TellerScore

Brunswick County Teachers Federal Credit Union is a federal credit union headquartered in Lawrenceville, Virginia, in business for about 71 years. At the end of Q2 2026 it reported $462K in total assets and $267K in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Brunswick County Teachers Federal Credit Union scores 69/100, which we describe as moderate. That is higher than only 38% of 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 49th. Its strongest component is capital cushion (100/100; 41.62%), and its lowest is earnings (11/100; -0.23%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 41.62%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.70%
Earnings11/100
Return on assets (annualized): -0.23%
Funding & liquidity50/100
Loans ÷ shares: 126.3% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 20 points (49 → 69), mostly because the loan quality component improved by 77 points.

TellerScore
495969Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202466
Q4 202464
Q1 202549
Q2 202549
Q3 202565
Q4 202569
Q1 202666
Q2 202669
Net worth ratio
7.00%24.31%41.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202437.23%
Q3 202438.46%
Q4 202439.47%
Q1 202538.03%
Q2 202539.46%
Q3 202540.48%
Q4 202540.13%
Q1 202640.82%
Q2 202641.62%
Delinquent loans (60+ days)
0.70%3.55%6.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.41%
Q3 20243.12%
Q4 20243.19%
Q1 20254.72%
Q2 20256.41%
Q3 20251.49%
Q4 20251.01%
Q1 20260.85%
Q2 20260.70%
Return on assets
-1.12%0.43%1.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.51%
Q3 20241.98%
Q4 20241.76%
Q1 2025-0.86%
Q2 2025-0.21%
Q3 20250.15%
Q4 20250.21%
Q1 2026-1.12%
Q2 2026-0.23%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$462K41.62%0.70%-0.23%126.3%
Q1 202666$469K40.82%0.85%-1.12%107.1%
Q4 202569$480K40.13%1.01%0.21%123.5%
Q3 202565$475K40.48%1.49%0.15%109.7%
Q2 202549$485K39.46%6.41%-0.21%104.8%
Q1 202549$501K38.03%4.72%-0.86%94.5%
Q4 202464$486K39.47%3.19%1.76%113.3%
Q3 202466$495K38.46%3.12%1.98%109.1%
Q2 202462$502K37.23%4.41%1.51%109.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio41.62%
98th
Problem loans0.70%
50th
Net charge-offs2.21%
5th
Return on assets-0.23%
14th
Loans to deposits126.3%
0th
Uninsured deposits0.0%
81st
Loan-loss reserves-0.16%
0th
Texas ratio1.2%
62nd

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA100 out of 100, Very strong$370K17.4%0.00%vs
Bristol VA School System Federal Credit UnionCredit union Bristol, VA53 out of 100, Below average$210K20.5%8.82%vs
First Baptist Church of Vienna (Va) Federal Credit UnionCredit union Vienna, VA85 out of 100, Very strong$1.1M14.4%0.00%vs
Inland Motor Employees Federal Credit UnionCredit union Radford, VA70 out of 100, Strong$1.5M30.8%1.58%vs
Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA84 out of 100, Strong$1.8M13.3%0.57%vs
Glamorgan Employees Federal Credit UnionCredit union Lynchburg, VA50 out of 100, Below average$2.0M23.0%17.09%vs

Deposit insurance

Is my money safe at Brunswick County Teachers Federal Credit Union?

Yes. Brunswick County Teachers Federal Credit Union is a federally insured credit union (NCUA charter #10636). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 41.62%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Brunswick County Teachers Federal Credit Union lists 1 office in 1 city. Most locations:

  • Lawrenceville, VA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Brunswick County Teachers Federal Credit Union
Type
Federal credit union
NCUA charter #
10636
RSSD ID
892184
Primary regulator
NCUA
Established
1955
Headquarters
P O Box 23, Lawrenceville, VA 23868
Employees
3

Quick answers

Brunswick County Teachers Federal Credit Union: common questions

Is Brunswick County Teachers Federal Credit Union NCUA insured?

Yes. Brunswick County Teachers Federal Credit Union is a federally insured credit union (NCUA charter #10636). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brunswick County Teachers Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Brunswick County Teachers Federal Credit Union have?

1 office as of the latest NCUA data.