TellerScore

California Community Credit Union (NCUA charter #68321) is based in Sacramento, California. Its Q2 2026 call report shows $82.5M in total assets and $71.5M in member shares and deposits and 3 offices.

Based on its Q2 2026 filing, California Community Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 63rd. Its strongest component is funding & liquidity (100/100; 41% loans-to-deposits, 7% uninsured), and its lowest is earnings (40/100; 0.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Net worth ratio: 12.20%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings40/100
Return on assets (annualized): 0.49%
Funding & liquidity100/100
Loans ÷ shares: 40.7% · 7.4% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 79).

TellerScore
727679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202476
Q4 202478
Q1 202576
Q2 202578
Q3 202577
Q4 202575
Q1 202679
Q2 202679
Net worth ratio
7.00%9.77%12.53%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.01%
Q3 202412.09%
Q4 202412.20%
Q1 202511.94%
Q2 202512.18%
Q3 202512.42%
Q4 202512.52%
Q1 202612.53%
Q2 202612.20%
Delinquent loans (60+ days)
0.07%0.39%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.71%
Q3 20240.46%
Q4 20240.20%
Q1 20250.12%
Q2 20250.10%
Q3 20250.20%
Q4 20250.43%
Q1 20260.19%
Q2 20260.07%
Return on assets
0.30%0.46%0.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.39%
Q3 20240.61%
Q4 20240.51%
Q1 20250.30%
Q2 20250.36%
Q3 20250.32%
Q4 20250.32%
Q1 20260.45%
Q2 20260.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$82.5M12.20%0.07%0.49%40.7%
Q1 202679$79.9M12.53%0.19%0.45%41.9%
Q4 202575$79.1M12.52%0.43%0.32%43.7%
Q3 202577$78.9M12.42%0.20%0.32%42.5%
Q2 202578$80.1M12.18%0.10%0.36%43.3%
Q1 202576$81.8M11.94%0.12%0.30%41.5%
Q4 202478$79.4M12.20%0.20%0.51%43.3%
Q3 202476$79.4M12.09%0.46%0.61%43.1%
Q2 202472$78.3M12.01%0.71%0.39%43.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.20%
33rd
Problem loans0.07%
82nd
Net charge-offs0.25%
43rd
Return on assets0.49%
41st
Loans to deposits40.7%
78th
Uninsured deposits7.4%
12th
Loan-loss reserves0.00%
37th
Texas ratio0.2%
81st

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Technicolor Federal Credit UnionCredit union Burbank, CA49 out of 100, Below average$82.7M8.1%0.32%vs
Valley Oak Credit UnionCredit union Three Rivers, CA49 out of 100, Below average$82.2M6.8%0.71%vs
Nikkei Credit UnionCredit union Gardena, CA53 out of 100, Below average$81.5M14.2%2.69%vs
Calcom Federal Credit UnionCredit union Long Beach, CA82 out of 100, Strong$83.9M16.3%0.42%vs
Cal State L.A. Federal Credit UnionCredit union Los Angeles, CA61 out of 100, Moderate$80.2M9.0%0.53%vs
Sonoma Federal Credit UnionCredit union Santa Rosa, CA83 out of 100, Strong$80.0M13.5%0.63%vs

Deposit insurance

Is my money safe at California Community Credit Union?

Yes. California Community Credit Union is a federally insured credit union (NCUA charter #68321). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.4% of shares and deposits ($5.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

California Community Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
California Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68321
RSSD ID
590873
Primary regulator
State + NCUA
Established
1939
Headquarters
8815 Folsom Blvd, Sacramento, CA 95826
Employees
14

Quick answers

California Community Credit Union: common questions

Is California Community Credit Union NCUA insured?

Yes. California Community Credit Union is a federally insured credit union (NCUA charter #68321). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is California Community Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does California Community Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Sacramento

InstitutionScoreAssetsCapitalProblem loansCompare
Sacramento Credit UnionCredit union Sacramento, CA96 out of 100, Very strong$858.3M15.1%0.09%vs
Bank of StocktonBank Stockton, CA94 out of 100, Very strong$5.0B19.9%0.08%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
SoFi Bank, National AssociationBank Cottonwood Heights, UT88 out of 100, Very strong$56.8B13.3%0.08%vs
El Dorado Savings Bank, F.S.B.Bank Placerville, CA84 out of 100, Strong$2.4B13.4%0.28%vs
Beal Bank USABank Las Vegas, NV80 out of 100, Strong$11.0B21.9%0.78%vs