2025 | 61 |
| Q1 2026 | 66 |
| Q2 2026 | 61 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.09% |
| Q3 2024 | 10.96% |
| Q4 2024 | 10.56% |
| Q1 2025 | 10.36% |
| Q2 2025 | 10.75% |
| Q3 2025 | 10.82% |
| Q4 2025 | 10.44% |
| Q1 2026 | 10.45% |
| Q2 2026 | 11.04% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.27% |
| Q3 2024 | 1.20% |
| Q4 2024 | 1.28% |
| Q1 2025 | 1.00% |
| Q2 2025 | 1.11% |
| Q3 2025 | 1.20% |
| Q4 2025 | 1.24% |
| Q1 2026 | 0.90% |
| Q2 2026 | 1.62% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.87% |
| Q3 2024 | 1.04% |
| Q4 2024 | 0.83% |
| Q1 2025 | 0.55% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.44% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.80% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $1.3B | 11.04% | 1.62% | 0.80% | 70.3% |
| Q1 2026 | 66 | $1.3B | 10.45% | 0.90% | 0.64% | 66.3% |
| Q4 2025 | 61 | $1.3B | 10.44% | 1.24% | 0.42% | 66.8% |
| Q3 2025 | 63 | $1.3B | 10.82% | 1.20% | 0.44% | 67.0% |
| Q2 2025 | 64 | $1.3B | 10.75% | 1.11% | 0.53% | 66.0% |
| Q1 2025 | 65 | $1.3B | 10.36% | 1.00% | 0.55% | 62.8% |
| Q4 2024 | 65 | $1.3B | 10.56% | 1.28% | 0.83% | 65.7% |
| Q3 2024 | 68 | $1.2B | 10.96% | 1.20% | 1.04% | 68.9% |
| Q2 2024 | 74 | $1.2B | 11.09% | 1.27% | 1.87% | 67.9% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in District of Columbia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank Fund Staff Federal Credit UnionCredit union Washington, DC | 81 out of 100, Strong | $7.1B | 13.6% | 0.42% | vs |
Deposit insurance
Is my money safe at Wright Patman Congressional Federal Credit Union?
Yes. Wright Patman Congressional Federal Credit Union is a federally insured credit union (NCUA charter #8797). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 15.6% of shares and deposits ($178.2M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 11.04%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Wright Patman Congressional Federal Credit Union lists 5 offices in 2 cities across 2 states. Most locations:
- Washington, DC (3)
- Oakton, VA (2)
HMDA 2025
Mortgage lending
In 2025, Wright Patman Congressional Federal Credit Union reported 677 home-loan applications under HMDA (LEI 549300TTPRGSP8DGY569): 471 originated ($114,785,000 total), 108 denied, and 87 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Wright Patman Congressional Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 8797
- RSSD ID
- 295981
- Primary regulator
- NCUA
- Established
- 1953
- Headquarters
- P O Box 23267, Washington, DC 20026
- Employees
- 149
Quick answers
Wright Patman Congressional Federal Credit Union: common questions
Is Wright Patman Congressional Federal Credit Union NCUA insured?
Yes. Wright Patman Congressional Federal Credit Union is a federally insured credit union (NCUA charter #8797). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Wright Patman Congressional Federal Credit Union's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Wright Patman Congressional Federal Credit Union have?
5 offices as of the latest NCUA data, in 2 states.
Nearby
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