TellerScore

Headquartered in Columbus, Ohio, Cme Federal Credit Union is a federal credit union with $480.9M in total assets and $439.1M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1935.

Cme Federal Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 142nd. Problem-loan coverage contributes the most (87/100, 6.3%); capital cushion contributes the least (36/100, 8.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion36/100
Net worth ratio: 8.64%
Loan quality78/100
Loans 60+ days delinquent ÷ total loans: 0.66%
Earnings51/100
Return on assets (annualized): 0.76%
Funding & liquidity76/100
Loans ÷ shares: 83.8% · 9.2% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (57 → 61), mostly because the earnings component improved by 16 points.

TellerScore
535761Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202455
Q4 202453
Q1 202554
Q2 202557
Q3 202556
Q4 202555
Q1 202658
Q2 202661
Net worth ratio
7.00%7.82%8.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.32%
Q3 20248.37%
Q4 20248.12%
Q1 20257.93%
Q2 20258.17%
Q3 20258.42%
Q4 20258.34%
Q1 20268.34%
Q2 20268.64%
Delinquent loans (60+ days)
0.63%0.76%0.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.63%
Q3 20240.72%
Q4 20240.88%
Q1 20250.78%
Q2 20250.64%
Q3 20250.71%
Q4 20250.80%
Q1 20260.73%
Q2 20260.66%
Return on assets
0.20%0.48%0.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.29%
Q3 20240.26%
Q4 20240.22%
Q1 20250.20%
Q2 20250.39%
Q3 20250.39%
Q4 20250.40%
Q1 20260.65%
Q2 20260.76%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$480.9M8.64%0.66%0.76%83.8%
Q1 202658$485.8M8.34%0.73%0.65%81.8%
Q4 202555$476.2M8.34%0.80%0.40%83.9%
Q3 202556$465.6M8.42%0.71%0.39%85.4%
Q2 202557$474.4M8.17%0.64%0.39%79.3%
Q1 202554$479.8M7.93%0.78%0.20%77.8%
Q4 202453$465.9M8.12%0.88%0.22%80.2%
Q3 202455$449.8M8.37%0.72%0.26%87.8%
Q2 202456$449.6M8.32%0.63%0.29%88.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.64%
9th
Problem loans0.66%
51st
Net charge-offs0.70%
20th
Return on assets0.76%
52nd
Loans to deposits83.8%
31st
Uninsured deposits9.2%
21st
Loan-loss reserves0.00%
50th
Texas ratio6.3%
29th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Century Federal Credit UnionCredit union Independence, OH65 out of 100, Moderate$469.9M10.9%0.63%vs
Canton School Employees Federal Credit UnionCredit union North Canton, OH68 out of 100, Moderate$462.2M10.3%0.69%vs
River Valley Credit UnionCredit union Miamisburg, OH73 out of 100, Strong$502.3M12.0%0.48%vs
Oucu Financial Credit Union, Inc.Credit union Athens, OH55 out of 100, Moderate$526.8M11.5%1.17%vs
Universal 1 Credit UnionCredit union Dayton, OH68 out of 100, Moderate$424.7M12.4%1.53%vs
Desco Federal Credit UnionCredit union Portsmouth, OH76 out of 100, Strong$550.7M11.8%0.51%vs

Deposit insurance

Is my money safe at Cme Federal Credit Union?

Yes. Cme Federal Credit Union is a federally insured credit union (NCUA charter #294). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.2% of shares and deposits ($40.4M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.64%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Cme Federal Credit Union lists 5 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Cme Federal Credit Union reported 243 home-loan applications under HMDA (LEI 5493003GJY287GIWFH36): 171 originated ($30,725,000 total), 69 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 28.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Cme Federal Credit Union
Type
Federal credit union
NCUA charter #
294
RSSD ID
565376
Primary regulator
NCUA
Established
1935
Headquarters
150 E Mound St, Columbus, OH 43215
Employees
88

Quick answers

Cme Federal Credit Union: common questions

Is Cme Federal Credit Union NCUA insured?

Yes. Cme Federal Credit Union is a federally insured credit union (NCUA charter #294). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cme Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cme Federal Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Columbus

InstitutionScoreAssetsCapitalProblem loansCompare
Nationwide Trust Company, FSBBank Columbus, OH94 out of 100, Very strong$153.6M36.9%0.00%vs
Abbott Laboratories Credit UnionCredit union Gurnee, IL89 out of 100, Very strong$1.1B14.5%0.11%vs
State Highway Patrol Federal Credit UnionCredit union Columbus, OH88 out of 100, Very strong$92.2M13.5%0.06%vs
Firestone Federal Credit UnionCredit union Akron, OH82 out of 100, Strong$198.1M18.1%1.15%vs
Adelphi BankBank Columbus, OH80 out of 100, Strong$124.5M15.8%0.00%vs
Erebor Bank, N.A.Bank Columbus, OH78 out of 100, Strong$4.7B38.8%0.00%vs