TellerScore

Headquartered in Taylorville, Illinois, Taylorville School Employees Credit Union is a federally insured state-chartered credit union with $1.8M in total assets and $1.4M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1955.

Based on its Q2 2026 filing, Taylorville School Employees Credit Union scores 71/100, which we describe as strong. That is higher than only 42% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 119th. Its strongest component is capital cushion (100/100; 22.64%), and its lowest is earnings (0/100; -1.76%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.64%
Loan quality74/100
Loans 60+ days delinquent ÷ total loans: 0.79%
Earnings0/100
Return on assets (annualized): -1.76%
Funding & liquidity87/100
Loans ÷ shares: 73.4% · 0.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (60 → 71), mostly because the loan quality component improved by 74 points.

TellerScore
506171Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202467
Q4 202468
Q1 202567
Q2 202560
Q3 202561
Q4 202556
Q1 202650
Q2 202671
Net worth ratio
7.00%14.82%22.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.79%
Q3 202421.30%
Q4 202421.99%
Q1 202520.95%
Q2 202521.25%
Q3 202521.93%
Q4 202521.90%
Q1 202621.42%
Q2 202622.64%
Delinquent loans (60+ days)
0.79%4.82%8.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20248.85%
Q3 20248.67%
Q4 20245.16%
Q1 20254.35%
Q2 20253.60%
Q3 20254.46%
Q4 20255.39%
Q1 20263.63%
Q2 20260.79%
Return on assets
-4.07%-0.65%2.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.17%
Q3 20242.21%
Q4 20242.77%
Q1 20251.46%
Q2 20250.82%
Q3 20250.99%
Q4 20250.42%
Q1 2026-4.07%
Q2 2026-1.76%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$1.8M22.64%0.79%-1.76%73.4%
Q1 202650$1.8M21.42%3.63%-4.07%78.2%
Q4 202556$1.9M21.90%5.39%0.42%81.8%
Q3 202561$1.9M21.93%4.46%0.99%81.9%
Q2 202560$1.9M21.25%3.60%0.82%83.4%
Q1 202567$2.0M20.95%4.35%1.46%70.4%
Q4 202468$1.8M21.99%5.16%2.77%85.6%
Q3 202467$2.0M21.30%8.67%2.21%81.8%
Q2 202467$2.0M20.79%8.85%2.17%82.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.64%
84th
Problem loans0.79%
47th
Net charge-offs9.07%
1st
Return on assets-1.76%
4th
Loans to deposits73.4%
28th
Uninsured deposits0.0%
81st
Loan-loss reserves2.75%
93rd
Texas ratio1.8%
54th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Aurora Postal Employees Credit UnionCredit union Aurora, IL53 out of 100, Below average$1.9M20.8%6.11%vs
Evanston Firemens Credit UnionCredit union Evanston, IL81 out of 100, Strong$2.0M15.8%0.00%vs
Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
Park Manor Christian Church Credit UnionCredit union Chicago, IL73 out of 100, Strong$1.5M15.3%11.24%vs
Haulpak Federal Credit UnionCredit union Peoria, IL61 out of 100, Moderate$2.0M30.8%6.59%vs
College and University Credit UnionCredit union Chicago, IL73 out of 100, Strong$1.4M11.2%0.31%vs

Deposit insurance

Is my money safe at Taylorville School Employees Credit Union?

Yes. Taylorville School Employees Credit Union is a federally insured credit union (NCUA charter #65874). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.64%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Taylorville School Employees Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Taylorville School Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65874
RSSD ID
416393
Primary regulator
State + NCUA
Established
1955
Headquarters
1106 W Franklin St, Taylorville, IL 62568
Employees
2

Quick answers

Taylorville School Employees Credit Union: common questions

Is Taylorville School Employees Credit Union NCUA insured?

Yes. Taylorville School Employees Credit Union is a federally insured credit union (NCUA charter #65874). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Taylorville School Employees Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Taylorville School Employees Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Taylorville

InstitutionScoreAssetsCapitalProblem loansCompare
Springfield Firefighters Credit UnionCredit union Springfield, IL100 out of 100, Very strong$3.4M16.6%0.00%vs
First National Bank in TaylorvilleBank Taylorville, IL92 out of 100, Very strong$200.1M14.4%0.00%vs
Heartland Credit UnionCredit union Springfield, IL89 out of 100, Very strong$573.7M13.7%0.25%vs
Midland Community BankBank Kincaid, IL88 out of 100, Very strong$68.8M12.1%0.00%vs
Scott State BankBank Bethany, IL86 out of 100, Very strong$203.5M13.7%0.24%vs
Springfield City Employees Credit UnionCredit union Springfield, IL85 out of 100, Very strong$12.8M17.1%0.33%vs