TellerScore

Aurora Postal Employees Credit Union (NCUA charter #65906) is based in Aurora, Illinois. Its Q2 2026 call report shows $1.9M in total assets and $1.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Aurora Postal Employees Credit Union scores 53/100, which we describe as below average. That is higher than only 12% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 179th. Its strongest component is capital cushion (100/100; 20.82%), and its lowest is loan quality (0/100; 6.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.82%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 6.11%
Earnings26/100
Return on assets (annualized): 0.15%
Funding & liquidity76/100
Loans ÷ shares: 84.5% · 0.0% uninsured
Problem-loan coverage64/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 18.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (58 → 53), mostly because the earnings component weakened by 30 points.

TellerScore
536475Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202468
Q4 202468
Q1 202570
Q2 202558
Q3 202560
Q4 202556
Q1 202675
Q2 202653
Net worth ratio
7.00%14.14%21.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.80%
Q3 202420.56%
Q4 202420.31%
Q1 202520.11%
Q2 202520.00%
Q3 202520.46%
Q4 202520.77%
Q1 202621.28%
Q2 202620.82%
Delinquent loans (60+ days)
2.24%4.43%6.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.52%
Q3 20242.35%
Q4 20242.63%
Q1 20252.24%
Q2 20255.36%
Q3 20256.44%
Q4 20256.63%
Q1 20262.50%
Q2 20266.11%
Return on assets
0.08%1.63%3.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.08%
Q3 20241.37%
Q4 20241.60%
Q1 20251.28%
Q2 20250.91%
Q3 20251.11%
Q4 20250.67%
Q1 20263.18%
Q2 20260.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$1.9M20.82%6.11%0.15%84.5%
Q1 202675$2.0M21.28%2.50%3.18%80.2%
Q4 202556$1.9M20.77%6.63%0.67%87.8%
Q3 202560$2.0M20.46%6.44%1.11%87.7%
Q2 202558$2.0M20.00%5.36%0.91%90.9%
Q1 202570$2.0M20.11%2.24%1.28%86.5%
Q4 202468$1.9M20.31%2.63%1.60%95.3%
Q3 202468$2.0M20.56%2.35%1.37%97.9%
Q2 202456$2.0M18.80%2.52%0.08%99.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.82%
80th
Problem loans6.11%
4th
Net charge-offs4.55%
2nd
Return on assets0.15%
25th
Loans to deposits84.5%
15th
Uninsured deposits0.0%
81st
Loan-loss reserves2.02%
90th
Texas ratio18.2%
5th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Evanston Firemens Credit UnionCredit union Evanston, IL81 out of 100, Strong$2.0M15.8%0.00%vs
Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
Haulpak Federal Credit UnionCredit union Peoria, IL61 out of 100, Moderate$2.0M30.8%6.59%vs
Taylorville School Employees Credit UnionCredit union Taylorville, IL71 out of 100, Strong$1.8M22.6%0.79%vs
Quincy Postal Employees Credit UnionCredit union Quincy, IL63 out of 100, Moderate$2.2M16.8%2.67%vs
Salem School System Credit UnionCredit union Salem, IL87 out of 100, Very strong$2.2M30.9%0.00%vs

Deposit insurance

Is my money safe at Aurora Postal Employees Credit Union?

Yes. Aurora Postal Employees Credit Union is a federally insured credit union (NCUA charter #65906). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.82%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Aurora Postal Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Aurora Postal Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65906
RSSD ID
776293
Primary regulator
State + NCUA
Established
1932
Headquarters
P O Box 2662, Aurora, IL 60507
Employees
4

Quick answers

Aurora Postal Employees Credit Union: common questions

Is Aurora Postal Employees Credit Union NCUA insured?

Yes. Aurora Postal Employees Credit Union is a federally insured credit union (NCUA charter #65906). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Aurora Postal Employees Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Aurora Postal Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Aurora

InstitutionScoreAssetsCapitalProblem loansCompare
Aurora Policemen Credit UnionCredit union Aurora, IL95 out of 100, Very strong$26.3M15.3%0.00%vs
Western Springs Federal Credit UnionCredit union Western Springs, IL95 out of 100, Very strong$3.9M18.2%0.46%vs
Aurora Firefighters' Credit UnionCredit union Aurora, IL93 out of 100, Very strong$2.7M16.1%0.00%vs
First Eagle BankBank Chicago, IL91 out of 100, Very strong$649.6M21.3%0.10%vs
Earthmover Credit UnionCredit union Aurora, IL87 out of 100, Very strong$471.7M19.3%0.75%vs
Molex Employees Federal Credit UnionCredit union Lisle, IL84 out of 100, Strong$6.5M18.4%0.47%vs