TellerScore

Ever $ Green Federal Credit Union (NCUA charter #18649) is based in Rochester, New York. Its Q2 2026 call report shows $72.6M in total assets and $66.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Ever $ Green Federal Credit Union scores 40/100, which we describe as below average. That is higher than only 3% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 262nd. Its strongest component is funding & liquidity (100/100; 57% loans-to-deposits, 4% uninsured), and its lowest is earnings (0/100; -0.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.53%
Loan quality16/100
Loans 60+ days delinquent ÷ total loans: 2.51%
Earnings0/100
Return on assets (annualized): -0.85%
Funding & liquidity100/100
Loans ÷ shares: 57.2% · 4.3% uninsured
Problem-loan coverage72/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 13.90%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 12 points (52 → 40), mostly because the loan quality component weakened by 37 points.

TellerScore
405263Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202463
Q4 202458
Q1 202555
Q2 202552
Q3 202550
Q4 202547
Q1 202643
Q2 202640
Net worth ratio
7.00%9.15%11.30%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.72%
Q3 202411.30%
Q4 202410.87%
Q1 202510.57%
Q2 202510.13%
Q3 202510.31%
Q4 202510.43%
Q1 20269.64%
Q2 20269.53%
Delinquent loans (60+ days)
0.79%1.65%2.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.79%
Q3 20240.79%
Q4 20241.10%
Q1 20251.25%
Q2 20251.42%
Q3 20251.61%
Q4 20252.07%
Q1 20262.26%
Q2 20262.51%
Return on assets
-1.58%-0.89%-0.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.20%
Q3 2024-0.20%
Q4 2024-0.37%
Q1 2025-0.53%
Q2 2025-0.46%
Q3 2025-0.55%
Q4 2025-0.49%
Q1 2026-1.58%
Q2 2026-0.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202640$72.6M9.53%2.51%-0.85%57.2%
Q1 202643$71.9M9.64%2.26%-1.58%57.9%
Q4 202547$69.2M10.43%2.07%-0.49%61.8%
Q3 202550$70.7M10.31%1.61%-0.55%62.8%
Q2 202552$73.2M10.13%1.42%-0.46%59.0%
Q1 202555$70.9M10.57%1.25%-0.53%60.2%
Q4 202458$69.8M10.87%1.10%-0.37%62.1%
Q3 202463$68.6M11.30%0.79%-0.20%64.2%
Q2 202462$72.7M10.72%0.79%-0.20%61.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.53%
13th
Problem loans2.51%
16th
Net charge-offs0.96%
14th
Return on assets-0.85%
8th
Loans to deposits57.2%
52nd
Uninsured deposits4.3%
25th
Loan-loss reserves0.00%
37th
Texas ratio13.9%
8th

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Deposit insurance

Is my money safe at Ever $ Green Federal Credit Union?

Yes. Ever $ Green Federal Credit Union is a federally insured credit union (NCUA charter #18649). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($2.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.53%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Ever $ Green Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ever $ Green Federal Credit Union
Type
Federal credit union
NCUA charter #
18649
RSSD ID
974987
Primary regulator
NCUA
Established
1968
Headquarters
2215 E Henrietta Rd, Rochester, NY 14623
Employees
16

Quick answers

Ever $ Green Federal Credit Union: common questions

Is Ever $ Green Federal Credit Union NCUA insured?

Yes. Ever $ Green Federal Credit Union is a federally insured credit union (NCUA charter #18649). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ever $ Green Federal Credit Union's TellerScore?

40 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ever $ Green Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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