Inland Motor Employees Federal Credit Union is a federal credit union headquartered in Radford, Virginia, in business for about 64 years. At the end of Q2 2026 it reported $1.5M in total assets and $1.0M in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, Inland Motor Employees Federal Credit Union scores 70/100, which we describe as strong. That is higher than only 40% of 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 44th. Its strongest component is capital cushion (100/100; 30.84%), and its lowest is earnings (47/100; 0.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (62 → 70), mostly because the earnings component improved by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 56 |
| Q4 2024 | 66 |
| Q1 2025 | 62 |
| Q2 2025 | 62 |
| Q3 2025 | 54 |
| Q4 2025 | 60 |
| Q1 2026 | 63 |
| Q2 2026 | 70 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 27.84% |
| Q3 2024 | 27.62% |
| Q4 2024 | 28.99% |
| Q1 2025 | 28.54% |
| Q2 2025 | 28.29% |
| Q3 2025 | 28.58% |
| Q4 2025 | 31.29% |
| Q1 2026 | 30.19% |
| Q2 2026 | 30.84% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 7.90% |
| Q3 2024 | 4.00% |
| Q4 2024 | 1.88% |
| Q1 2025 | 2.36% |
| Q2 2025 | 1.95% |
| Q3 2025 | 5.41% |
| Q4 2025 | 2.35% |
| Q1 2026 | 2.51% |
| Q2 2026 | 1.58% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.41% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.73% |
| Q2 2026 | 0.67% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $1.5M | 30.84% | 1.58% | 0.67% | 97.8% |
| Q1 2026 | 63 | $1.5M | 30.19% | 2.51% | 0.73% | 95.0% |
| Q4 2025 | 60 | $1.5M | 31.29% | 2.35% | 0.44% | 106.6% |
| Q3 2025 | 54 | $1.6M | 28.58% | 5.41% | 0.36% | 98.7% |
| Q2 2025 | 62 | $1.6M | 28.29% | 1.95% | 0.23% | 102.8% |
| Q1 2025 | 62 | $1.6M | 28.54% | 2.36% | 0.46% | 93.9% |
| Q4 2024 | 66 | $1.6M | 28.99% | 1.88% | 0.41% | 88.1% |
| Q3 2024 | 56 | $1.6M | 27.62% | 4.00% | 0.50% | 91.9% |
| Q2 2024 | 54 | $1.6M | 27.84% | 7.90% | 0.58% | 99.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA | 84 out of 100, Strong | $1.8M | 13.3% | 0.57% | vs |
| First Baptist Church of Vienna (Va) Federal Credit UnionCredit union Vienna, VA | 85 out of 100, Very strong | $1.1M | 14.4% | 0.00% | vs |
| Glamorgan Employees Federal Credit UnionCredit union Lynchburg, VA | 50 out of 100, Below average | $2.0M | 23.0% | 17.09% | vs |
| G E a Employees Federal Credit UnionCredit union Pearisburg, VA | 92 out of 100, Very strong | $2.1M | 24.1% | 0.10% | vs |
| Planters Federal Credit UnionCredit union Suffolk, VA | 57 out of 100, Moderate | $2.4M | 21.7% | 12.10% | vs |
| High Street Baptist Church Federal Credit UnionCredit union Roanoke, VA | 92 out of 100, Very strong | $2.5M | 14.7% | 0.00% | vs |
Deposit insurance
Is my money safe at Inland Motor Employees Federal Credit Union?
Yes. Inland Motor Employees Federal Credit Union is a federally insured credit union (NCUA charter #14898). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 30.84%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Inland Motor Employees Federal Credit Union lists 2 offices in 1 city. Most locations:
- Radford, VA (2)
Identity & history
Profile
- Legal name
- Inland Motor Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14898
- RSSD ID
- 990884
- Primary regulator
- NCUA
- Established
- 1962
- Headquarters
- PO Box 3394, Radford, VA 24143
- Employees
- 3
Quick answers
Inland Motor Employees Federal Credit Union: common questions
Is Inland Motor Employees Federal Credit Union NCUA insured?
Yes. Inland Motor Employees Federal Credit Union is a federally insured credit union (NCUA charter #14898). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Inland Motor Employees Federal Credit Union's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Inland Motor Employees Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Radford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G E a Employees Federal Credit UnionCredit union Pearisburg, VA | 92 out of 100, Very strong | $2.1M | 24.1% | 0.10% | vs |
| Celco Community Federal Credit UnionCredit union Narrows, VA | 85 out of 100, Very strong | $143.9M | 20.9% | 1.33% | vs |
| Locus Bank, Inc.Bank Richmond, VA | 79 out of 100, Strong | $359.4M | 21.5% | 0.62% | vs |
| The First National Bank of PeterstownBank Peterstown, WV | 77 out of 100, Strong | $84.9M | 13.9% | 1.47% | vs |
| Carter Bank & TrustBank Martinsville, VA | 76 out of 100, Strong | $4.8B | 11.7% | 1.01% | vs |
| First Community BankBank Bluefield, VA | 75 out of 100, Strong | $3.6B | 10.2% | 0.70% | vs |