TellerScore

Quincy Postal Employees Credit Union is a federally insured state-chartered credit union headquartered in Quincy, Illinois, in business for about 96 years. At the end of Q2 2026 it reported $2.2M in total assets and $1.8M in member shares and deposits, with 1 office.

Quincy Postal Employees Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 149th. Capital cushion contributes the most (100/100, 16.82%); loan quality contributes the least (11/100, 2.67%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.82%
Loan quality11/100
Loans 60+ days delinquent ÷ total loans: 2.67%
Earnings32/100
Return on assets (annualized): 0.30%
Funding & liquidity100/100
Loans ÷ shares: 26.0% · 0.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.41%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 36 points (99 → 63), mostly because the loan quality component weakened by 89 points.

TellerScore
638199Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202484
Q3 202488
Q4 202492
Q1 202591
Q2 202599
Q3 202596
Q4 202594
Q1 202663
Q2 202663
Net worth ratio
7.00%12.07%17.15%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.37%
Q3 202412.53%
Q4 202413.50%
Q1 202513.52%
Q2 202516.54%
Q3 202517.15%
Q4 202516.86%
Q1 202616.70%
Q2 202616.82%
Delinquent loans (60+ days)
0.00%1.40%2.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.32%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20262.81%
Q2 20262.67%
Return on assets
0.30%1.11%1.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.40%
Q3 20241.48%
Q4 20241.54%
Q1 20251.48%
Q2 20251.92%
Q3 20251.55%
Q4 20251.23%
Q1 20260.37%
Q2 20260.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$2.2M16.82%2.67%0.30%26.0%
Q1 202663$2.2M16.70%2.81%0.37%26.9%
Q4 202594$2.2M16.86%0.00%1.23%31.8%
Q3 202596$2.1M17.15%0.00%1.55%35.2%
Q2 202599$2.2M16.54%0.00%1.92%36.9%
Q1 202591$2.6M13.52%0.00%1.48%33.5%
Q4 202492$2.5M13.50%0.00%1.54%36.7%
Q3 202488$2.6M12.53%0.00%1.48%37.0%
Q2 202484$2.6M12.37%0.32%1.40%40.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.82%
64th
Problem loans2.67%
15th
Net charge-offs0.00%
77th
Return on assets0.30%
32nd
Loans to deposits26.0%
92nd
Uninsured deposits0.0%
81st
Loan-loss reserves0.59%
79th
Texas ratio3.4%
40th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Salem School System Credit UnionCredit union Salem, IL87 out of 100, Very strong$2.2M30.9%0.00%vs
B.E.A. Credit UnionCredit union Bethalto, IL54 out of 100, Below average$2.4M26.8%5.12%vs
Haulpak Federal Credit UnionCredit union Peoria, IL61 out of 100, Moderate$2.0M30.8%6.59%vs
Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
Evanston Firemens Credit UnionCredit union Evanston, IL81 out of 100, Strong$2.0M15.8%0.00%vs
Aurora Postal Employees Credit UnionCredit union Aurora, IL53 out of 100, Below average$1.9M20.8%6.11%vs

Deposit insurance

Is my money safe at Quincy Postal Employees Credit Union?

Yes. Quincy Postal Employees Credit Union is a federally insured credit union (NCUA charter #63378). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.82%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Quincy Postal Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Quincy Postal Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63378
RSSD ID
384997
Primary regulator
State + NCUA
Established
1930
Headquarters
P O Box 3003, Quincy, IL 62305
Employees
2

Quick answers

Quincy Postal Employees Credit Union: common questions

Is Quincy Postal Employees Credit Union NCUA insured?

Yes. Quincy Postal Employees Credit Union is a federally insured credit union (NCUA charter #63378). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Quincy Postal Employees Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Quincy Postal Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Quincy

InstitutionScoreAssetsCapitalProblem loansCompare
Members "first" Community Credit UnionCredit union Quincy, IL92 out of 100, Very strong$111.6M25.4%0.03%vs
Town & Country Bank MidwestBank Quincy, IL92 out of 100, Very strong$279.3M14.9%0.15%vs
Farmers State BankBank Pittsfield, IL88 out of 100, Very strong$339.8M15.0%0.23%vs
Liberty BankBank Liberty, IL86 out of 100, Very strong$193.9M12.2%0.14%vs
United Community Credit UnionCredit union Quincy, IL84 out of 100, Strong$134.1M15.4%0.40%vs
Western Illinois School Employees Credit UnionCredit union Quincy, IL83 out of 100, Strong$24.0M16.1%0.17%vs