TellerScore

Holy Rosary Credit Union (NCUA charter #65088) is based in Rochester, New Hampshire. Its Q2 2026 call report shows $508.0M in total assets and $457.7M in member shares and deposits and 4 offices.

Holy Rosary Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 48% of its 1,341 credit unions with $100 million – $1 billion. Among 12 credit unions headquartered in New Hampshire, it ranks 5th. Problem-loan coverage contributes the most (93/100, 3.3%); capital cushion contributes the least (43/100, 9.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion43/100
Net worth ratio: 9.31%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.48%
Earnings62/100
Return on assets (annualized): 1.04%
Funding & liquidity89/100
Loans ÷ shares: 70.9% · 4.7% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.28%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 69).

TellerScore
676971Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202470
Q3 202470
Q4 202467
Q1 202569
Q2 202568
Q3 202570
Q4 202567
Q1 202671
Q2 202669
Net worth ratio
7.00%8.16%9.31%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.99%
Q3 20249.11%
Q4 20249.06%
Q1 20258.99%
Q2 20259.08%
Q3 20259.24%
Q4 20259.17%
Q1 20269.14%
Q2 20269.31%
Delinquent loans (60+ days)
0.16%0.34%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.16%
Q3 20240.24%
Q4 20240.51%
Q1 20250.20%
Q2 20250.46%
Q3 20250.29%
Q4 20250.53%
Q1 20260.16%
Q2 20260.48%
Return on assets
0.74%0.89%1.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.85%
Q3 20240.91%
Q4 20240.86%
Q1 20250.74%
Q2 20250.89%
Q3 20250.98%
Q4 20250.95%
Q1 20260.96%
Q2 20261.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$508.0M9.31%0.48%1.04%70.9%
Q1 202671$502.3M9.14%0.16%0.96%69.8%
Q4 202567$487.1M9.17%0.53%0.95%70.4%
Q3 202570$471.4M9.24%0.29%0.98%71.7%
Q2 202568$464.1M9.08%0.46%0.89%70.7%
Q1 202569$455.8M8.99%0.20%0.74%68.9%
Q4 202467$442.9M9.06%0.51%0.86%69.4%
Q3 202470$430.4M9.11%0.24%0.91%71.0%
Q2 202470$423.7M8.99%0.16%0.85%70.7%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.31%
17th
Problem loans0.48%
67th
Net charge-offs0.16%
76th
Return on assets1.04%
68th
Loans to deposits70.9%
59th
Uninsured deposits4.7%
64th
Loan-loss reserves0.00%
50th
Texas ratio3.3%
58th

Similar-size credit unions in New Hampshire

InstitutionScoreAssetsCapitalProblem loansCompare
Bellwether Community Credit UnionCredit union Manchester, NH62 out of 100, Moderate$674.7M9.4%0.28%vs
New Hampshire Federal Credit UnionCredit union Concord, NH85 out of 100, Very strong$331.6M13.8%0.07%vs
Members First Credit Union of N.H.Credit union Manchester, NH70 out of 100, Strong$277.1M9.5%0.52%vs
Granite State Credit UnionCredit union Manchester, NH70 out of 100, Strong$749.5M9.9%0.49%vs
Triangle Credit UnionCredit union Nashua, NH62 out of 100, Moderate$865.7M8.9%0.59%vs

Deposit insurance

Is my money safe at Holy Rosary Credit Union?

Yes. Holy Rosary Credit Union is a federally insured credit union (NCUA charter #65088). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.7% of shares and deposits ($21.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.31%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Holy Rosary Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Holy Rosary Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65088
RSSD ID
522696
Primary regulator
State + NCUA
Established
1962
Headquarters
PO Box 2078, Rochester, NH 03866
Employees
82

Quick answers

Holy Rosary Credit Union: common questions

Is Holy Rosary Credit Union NCUA insured?

Yes. Holy Rosary Credit Union is a federally insured credit union (NCUA charter #65088). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Holy Rosary Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Holy Rosary Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Rochester

InstitutionScoreAssetsCapitalProblem loansCompare
Piscataqua Savings BankBank Portsmouth, NH81 out of 100, Strong$373.4M13.7%0.00%vs
Partners Bank of New EnglandBank Sanford, ME76 out of 100, Strong$1.1B11.0%0.04%vs
Trugrocer Federal Credit UnionCredit union Boise, ID73 out of 100, Strong$320.1M16.0%0.81%vs
Bank of New HampshireBank Laconia, NH72 out of 100, Strong$2.8B12.1%0.63%vs
Saco Valley Credit UnionCredit union Saco, ME71 out of 100, Strong$195.5M10.9%0.36%vs
Granite State Credit UnionCredit union Manchester, NH70 out of 100, Strong$749.5M9.9%0.49%vs