TellerScore

Thd District 17 Credit Union is a federally insured state-chartered credit union headquartered in Bryan, Texas, in business for about 71 years. At the end of Q2 2026 it reported $4.3M in total assets and $3.4M in member shares and deposits, with 2 offices.

Thd District 17 Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 275th. Capital cushion contributes the most (100/100, 19.61%); loan quality contributes the least (19/100, 2.42%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.61%
Loan quality19/100
Loans 60+ days delinquent ÷ total loans: 2.42%
Earnings20/100
Return on assets (annualized): -0.01%
Funding & liquidity100/100
Loans ÷ shares: 46.0% · 0.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (59 → 63), mostly because the loan quality component improved by 19 points.

TellerScore
577388Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202487
Q4 202483
Q1 202559
Q2 202559
Q3 202559
Q4 202579
Q1 202657
Q2 202663
Net worth ratio
7.00%14.60%22.19%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.50%
Q3 202422.19%
Q4 202420.69%
Q1 202521.64%
Q2 202521.46%
Q3 202521.17%
Q4 202519.88%
Q1 202619.34%
Q2 202619.61%
Delinquent loans (60+ days)
0.00%3.00%6.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.16%
Q4 20240.09%
Q1 20255.19%
Q2 20256.00%
Q3 20254.14%
Q4 20250.69%
Q1 20262.66%
Q2 20262.42%
Return on assets
-1.30%-0.12%1.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.01%
Q3 20241.06%
Q4 20240.28%
Q1 20250.47%
Q2 20250.33%
Q3 20250.26%
Q4 20250.14%
Q1 2026-1.30%
Q2 2026-0.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$4.3M19.61%2.42%-0.01%46.0%
Q1 202657$4.3M19.34%2.66%-1.30%48.1%
Q4 202579$4.2M19.88%0.69%0.14%50.4%
Q3 202559$4.0M21.17%4.14%0.26%58.6%
Q2 202559$3.9M21.46%6.00%0.33%59.8%
Q1 202559$3.9M21.64%5.19%0.47%67.9%
Q4 202483$4.0M20.69%0.09%0.28%74.0%
Q3 202487$3.8M22.19%0.16%1.06%86.7%
Q2 202488$3.9M21.50%0.00%1.01%85.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.61%
76th
Problem loans2.42%
16th
Net charge-offs0.00%
77th
Return on assets-0.01%
19th
Loans to deposits46.0%
70th
Uninsured deposits0.0%
81st
Loan-loss reserves2.22%
91st
Texas ratio4.4%
33rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Belton Federal Credit UnionCredit union Belton, TX51 out of 100, Below average$4.3M14.3%4.41%vs
Oak Farms Employees Credit UnionCredit union Houston, TX50 out of 100, Below average$4.2M26.8%3.19%vs
Midwestern State University Credit UnionCredit union Wichita Falls, TX76 out of 100, Strong$4.3M16.3%0.47%vs
Highway District 9 Credit UnionCredit union Waco, TX86 out of 100, Very strong$4.2M26.4%0.51%vs
Intercorp Credit UnionCredit union Amarillo, TX60 out of 100, Moderate$4.2M18.6%2.86%vs
Covenant Savings Federal Credit UnionCredit union Killeen, TX72 out of 100, Strong$4.2M12.5%1.69%vs

Deposit insurance

Is my money safe at Thd District 17 Credit Union?

Yes. Thd District 17 Credit Union is a federally insured credit union (NCUA charter #67480). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.61%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Thd District 17 Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Thd District 17 Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67480
RSSD ID
667270
Primary regulator
State + NCUA
Established
1955
Headquarters
PO Box 1312, Bryan, TX 77806
Employees
3

Quick answers

Thd District 17 Credit Union: common questions

Is Thd District 17 Credit Union NCUA insured?

Yes. Thd District 17 Credit Union is a federally insured credit union (NCUA charter #67480). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Thd District 17 Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Thd District 17 Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bryan

InstitutionScoreAssetsCapitalProblem loansCompare
First National Bank of HuntsvilleBank Huntsville, TX90 out of 100, Very strong$584.9M13.3%0.05%vs
Brazos Star Credit UnionCredit union College Station, TX88 out of 100, Very strong$35.5M15.1%0.40%vs
First National Bank of Central TexasBank Waco, TX81 out of 100, Strong$1.8B10.8%0.10%vs
First State Bank of BediasBank Bedias, TX81 out of 100, Strong$224.8M17.9%2.01%vs
The First National Bank of AndersonBank Anderson, TX81 out of 100, Strong$230.4M12.0%0.16%vs
SouthStar Bank, S.S.B.Bank Moulton, TX77 out of 100, Strong$1.4B13.3%0.62%vs