TellerScore

Green Country Federal Credit Union (NCUA charter #24613) is based in Sand Springs, Oklahoma. Its Q2 2026 call report shows $155.4M in total assets and $145.5M in member shares and deposits and 3 offices.

Based on its Q2 2026 filing, Green Country Federal Credit Union scores 32/100, which we describe as low. That is higher than only 0% of 1,341 credit unions with $100 million – $1 billion. Among 52 credit unions headquartered in Oklahoma, it ranks 51st. Its strongest component is funding & liquidity (93/100; 67% loans-to-deposits, 8% uninsured), and its lowest is earnings (0/100; -0.86%).

TellerScore · Q2 2026

Scorecard

Capital cushion35/100
Net worth ratio: 8.47%
Loan quality8/100
Loans 60+ days delinquent ÷ total loans: 2.75%
Earnings0/100
Return on assets (annualized): -0.86%
Funding & liquidity93/100
Loans ÷ shares: 66.9% · 8.2% uninsured
Problem-loan coverage59/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 20.49%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (31 → 32).

TellerScore
293541Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202441
Q3 202431
Q4 202430
Q1 202530
Q2 202531
Q3 202535
Q4 202535
Q1 202629
Q2 202632
Net worth ratio
7.00%8.11%9.22%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.53%
Q3 20248.01%
Q4 20248.03%
Q1 20258.17%
Q2 20258.25%
Q3 20258.85%
Q4 20259.22%
Q1 20268.96%
Q2 20268.47%
Delinquent loans (60+ days)
2.10%4.48%6.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.10%
Q3 20246.87%
Q4 20246.69%
Q1 20256.57%
Q2 20256.30%
Q3 20256.09%
Q4 20256.56%
Q1 20264.98%
Q2 20262.75%
Return on assets
-0.86%-0.13%0.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.32%
Q3 20240.55%
Q4 20240.48%
Q1 20250.38%
Q2 20250.34%
Q3 20250.59%
Q4 20250.55%
Q1 2026-0.40%
Q2 2026-0.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202632$155.4M8.47%2.75%-0.86%66.9%
Q1 202629$129.4M8.96%4.98%-0.40%69.2%
Q4 202535$127.0M9.22%6.56%0.55%71.0%
Q3 202535$130.9M8.85%6.09%0.59%69.6%
Q2 202531$136.2M8.25%6.30%0.34%66.9%
Q1 202530$136.4M8.17%6.57%0.38%69.7%
Q4 202430$137.8M8.03%6.69%0.48%69.6%
Q3 202431$136.1M8.01%6.87%0.55%72.2%
Q2 202441$140.3M7.53%2.10%0.32%71.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.47%
7th
Problem loans2.75%
3rd
Net charge-offs0.90%
12th
Return on assets-0.86%
1st
Loans to deposits66.9%
67th
Uninsured deposits8.2%
28th
Loan-loss reserves0.00%
50th
Texas ratio20.5%
2nd

Similar-size credit unions in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
First Family Federal Credit UnionCredit union Henryetta, OK68 out of 100, Moderate$154.4M11.6%0.62%vs
The Focus Federal Credit UnionCredit union Oklahoma City, OK57 out of 100, Moderate$163.2M9.0%0.45%vs
Red River Federal Credit UnionCredit union Altus, OK79 out of 100, Strong$168.4M12.1%0.28%vs
Western Sun Federal Credit UnionCredit union Broken Arrow, OK73 out of 100, Strong$181.5M17.6%0.71%vs
Municipal Emps CU of Oklahoma City Credit UnionCredit union Oklahoma City, OK62 out of 100, Moderate$190.5M8.8%0.17%vs
Southwest Oklahoma Federal Credit UnionCredit union Lawton, OK89 out of 100, Very strong$116.4M19.3%0.88%vs

Deposit insurance

Is my money safe at Green Country Federal Credit Union?

Yes. Green Country Federal Credit Union is a federally insured credit union (NCUA charter #24613). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.2% of shares and deposits ($11.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.47%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Green Country Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Green Country Federal Credit Union
Type
Federal credit union
NCUA charter #
24613
RSSD ID
123794
Primary regulator
NCUA
Established
1970
Headquarters
202 E Morrow Rd, Sand Springs, OK 74063
Employees
45

Quick answers

Green Country Federal Credit Union: common questions

Is Green Country Federal Credit Union NCUA insured?

Yes. Green Country Federal Credit Union is a federally insured credit union (NCUA charter #24613). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Green Country Federal Credit Union's TellerScore?

32 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Green Country Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Sand Springs

InstitutionScoreAssetsCapitalProblem loansCompare
First Bank of OwassoBank Owasso, OK93 out of 100, Very strong$639.3M15.7%0.01%vs
Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK92 out of 100, Very strong$44.7M15.9%0.20%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs
United Members Federal Credit UnionCredit union Tulsa, OK87 out of 100, Very strong$10.4M18.6%0.15%vs
Bank 7Bank Oklahoma City, OK86 out of 100, Very strong$1.9B13.9%0.39%vs
Vast Bank, National AssociationBank Tulsa, OK84 out of 100, Strong$540.4M14.1%0.01%vs