TellerScore

Headquartered in Peoria, Illinois, Haulpak Federal Credit Union is a federal credit union with $2.0M in total assets and $1.4M in member shares and deposits as of Q2 2026. Its charter dates back to 1940.

Haulpak Federal Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 23% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 155th. Capital cushion contributes the most (100/100, 30.80%); loan quality contributes the least (0/100, 6.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 30.80%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 6.59%
Earnings39/100
Return on assets (annualized): 0.48%
Funding & liquidity98/100
Loans ÷ shares: 62.0% · 0.0% uninsured
Problem-loan coverage82/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.98%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (67 → 61), mostly because the loan quality component weakened by 19 points.

TellerScore
567390Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202480
Q3 202482
Q4 202487
Q1 202590
Q2 202567
Q3 202560
Q4 202557
Q1 202656
Q2 202661
Net worth ratio
7.00%19.21%31.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202427.03%
Q3 202427.73%
Q4 202429.40%
Q1 202529.75%
Q2 202530.07%
Q3 202531.41%
Q4 202530.53%
Q1 202629.51%
Q2 202630.80%
Delinquent loans (60+ days)
0.00%3.29%6.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.97%
Q3 20240.35%
Q4 20240.21%
Q1 20250.00%
Q2 20252.43%
Q3 20256.27%
Q4 20256.03%
Q1 20266.42%
Q2 20266.59%
Return on assets
-0.09%0.41%0.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.66%
Q3 20240.34%
Q4 20240.76%
Q1 20250.92%
Q2 20250.55%
Q3 20250.61%
Q4 20250.16%
Q1 2026-0.09%
Q2 20260.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$2.0M30.80%6.59%0.48%62.0%
Q1 202656$2.1M29.51%6.42%-0.09%60.6%
Q4 202557$2.0M30.53%6.03%0.16%68.0%
Q3 202560$2.0M31.41%6.27%0.61%74.3%
Q2 202567$2.1M30.07%2.43%0.55%66.7%
Q1 202590$2.1M29.75%0.00%0.92%69.3%
Q4 202487$2.1M29.40%0.21%0.76%70.8%
Q3 202482$2.2M27.73%0.35%0.34%67.8%
Q2 202480$2.3M27.03%0.97%0.66%63.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio30.80%
94th
Problem loans6.59%
4th
Net charge-offs-0.05%
92nd
Return on assets0.48%
41st
Loans to deposits62.0%
45th
Uninsured deposits0.0%
81st
Loan-loss reserves1.58%
87th
Texas ratio9.0%
16th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
Evanston Firemens Credit UnionCredit union Evanston, IL81 out of 100, Strong$2.0M15.8%0.00%vs
Aurora Postal Employees Credit UnionCredit union Aurora, IL53 out of 100, Below average$1.9M20.8%6.11%vs
Quincy Postal Employees Credit UnionCredit union Quincy, IL63 out of 100, Moderate$2.2M16.8%2.67%vs
Salem School System Credit UnionCredit union Salem, IL87 out of 100, Very strong$2.2M30.9%0.00%vs
Taylorville School Employees Credit UnionCredit union Taylorville, IL71 out of 100, Strong$1.8M22.6%0.79%vs

Deposit insurance

Is my money safe at Haulpak Federal Credit Union?

Yes. Haulpak Federal Credit Union is a federally insured credit union (NCUA charter #4025). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 30.80%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Haulpak Federal Credit Union
Type
Federal credit union
NCUA charter #
4025
RSSD ID
450977
Primary regulator
NCUA
Established
1940
Headquarters
2300 Ne Adams St, Po Box 240, Peoria, IL 61650
Employees
1

Quick answers

Haulpak Federal Credit Union: common questions

Is Haulpak Federal Credit Union NCUA insured?

Yes. Haulpak Federal Credit Union is a federally insured credit union (NCUA charter #4025). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Haulpak Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.