TellerScore

Maple Federal Credit Union is a federal credit union headquartered in Lafayette, Louisiana, in business for about 71 years. At the end of Q2 2026 it reported $71.6M in total assets and $60.4M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Maple Federal Credit Union scores 78/100, which we describe as strong. That is higher than 59% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 45th. Its strongest component is capital cushion (100/100; 15.43%), and its lowest is earnings (55/100; 0.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.43%
Loan quality68/100
Loans 60+ days delinquent ÷ total loans: 0.95%
Earnings55/100
Return on assets (annualized): 0.87%
Funding & liquidity75/100
Loans ÷ shares: 85.2% · 0.4% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.48%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (81 → 78), mostly because the loan quality component weakened by 11 points.

TellerScore
747882Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202478
Q4 202474
Q1 202582
Q2 202581
Q3 202581
Q4 202580
Q1 202679
Q2 202678
Net worth ratio
7.00%11.21%15.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.68%
Q3 202415.11%
Q4 202414.62%
Q1 202514.18%
Q2 202514.43%
Q3 202514.83%
Q4 202515.05%
Q1 202615.02%
Q2 202615.43%
Delinquent loans (60+ days)
0.45%0.70%0.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.72%
Q3 20240.90%
Q4 20240.73%
Q1 20250.45%
Q2 20250.64%
Q3 20250.83%
Q4 20250.80%
Q1 20260.86%
Q2 20260.95%
Return on assets
0.33%0.71%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.68%
Q3 20240.92%
Q4 20240.33%
Q1 20250.97%
Q2 20250.97%
Q3 20251.10%
Q4 20250.93%
Q1 20260.84%
Q2 20260.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$71.6M15.43%0.95%0.87%85.2%
Q1 202679$72.5M15.02%0.86%0.84%83.1%
Q4 202580$71.3M15.05%0.80%0.93%86.3%
Q3 202581$72.0M14.83%0.83%1.10%86.7%
Q2 202581$72.3M14.43%0.64%0.97%84.4%
Q1 202582$72.3M14.18%0.45%0.97%82.2%
Q4 202474$68.9M14.62%0.73%0.33%88.8%
Q3 202478$68.3M15.11%0.90%0.92%91.9%
Q2 202477$68.7M14.68%0.72%0.68%90.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.43%
57th
Problem loans0.95%
40th
Net charge-offs0.45%
29th
Return on assets0.87%
62nd
Loans to deposits85.2%
14th
Uninsured deposits0.4%
59th
Loan-loss reserves0.00%
37th
Texas ratio4.5%
32nd

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Professional Fire Fighters Credit UnionCredit union Shreveport, LA81 out of 100, Strong$72.6M19.3%1.49%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs
Calcasieu Teachers and Employees Credit UnionCredit union Lake Charles, LA86 out of 100, Very strong$62.9M16.3%0.13%vs
University of Louisiana Federal Credit UnionCredit union Lafayette, LA62 out of 100, Moderate$61.5M11.4%0.99%vs
Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA92 out of 100, Very strong$82.1M22.0%0.52%vs
First Pioneers Federal Credit UnionCredit union Lafayette, LA64 out of 100, Moderate$60.9M11.1%0.89%vs

Deposit insurance

Is my money safe at Maple Federal Credit Union?

Yes. Maple Federal Credit Union is a federally insured credit union (NCUA charter #10241). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.4% of shares and deposits ($240K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.43%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Maple Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Maple Federal Credit Union
Type
Federal credit union
NCUA charter #
10241
RSSD ID
725787
Primary regulator
NCUA
Established
1955
Headquarters
P O Box 61001, Lafayette, LA 70596
Employees
16

Quick answers

Maple Federal Credit Union: common questions

Is Maple Federal Credit Union NCUA insured?

Yes. Maple Federal Credit Union is a federally insured credit union (NCUA charter #10241). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Maple Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Maple Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lafayette

InstitutionScoreAssetsCapitalProblem loansCompare
Acadiana Medical Federal Credit UnionCredit union Lafayette, LA92 out of 100, Very strong$13.5M25.5%0.00%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Gulf Coast BankBank Abbeville, LA86 out of 100, Very strong$513.7M14.7%0.63%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs
Bayou Federal Credit UnionCredit union Baton Rouge, LA84 out of 100, Strong$82.5M15.9%0.30%vs
Acadian Federal Credit UnionCredit union Lafayette, LA83 out of 100, Strong$20.9M11.9%0.02%vs