TellerScore

Headquartered in Washington, District of Columbia, D C Fire Department Federal Credit Union is a federal credit union with $6.6M in total assets and $4.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1949.

Based on its Q2 2026 filing, D C Fire Department Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 28 credit unions headquartered in District of Columbia, it ranks 8th. Its strongest component is capital cushion (100/100; 25.20%), and its lowest is earnings (39/100; 0.48%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.20%
Loan quality48/100
Loans 60+ days delinquent ÷ total loans: 1.56%
Earnings39/100
Return on assets (annualized): 0.48%
Funding & liquidity99/100
Loans ÷ shares: 61.0% · 0.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 21 points (53 → 74), mostly because the loan quality component improved by 48 points.

TellerScore
536474Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202460
Q3 202462
Q4 202462
Q1 202553
Q2 202553
Q3 202557
Q4 202559
Q1 202662
Q2 202674
Net worth ratio
7.00%16.27%25.53%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202422.31%
Q3 202422.74%
Q4 202422.61%
Q1 202522.28%
Q2 202522.00%
Q3 202523.20%
Q4 202524.92%
Q1 202625.53%
Q2 202625.20%
Delinquent loans (60+ days)
1.56%4.68%7.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20247.30%
Q3 20245.58%
Q4 20244.38%
Q1 20256.12%
Q2 20255.50%
Q3 20254.50%
Q4 20257.79%
Q1 20263.86%
Q2 20261.56%
Return on assets
-2.16%-0.76%0.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.42%
Q3 20240.57%
Q4 20240.60%
Q1 2025-2.16%
Q2 2025-0.52%
Q3 2025-0.10%
Q4 20250.43%
Q1 20260.64%
Q2 20260.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$6.6M25.20%1.56%0.48%61.0%
Q1 202662$6.4M25.53%3.86%0.64%63.5%
Q4 202559$6.5M24.92%7.79%0.43%62.0%
Q3 202557$6.9M23.20%4.50%-0.10%58.1%
Q2 202553$7.2M22.00%5.50%-0.52%53.7%
Q1 202553$7.0M22.28%6.12%-2.16%54.4%
Q4 202462$7.1M22.61%4.38%0.60%54.5%
Q3 202462$7.0M22.74%5.58%0.57%56.7%
Q2 202460$7.1M22.31%7.30%0.42%55.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.20%
89th
Problem loans1.56%
27th
Net charge-offs6.17%
1st
Return on assets0.48%
41st
Loans to deposits61.0%
47th
Uninsured deposits0.0%
81st
Loan-loss reserves2.43%
91st
Texas ratio2.7%
45th

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
Lee Federal Credit UnionCredit union Washington, DC99 out of 100, Very strong$5.5M50.7%0.00%vs
Mt. Airy Baptist Church Federal Credit UnionCredit union Washington, DC86 out of 100, Very strong$1.1M42.0%1.55%vs
Phi Beta Sigma Federal Credit UnionCredit union Washington, DC49 out of 100, Below average$991K10.1%13.69%vs
Sargent Federal Credit UnionCredit union Washington, DC68 out of 100, Moderate$258K16.3%22.05%vs
Paramount Baptist Church Federal Credit UnionCredit union Washington, DC66 out of 100, Moderate$174K41.4%4.68%vs
Pmi Employees Federal Credit UnionCredit union Washington, DC80 out of 100, Strong$155K26.2%0.00%vs

Deposit insurance

Is my money safe at D C Fire Department Federal Credit Union?

Yes. D C Fire Department Federal Credit Union is a federally insured credit union (NCUA charter #6088). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

D C Fire Department Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
D C Fire Department Federal Credit Union
Type
Federal credit union
NCUA charter #
6088
RSSD ID
110682
Primary regulator
NCUA
Established
1949
Headquarters
P.O. Box 70190, Washington, DC 20024
Employees
6

Quick answers

D C Fire Department Federal Credit Union: common questions

Is D C Fire Department Federal Credit Union NCUA insured?

Yes. D C Fire Department Federal Credit Union is a federally insured credit union (NCUA charter #6088). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is D C Fire Department Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does D C Fire Department Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA100 out of 100, Very strong$370K17.4%0.00%vs
Angelina County Teachers Credit UnionCredit union Lufkin, TX100 out of 100, Very strong$12.9M18.4%0.04%vs
None Suffer Lack Federal Credit UnionCredit union Suitland, MD99 out of 100, Very strong$27.9M20.1%0.12%vs
Federation of Greene County Empl. Federal Credit UnionCredit union Eutaw, AL99 out of 100, Very strong$2.2M23.1%0.08%vs
Lee Federal Credit UnionCredit union Washington, DC99 out of 100, Very strong$5.5M50.7%0.00%vs
Christiansted Federal Credit UnionCredit union Christiansted, VI98 out of 100, Very strong$34.0M20.6%0.23%vs