TellerScore

Headquartered in Jackson, Mississippi, Eagle Express Federal Credit Union is a federal credit union with $66.8M in total assets and $53.4M in member shares and deposits as of Q2 2026. Its charter dates back to 1935.

Based on its Q2 2026 filing, Eagle Express Federal Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 27th. Its strongest component is capital cushion (100/100; 20.32%), and its lowest is earnings (16/100; -0.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.32%
Loan quality62/100
Loans 60+ days delinquent ÷ total loans: 1.13%
Earnings16/100
Return on assets (annualized): -0.11%
Funding & liquidity100/100
Loans ÷ shares: 41.4% · 5.4% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.84%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 73).

TellerScore
707376Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202470
Q4 202473
Q1 202570
Q2 202574
Q3 202573
Q4 202576
Q1 202674
Q2 202673
Net worth ratio
7.00%14.08%21.16%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.80%
Q3 202421.16%
Q4 202421.05%
Q1 202520.88%
Q2 202521.05%
Q3 202521.04%
Q4 202520.86%
Q1 202620.08%
Q2 202620.32%
Delinquent loans (60+ days)
0.74%1.33%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.56%
Q3 20241.91%
Q4 20241.53%
Q1 20251.55%
Q2 20251.19%
Q3 20251.36%
Q4 20251.07%
Q1 20260.74%
Q2 20261.13%
Return on assets
-1.09%-0.39%0.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.31%
Q3 20240.32%
Q4 20240.26%
Q1 2025-0.09%
Q2 20250.06%
Q3 20250.12%
Q4 20250.23%
Q1 2026-1.09%
Q2 2026-0.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$66.8M20.32%1.13%-0.11%41.4%
Q1 202674$66.8M20.08%0.74%-1.09%42.0%
Q4 202576$65.2M20.86%1.07%0.23%43.9%
Q3 202573$64.2M21.04%1.36%0.12%44.4%
Q2 202574$64.0M21.05%1.19%0.06%44.9%
Q1 202570$64.4M20.88%1.55%-0.09%44.3%
Q4 202473$63.9M21.05%1.53%0.26%44.7%
Q3 202470$63.5M21.16%1.91%0.32%44.7%
Q2 202473$64.3M20.80%1.56%0.31%43.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.32%
78th
Problem loans1.13%
35th
Net charge-offs0.69%
21st
Return on assets-0.11%
17th
Loans to deposits41.4%
76th
Uninsured deposits5.4%
19th
Loan-loss reserves0.00%
37th
Texas ratio1.8%
54th

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Meridian Mutual Federal Credit UnionCredit union Meridian, MS71 out of 100, Strong$71.2M12.4%1.19%vs
Jackson Area Federal Credit UnionCredit union Jackson, MS38 out of 100, Low$60.9M-145.4%1.49%vs
1st Mississippi Federal Credit UnionCredit union Meridian, MS79 out of 100, Strong$82.8M28.5%0.79%vs
Mississippi National Guard Federal Credit UnionCredit union Jackson, MS58 out of 100, Moderate$43.5M8.8%1.53%vs
Ferguson Federal Credit UnionCredit union Monticello, MS33 out of 100, Low$94.2M9.6%3.79%vs
Brightview Federal Credit UnionCredit union Ridgeland, MS78 out of 100, Strong$37.6M16.3%0.75%vs

Deposit insurance

Is my money safe at Eagle Express Federal Credit Union?

Yes. Eagle Express Federal Credit Union is a federally insured credit union (NCUA charter #48). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.4% of shares and deposits ($2.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.32%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Eagle Express Federal Credit Union
Type
Federal credit union
NCUA charter #
48
RSSD ID
955472
Primary regulator
NCUA
Established
1935
Headquarters
P O Box 567, Jackson, MS 39205
Employees
11

Quick answers

Eagle Express Federal Credit Union: common questions

Is Eagle Express Federal Credit Union NCUA insured?

Yes. Eagle Express Federal Credit Union is a federally insured credit union (NCUA charter #48). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Eagle Express Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.