TellerScore

Fort Dodge Family Credit Union is a federally insured state-chartered credit union headquartered in Fort Dodge, Iowa, in business for about 86 years. At the end of Q2 2026 it reported $41.5M in total assets and $35.7M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Fort Dodge Family Credit Union scores 63/100, which we describe as moderate. That is higher than only 26% of 2,479 credit unions with under $100 million in assets. Among 66 credit unions headquartered in Iowa, it ranks 49th. Its strongest component is funding & liquidity (89/100; 72% loans-to-deposits, 3% uninsured), and its lowest is loan quality (38/100; 1.86%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.89%
Loan quality38/100
Loans 60+ days delinquent ÷ total loans: 1.86%
Earnings43/100
Return on assets (annualized): 0.58%
Funding & liquidity89/100
Loans ÷ shares: 71.7% · 2.6% uninsured
Problem-loan coverage82/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (66 → 63), mostly because the earnings component weakened by 12 points.

TellerScore
505866Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202450
Q3 202460
Q4 202459
Q1 202566
Q2 202566
Q3 202561
Q4 202558
Q1 202659
Q2 202663
Net worth ratio
7.00%9.96%12.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.15%
Q3 202412.37%
Q4 202412.67%
Q1 202512.55%
Q2 202512.50%
Q3 202512.91%
Q4 202512.64%
Q1 202612.47%
Q2 202612.89%
Delinquent loans (60+ days)
1.81%2.50%3.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.19%
Q3 20242.04%
Q4 20242.26%
Q1 20251.82%
Q2 20251.81%
Q3 20252.15%
Q4 20252.13%
Q1 20262.13%
Q2 20261.86%
Return on assets
0.22%0.55%0.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.47%
Q3 20240.48%
Q4 20240.49%
Q1 20250.87%
Q2 20250.88%
Q3 20250.64%
Q4 20250.22%
Q1 20260.43%
Q2 20260.58%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$41.5M12.89%1.86%0.58%71.7%
Q1 202659$42.4M12.47%2.13%0.43%68.5%
Q4 202558$41.4M12.64%2.13%0.22%69.1%
Q3 202561$41.4M12.91%2.15%0.64%70.4%
Q2 202566$42.6M12.50%1.81%0.88%66.5%
Q1 202566$41.7M12.55%1.82%0.87%66.3%
Q4 202459$40.6M12.67%2.26%0.49%69.3%
Q3 202460$41.2M12.37%2.04%0.48%68.8%
Q2 202450$41.5M12.15%3.19%0.47%68.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.89%
39th
Problem loans1.86%
23rd
Net charge-offs0.07%
60th
Return on assets0.58%
46th
Loans to deposits71.7%
31st
Uninsured deposits2.6%
40th
Loan-loss reserves0.00%
37th
Texas ratio8.9%
16th

Similar-size credit unions in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Sioux Valley Community Credit UnionCredit union Sioux City, IA43 out of 100, Below average$43.6M10.4%2.65%vs
Capitol View Credit UnionCredit union Des Moines, IA82 out of 100, Strong$46.1M18.7%0.41%vs
Holy Ghost Parish Credit UnionCredit union Dubuque, IA71 out of 100, Strong$34.9M9.8%0.00%vs
Meridian Credit UnionCredit union Ottumwa, IA91 out of 100, Very strong$34.4M16.7%0.14%vs
River Community Credit UnionCredit union Ottumwa, IA92 out of 100, Very strong$30.4M15.8%0.06%vs
Iowa Heartland Credit UnionCredit union Mason City, IA77 out of 100, Strong$30.3M17.0%0.42%vs

Deposit insurance

Is my money safe at Fort Dodge Family Credit Union?

Yes. Fort Dodge Family Credit Union is a federally insured credit union (NCUA charter #63159). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.6% of shares and deposits ($912K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Fort Dodge Family Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Fort Dodge Family Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63159
RSSD ID
602897
Primary regulator
State + NCUA
Established
1940
Headquarters
407 2nd Ave S, Fort Dodge, IA 50501
Employees
13

Quick answers

Fort Dodge Family Credit Union: common questions

Is Fort Dodge Family Credit Union NCUA insured?

Yes. Fort Dodge Family Credit Union is a federally insured credit union (NCUA charter #63159). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fort Dodge Family Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fort Dodge Family Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Fort Dodge

InstitutionScoreAssetsCapitalProblem loansCompare
Security Savings BankBank Gowrie, IA89 out of 100, Very strong$193.7M13.2%0.04%vs
Citizens Community Credit UnionCredit union Fort Dodge, IA88 out of 100, Very strong$253.6M19.1%0.73%vs
First State BankBank Webster City, IA81 out of 100, Strong$674.3M12.4%0.12%vs
Heartland BankBank Somers, IA79 out of 100, Strong$256.1M13.2%0.81%vs
First BankBank Waverly, IA78 out of 100, Strong$739.9M12.7%0.54%vs
United Bank of IowaBank Ida Grove, IA73 out of 100, Strong$2.5B10.3%0.26%vs