Headquartered in Anaconda, Montana, Deer Lodge County School Emp Federal Credit Union is a federal credit union with $9.7M in total assets and $8.4M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1956.
Deer Lodge County School Emp Federal Credit Union has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 2,479 credit unions with under $100 million in assets. Among 41 credit unions headquartered in Montana, it ranks 2nd. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (87/100, 13.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (89 → 95), mostly because the capital cushion component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 86 |
| Q4 2024 | 87 |
| Q1 2025 | 88 |
| Q2 2025 | 89 |
| Q3 2025 | 93 |
| Q4 2025 | 93 |
| Q1 2026 | 93 |
| Q2 2026 | 95 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.00% |
| Q3 2024 | 11.52% |
| Q4 2024 | 12.12% |
| Q1 2025 | 12.16% |
| Q2 2025 | 12.26% |
| Q3 2025 | 13.27% |
| Q4 2025 | 13.40% |
| Q1 2026 | 12.97% |
| Q2 2026 | 13.65% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.55% |
| Q3 2024 | 1.56% |
| Q4 2024 | 1.51% |
| Q1 2025 | 1.49% |
| Q2 2025 | 1.64% |
| Q3 2025 | 1.78% |
| Q4 2025 | 1.71% |
| Q1 2026 | 1.82% |
| Q2 2026 | 1.79% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 95 | $9.7M | 13.65% | 0.00% | 1.79% | 33.4% |
| Q1 2026 | 93 | $9.9M | 12.97% | 0.00% | 1.82% | 32.0% |
| Q4 2025 | 93 | $9.3M | 13.40% | 0.00% | 1.71% | 36.1% |
| Q3 2025 | 93 | $9.1M | 13.27% | 0.00% | 1.78% | 34.9% |
| Q2 2025 | 89 | $9.5M | 12.26% | 0.00% | 1.64% | 34.0% |
| Q1 2025 | 88 | $9.2M | 12.16% | 0.00% | 1.49% | 35.2% |
| Q4 2024 | 87 | $8.9M | 12.12% | 0.00% | 1.51% | 35.8% |
| Q3 2024 | 86 | $9.1M | 11.52% | 0.00% | 1.56% | 33.1% |
| Q2 2024 | 84 | $9.3M | 11.00% | 0.00% | 1.55% | 32.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Montana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| St. Pats Employees Federal Credit UnionCredit union Missoula, MT | 77 out of 100, Strong | $5.4M | 12.8% | 1.00% | vs |
| Fort Peck Community Federal Credit UnionCredit union Fort Peck, MT | 49 out of 100, Below average | $14.3M | 12.4% | 3.93% | vs |
| M D U Employees Federal Credit UnionCredit union Glendive, MT | 84 out of 100, Strong | $4.0M | 17.2% | 0.00% | vs |
| The Morning Star Federal Credit UnionCredit union Lame Deer, MT | 47 out of 100, Below average | $2.2M | 9.9% | 5.89% | vs |
| Tricounty Federal Credit UnionCredit union Harlowton, MT | 66 out of 100, Moderate | $1.7M | 10.2% | 0.00% | vs |
| Froid Federal Credit UnionCredit union Froid, MT | 86 out of 100, Very strong | $1.3M | 12.0% | 0.00% | vs |
Deposit insurance
Is my money safe at Deer Lodge County School Emp Federal Credit Union?
Yes. Deer Lodge County School Emp Federal Credit Union is a federally insured credit union (NCUA charter #10857). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.65%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Deer Lodge County School Emp Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Anaconda, MT (1)
- Fairfax, VA (1)
Identity & history
Profile
- Legal name
- Deer Lodge County School Emp Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 10857
- RSSD ID
- 838388
- Primary regulator
- NCUA
- Established
- 1956
- Headquarters
- P.O. Box 1248, Anaconda, MT 59711
- Employees
- 2
Quick answers
Deer Lodge County School Emp Federal Credit Union: common questions
Is Deer Lodge County School Emp Federal Credit Union NCUA insured?
Yes. Deer Lodge County School Emp Federal Credit Union is a federally insured credit union (NCUA charter #10857). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Deer Lodge County School Emp Federal Credit Union's TellerScore?
95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Deer Lodge County School Emp Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Anaconda
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Montana Bank, Inc.Bank Missoula, MT | 73 out of 100, Strong | $530.3M | 10.2% | 0.13% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |
| Southwest Montana Community Federal Credit UnionCredit union Anaconda, MT | 55 out of 100, Moderate | $203.3M | 11.6% | 1.85% | vs |
| Citizens Alliance BankBank Clara City, MN | 47 out of 100, Below average | $1.4B | 9.8% | 1.48% | vs |