TellerScore

Headquartered in Washington, District of Columbia, Gsa Federal Credit Union is a federal credit union with $37.9M in total assets and $34.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1937.

Based on its Q2 2026 filing, Gsa Federal Credit Union scores 61/100, which we describe as moderate. That is higher than only 23% of 2,479 credit unions with under $100 million in assets. Among 28 credit unions headquartered in District of Columbia, it ranks 15th. Its strongest component is problem-loan coverage (97/100; 1.6%), and its lowest is capital cushion (26/100; 7.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion26/100
Net worth ratio: 7.63%
Loan quality93/100
Loans 60+ days delinquent ÷ total loans: 0.21%
Earnings31/100
Return on assets (annualized): 0.27%
Funding & liquidity94/100
Loans ÷ shares: 66.4% · 7.8% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.60%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (70 → 61), mostly because the capital cushion component weakened by 37 points.

TellerScore
536271Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202471
Q4 202469
Q1 202570
Q2 202570
Q3 202553
Q4 202553
Q1 202659
Q2 202661
Net worth ratio
7.00%9.16%11.33%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.71%
Q3 202410.91%
Q4 202411.16%
Q1 202511.19%
Q2 202511.33%
Q3 20257.70%
Q4 20257.45%
Q1 20267.44%
Q2 20267.63%
Delinquent loans (60+ days)
0.17%0.30%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.34%
Q3 20240.17%
Q4 20240.43%
Q1 20250.37%
Q2 20250.39%
Q3 20250.36%
Q4 20250.35%
Q1 20260.35%
Q2 20260.21%
Return on assets
-5.12%-2.41%0.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.30%
Q4 20240.29%
Q1 20250.25%
Q2 20250.27%
Q3 2025-5.12%
Q4 2025-3.98%
Q1 20260.26%
Q2 20260.27%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$37.9M7.63%0.21%0.27%66.4%
Q1 202659$38.5M7.44%0.35%0.26%64.1%
Q4 202553$38.1M7.45%0.35%-3.98%66.6%
Q3 202553$37.7M7.70%0.36%-5.12%68.8%
Q2 202570$38.9M11.33%0.39%0.27%70.0%
Q1 202570$39.1M11.19%0.37%0.25%69.8%
Q4 202469$39.0M11.16%0.43%0.29%71.0%
Q3 202471$39.7M10.91%0.17%0.30%70.8%
Q2 202469$40.2M10.71%0.34%0.28%69.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.63%
3rd
Problem loans0.21%
73rd
Net charge-offs0.36%
35th
Return on assets0.27%
30th
Loans to deposits66.4%
39th
Uninsured deposits7.8%
11th
Loan-loss reserves0.66%
79th
Texas ratio1.6%
57th

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
Pepco Federal Credit UnionCredit union Washington, DC23 out of 100, Low$33.0M7.7%8.42%vs
Government Printing Office Federal Credit UnionCredit union Washington, DC59 out of 100, Moderate$29.3M8.7%0.75%vs
Afl Cio Employees Federal Credit UnionCredit union Washington, DC61 out of 100, Moderate$48.4M12.4%0.86%vs
District of Columbia Teachers Federal Credit UnionCredit union Washington, DC58 out of 100, Moderate$49.0M9.2%1.42%vs
Georgetown University Alumni and St Federal Credit UnionCredit union Washington, DC69 out of 100, Moderate$13.7M14.2%1.61%vs
D C Fire Department Federal Credit UnionCredit union Washington, DC74 out of 100, Strong$6.6M25.2%1.56%vs

Deposit insurance

Is my money safe at Gsa Federal Credit Union?

Yes. Gsa Federal Credit Union is a federally insured credit union (NCUA charter #2299). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.8% of shares and deposits ($2.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.63%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Gsa Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Gsa Federal Credit Union
Type
Federal credit union
NCUA charter #
2299
RSSD ID
237075
Primary regulator
NCUA
Established
1937
Headquarters
1800 F St NW # 1211, Washington, DC 20405
Employees
6

Quick answers

Gsa Federal Credit Union: common questions

Is Gsa Federal Credit Union NCUA insured?

Yes. Gsa Federal Credit Union is a federally insured credit union (NCUA charter #2299). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Gsa Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Gsa Federal Credit Union have?

1 office as of the latest NCUA data.