Bristol VA School System Federal Credit Union is a federal credit union headquartered in Bristol, Virginia, in business for about 69 years. At the end of Q2 2026 it reported $210K in total assets and $167K in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Bristol VA School System Federal Credit Union scores 53/100, which we describe as below average. That is higher than only 12% of 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 78th. Its strongest component is capital cushion (100/100; 20.47%), and its lowest is earnings (0/100; -1.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (53 → 53).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 56 |
| Q4 2024 | 54 |
| Q1 2025 | 54 |
| Q2 2025 | 53 |
| Q3 2025 | 53 |
| Q4 2025 | 55 |
| Q1 2026 | 53 |
| Q2 2026 | 53 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 17.75% |
| Q3 2024 | 17.84% |
| Q4 2024 | 18.64% |
| Q1 2025 | 19.20% |
| Q2 2025 | 18.92% |
| Q3 2025 | 21.16% |
| Q4 2025 | 21.10% |
| Q1 2026 | 19.27% |
| Q2 2026 | 20.47% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 4.96% |
| Q3 2024 | 5.56% |
| Q4 2024 | 5.03% |
| Q1 2025 | 6.01% |
| Q2 2025 | 10.87% |
| Q3 2025 | 10.79% |
| Q4 2025 | 8.18% |
| Q1 2026 | 9.41% |
| Q2 2026 | 8.82% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.42% |
| Q3 2024 | -0.21% |
| Q4 2024 | -0.84% |
| Q1 2025 | -1.97% |
| Q2 2025 | -1.93% |
| Q3 2025 | -0.52% |
| Q4 2025 | -0.31% |
| Q1 2026 | -0.62% |
| Q2 2026 | -1.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $210K | 20.47% | 8.82% | -1.75% | 24.4% |
| Q1 2026 | 53 | $231K | 19.27% | 9.41% | -0.62% | 23.5% |
| Q4 2025 | 55 | $213K | 21.10% | 8.18% | -0.31% | 31.0% |
| Q3 2025 | 53 | $211K | 21.16% | 10.79% | -0.52% | 26.7% |
| Q2 2025 | 53 | $229K | 18.92% | 10.87% | -1.93% | 25.1% |
| Q1 2025 | 54 | $234K | 19.20% | 6.01% | -1.97% | 24.9% |
| Q4 2024 | 54 | $247K | 18.64% | 5.03% | -0.84% | 27.9% |
| Q3 2024 | 56 | $256K | 17.84% | 5.56% | -0.21% | 24.1% |
| Q2 2024 | 54 | $255K | 17.75% | 4.96% | -1.42% | 27.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA | 100 out of 100, Very strong | $370K | 17.4% | 0.00% | vs |
| Brunswick County Teachers Federal Credit UnionCredit union Lawrenceville, VA | 69 out of 100, Moderate | $462K | 41.6% | 0.70% | vs |
| First Baptist Church of Vienna (Va) Federal Credit UnionCredit union Vienna, VA | 85 out of 100, Very strong | $1.1M | 14.4% | 0.00% | vs |
| Inland Motor Employees Federal Credit UnionCredit union Radford, VA | 70 out of 100, Strong | $1.5M | 30.8% | 1.58% | vs |
| Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA | 84 out of 100, Strong | $1.8M | 13.3% | 0.57% | vs |
| Glamorgan Employees Federal Credit UnionCredit union Lynchburg, VA | 50 out of 100, Below average | $2.0M | 23.0% | 17.09% | vs |
Deposit insurance
Is my money safe at Bristol VA School System Federal Credit Union?
Yes. Bristol VA School System Federal Credit Union is a federally insured credit union (NCUA charter #11567). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Bristol VA School System Federal Credit Union lists 1 office in 1 city. Most locations:
- Bristol, VA (1)
Identity & history
Profile
- Legal name
- Bristol VA School System Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 11567
- RSSD ID
- 658782
- Primary regulator
- NCUA
- Established
- 1957
- Headquarters
- 220 Lee St, Bristol, VA 24201
- Employees
- 1
Quick answers
Bristol VA School System Federal Credit Union: common questions
Is Bristol VA School System Federal Credit Union NCUA insured?
Yes. Bristol VA School System Federal Credit Union is a federally insured credit union (NCUA charter #11567). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Bristol VA School System Federal Credit Union's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Bristol VA School System Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Bristol
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| Eastman Credit UnionCredit union Kingsport, TN | 91 out of 100, Very strong | $10.2B | 14.9% | 0.31% | vs |
| Farmers and Miners BankBank Pennington Gap, VA | 89 out of 100, Very strong | $193.2M | 13.3% | 0.32% | vs |
| Happy Valley Credit UnionCredit union Elizabethton, TN | 86 out of 100, Very strong | $36.9M | 18.3% | 0.82% | vs |
| Elizabethton Federal Savings BankBank Elizabethton, TN | 86 out of 100, Very strong | $326.0M | 42.3% | 0.25% | vs |
| Lee Bank and Trust CompanyBank Pennington Gap, VA | 82 out of 100, Strong | $257.3M | 14.1% | 1.37% | vs |