TellerScore

Brazos Star Credit Union (NCUA charter #67408) is based in College Station, Texas. Its Q2 2026 call report shows $35.5M in total assets and $30.0M in member shares and deposits and 1 office.

Brazos Star Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 85% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 52nd. Capital cushion contributes the most (100/100, 15.07%); earnings contributes the least (59/100, 0.97%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.07%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.40%
Earnings59/100
Return on assets (annualized): 0.97%
Funding & liquidity100/100
Loans ÷ shares: 51.1% · 7.8% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (85 → 88), mostly because the loan quality component improved by 10 points.

TellerScore
818588Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202482
Q4 202481
Q1 202581
Q2 202585
Q3 202586
Q4 202585
Q1 202685
Q2 202688
Net worth ratio
7.00%11.04%15.07%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.83%
Q3 202413.94%
Q4 202414.06%
Q1 202514.10%
Q2 202514.60%
Q3 202514.97%
Q4 202514.83%
Q1 202614.86%
Q2 202615.07%
Delinquent loans (60+ days)
0.36%0.62%0.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.36%
Q3 20240.60%
Q4 20240.64%
Q1 20250.87%
Q2 20250.69%
Q3 20250.76%
Q4 20250.71%
Q1 20260.47%
Q2 20260.40%
Return on assets
0.71%0.91%1.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.86%
Q4 20240.71%
Q1 20250.89%
Q2 20251.04%
Q3 20251.11%
Q4 20250.95%
Q1 20260.74%
Q2 20260.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$35.5M15.07%0.40%0.97%51.1%
Q1 202685$35.3M14.86%0.47%0.74%50.1%
Q4 202585$34.9M14.83%0.71%0.95%51.5%
Q3 202586$34.3M14.97%0.76%1.11%51.3%
Q2 202585$34.4M14.60%0.69%1.04%49.7%
Q1 202581$35.0M14.10%0.87%0.89%46.1%
Q4 202481$34.5M14.06%0.64%0.71%46.5%
Q3 202482$34.6M13.94%0.60%0.86%45.6%
Q2 202483$34.2M13.83%0.36%0.77%45.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.07%
55th
Problem loans0.40%
63rd
Net charge-offs0.32%
37th
Return on assets0.97%
66th
Loans to deposits51.1%
62nd
Uninsured deposits7.8%
11th
Loan-loss reserves0.00%
37th
Texas ratio1.2%
63rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Beaumont Community Credit UnionCredit union Beaumont, TX82 out of 100, Strong$35.8M13.7%0.00%vs
Wichita Falls Federal Credit UnionCredit union Wichita Falls, TX76 out of 100, Strong$36.1M11.8%0.32%vs
Matagorda County Credit UnionCredit union Bay City, TX94 out of 100, Very strong$36.2M17.4%0.31%vs
Mid-Tex Federal Credit UnionCredit union Brownwood, TX65 out of 100, Moderate$36.4M9.2%0.90%vs
Common Cents Federal Credit UnionCredit union Beaumont, TX87 out of 100, Very strong$34.2M12.1%0.30%vs
Greater Central Texas Federal Credit UnionCredit union Killeen, TX80 out of 100, Strong$34.2M11.3%0.00%vs

Deposit insurance

Is my money safe at Brazos Star Credit Union?

Yes. Brazos Star Credit Union is a federally insured credit union (NCUA charter #67408). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.8% of shares and deposits ($2.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.07%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Brazos Star Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Brazos Star Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67408
RSSD ID
537092
Primary regulator
State + NCUA
Established
1961
Headquarters
701 Harvey Rd, College Station, TX 77840
Employees
4

Quick answers

Brazos Star Credit Union: common questions

Is Brazos Star Credit Union NCUA insured?

Yes. Brazos Star Credit Union is a federally insured credit union (NCUA charter #67408). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brazos Star Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Brazos Star Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near College Station

InstitutionScoreAssetsCapitalProblem loansCompare
First National Bank of HuntsvilleBank Huntsville, TX90 out of 100, Very strong$584.9M13.3%0.05%vs
First National Bank of Central TexasBank Waco, TX81 out of 100, Strong$1.8B10.8%0.10%vs
First State Bank of BediasBank Bedias, TX81 out of 100, Strong$224.8M17.9%2.01%vs
The First National Bank of AndersonBank Anderson, TX81 out of 100, Strong$230.4M12.0%0.16%vs
SouthStar Bank, S.S.B.Bank Moulton, TX77 out of 100, Strong$1.4B13.3%0.62%vs
First Financial BankBank Abilene, TX76 out of 100, Strong$15.2B11.6%0.77%vs