TellerScore

Headquartered in Washington, District of Columbia, Georgetown University Alumni and St Federal Credit Union is a federal credit union with $13.7M in total assets and $11.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1983.

Based on its Q2 2026 filing, Georgetown University Alumni and St Federal Credit Union scores 69/100, which we describe as moderate. That is higher than only 38% of 2,479 credit unions with under $100 million in assets. Among 28 credit unions headquartered in District of Columbia, it ranks 10th. Its strongest component is funding & liquidity (100/100; 58% loans-to-deposits, 0% uninsured), and its lowest is earnings (28/100; 0.21%).

TellerScore · Q2 2026

Scorecard

Capital cushion92/100
Net worth ratio: 14.16%
Loan quality46/100
Loans 60+ days delinquent ÷ total loans: 1.61%
Earnings28/100
Return on assets (annualized): 0.21%
Funding & liquidity100/100
Loans ÷ shares: 57.9% · 0.0% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.70%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 12 points (81 → 69), mostly because the earnings component weakened by 68 points.

TellerScore
566981Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202462
Q4 202456
Q1 202577
Q2 202581
Q3 202577
Q4 202571
Q1 202660
Q2 202669
Net worth ratio
7.00%11.26%15.52%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.72%
Q3 202414.55%
Q4 202412.13%
Q1 202514.35%
Q2 202515.18%
Q3 202515.52%
Q4 202514.73%
Q1 202613.58%
Q2 202614.16%
Delinquent loans (60+ days)
1.61%2.41%3.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.12%
Q3 20243.21%
Q4 20242.43%
Q1 20252.31%
Q2 20252.07%
Q3 20251.74%
Q4 20252.12%
Q1 20262.02%
Q2 20261.61%
Return on assets
-0.19%1.15%2.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.57%
Q3 20240.82%
Q4 20240.39%
Q1 20252.49%
Q2 20251.89%
Q3 20251.07%
Q4 20250.87%
Q1 2026-0.19%
Q2 20260.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$13.7M14.16%1.61%0.21%57.9%
Q1 202660$14.1M13.58%2.02%-0.19%55.8%
Q4 202571$13.3M14.73%2.12%0.87%57.8%
Q3 202577$12.7M15.52%1.74%1.07%61.3%
Q2 202581$13.1M15.18%2.07%1.89%59.4%
Q1 202577$13.6M14.35%2.31%2.49%58.0%
Q4 202456$15.1M12.13%2.43%0.39%52.1%
Q3 202462$14.5M14.55%3.21%0.82%56.0%
Q2 202468$13.9M14.72%2.12%0.57%59.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.16%
49th
Problem loans1.61%
26th
Net charge-offs1.07%
13th
Return on assets0.21%
27th
Loans to deposits57.9%
51st
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio5.7%
26th

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Deposit insurance

Is my money safe at Georgetown University Alumni and St Federal Credit Union?

Yes. Georgetown University Alumni and St Federal Credit Union is a federally insured credit union (NCUA charter #23979). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.16%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Georgetown University Alumni and St Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Georgetown University Alumni and St Federal Credit Union
Type
Federal credit union
NCUA charter #
23979
RSSD ID
936097
Primary regulator
NCUA
Established
1983
Headquarters
Ste1328, Washington, DC 20057

Quick answers

Georgetown University Alumni and St Federal Credit Union: common questions

Is Georgetown University Alumni and St Federal Credit Union NCUA insured?

Yes. Georgetown University Alumni and St Federal Credit Union is a federally insured credit union (NCUA charter #23979). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Georgetown University Alumni and St Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Georgetown University Alumni and St Federal Credit Union have?

1 office as of the latest NCUA data.

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