Quincy Postal Employees Credit Union is a federally insured state-chartered credit union headquartered in Quincy, Illinois, in business for about 96 years. At the end of Q2 2026 it reported $2.2M in total assets and $1.8M in member shares and deposits, with 1 office.
Quincy Postal Employees Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 149th. Capital cushion contributes the most (100/100, 16.82%); loan quality contributes the least (11/100, 2.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 36 points (99 → 63), mostly because the loan quality component weakened by 89 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 88 |
| Q4 2024 | 92 |
| Q1 2025 | 91 |
| Q2 2025 | 99 |
| Q3 2025 | 96 |
| Q4 2025 | 94 |
| Q1 2026 | 63 |
| Q2 2026 | 63 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.37% |
| Q3 2024 | 12.53% |
| Q4 2024 | 13.50% |
| Q1 2025 | 13.52% |
| Q2 2025 | 16.54% |
| Q3 2025 | 17.15% |
| Q4 2025 | 16.86% |
| Q1 2026 | 16.70% |
| Q2 2026 | 16.82% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.32% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 2.81% |
| Q2 2026 | 2.67% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.40% |
| Q3 2024 | 1.48% |
| Q4 2024 | 1.54% |
| Q1 2025 | 1.48% |
| Q2 2025 | 1.92% |
| Q3 2025 | 1.55% |
| Q4 2025 | 1.23% |
| Q1 2026 | 0.37% |
| Q2 2026 | 0.30% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $2.2M | 16.82% | 2.67% | 0.30% | 26.0% |
| Q1 2026 | 63 | $2.2M | 16.70% | 2.81% | 0.37% | 26.9% |
| Q4 2025 | 94 | $2.2M | 16.86% | 0.00% | 1.23% | 31.8% |
| Q3 2025 | 96 | $2.1M | 17.15% | 0.00% | 1.55% | 35.2% |
| Q2 2025 | 99 | $2.2M | 16.54% | 0.00% | 1.92% | 36.9% |
| Q1 2025 | 91 | $2.6M | 13.52% | 0.00% | 1.48% | 33.5% |
| Q4 2024 | 92 | $2.5M | 13.50% | 0.00% | 1.54% | 36.7% |
| Q3 2024 | 88 | $2.6M | 12.53% | 0.00% | 1.48% | 37.0% |
| Q2 2024 | 84 | $2.6M | 12.37% | 0.32% | 1.40% | 40.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Salem School System Credit UnionCredit union Salem, IL | 87 out of 100, Very strong | $2.2M | 30.9% | 0.00% | vs |
| B.E.A. Credit UnionCredit union Bethalto, IL | 54 out of 100, Below average | $2.4M | 26.8% | 5.12% | vs |
| Haulpak Federal Credit UnionCredit union Peoria, IL | 61 out of 100, Moderate | $2.0M | 30.8% | 6.59% | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evanston Firemens Credit UnionCredit union Evanston, IL | 81 out of 100, Strong | $2.0M | 15.8% | 0.00% | vs |
| Aurora Postal Employees Credit UnionCredit union Aurora, IL | 53 out of 100, Below average | $1.9M | 20.8% | 6.11% | vs |
Deposit insurance
Is my money safe at Quincy Postal Employees Credit Union?
Yes. Quincy Postal Employees Credit Union is a federally insured credit union (NCUA charter #63378). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 16.82%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Quincy Postal Employees Credit Union lists 1 office in 1 city. Most locations:
- Quincy, IL (1)
Identity & history
Profile
- Legal name
- Quincy Postal Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63378
- RSSD ID
- 384997
- Primary regulator
- State + NCUA
- Established
- 1930
- Headquarters
- P O Box 3003, Quincy, IL 62305
- Employees
- 2
Quick answers
Quincy Postal Employees Credit Union: common questions
Is Quincy Postal Employees Credit Union NCUA insured?
Yes. Quincy Postal Employees Credit Union is a federally insured credit union (NCUA charter #63378). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Quincy Postal Employees Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Quincy Postal Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Quincy
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members "first" Community Credit UnionCredit union Quincy, IL | 92 out of 100, Very strong | $111.6M | 25.4% | 0.03% | vs |
| Town & Country Bank MidwestBank Quincy, IL | 92 out of 100, Very strong | $279.3M | 14.9% | 0.15% | vs |
| Farmers State BankBank Pittsfield, IL | 88 out of 100, Very strong | $339.8M | 15.0% | 0.23% | vs |
| Liberty BankBank Liberty, IL | 86 out of 100, Very strong | $193.9M | 12.2% | 0.14% | vs |
| United Community Credit UnionCredit union Quincy, IL | 84 out of 100, Strong | $134.1M | 15.4% | 0.40% | vs |
| Western Illinois School Employees Credit UnionCredit union Quincy, IL | 83 out of 100, Strong | $24.0M | 16.1% | 0.17% | vs |