TellerScore

Headquartered in Glendale, New York, Italo-American Federal Credit Union is a federal credit union with $42.4M in total assets and $35.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1935.

Based on its Q2 2026 filing, Italo-American Federal Credit Union scores 88/100, which we describe as very strong. That is higher than 85% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 34th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (60/100; 98% loans-to-deposits, 17% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion96/100
Net worth ratio: 14.61%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings74/100
Return on assets (annualized): 1.35%
Funding & liquidity60/100
Loans ÷ shares: 98.0% · 16.9% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (84 → 88), mostly because the earnings component improved by 16 points.

TellerScore
808589Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202480
Q4 202483
Q1 202584
Q2 202584
Q3 202586
Q4 202587
Q1 202689
Q2 202688
Net worth ratio
7.00%10.98%14.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.86%
Q3 202413.73%
Q4 202414.37%
Q1 202514.31%
Q2 202514.35%
Q3 202514.80%
Q4 202514.96%
Q1 202614.90%
Q2 202614.61%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.56%1.00%1.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.56%
Q3 20240.61%
Q4 20240.71%
Q1 20250.87%
Q2 20250.96%
Q3 20251.05%
Q4 20251.09%
Q1 20261.43%
Q2 20261.35%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$42.4M14.61%0.00%1.35%98.0%
Q1 202689$40.6M14.90%0.00%1.43%99.1%
Q4 202587$39.5M14.96%0.00%1.09%98.1%
Q3 202586$39.1M14.80%0.00%1.05%97.0%
Q2 202584$39.5M14.35%0.00%0.96%96.5%
Q1 202584$38.8M14.31%0.00%0.87%93.7%
Q4 202483$38.1M14.37%0.00%0.71%92.7%
Q3 202480$39.2M13.73%0.00%0.61%89.9%
Q2 202480$38.3M13.86%0.00%0.56%91.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.61%
52nd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets1.35%
81st
Loans to deposits98.0%
4th
Uninsured deposits16.9%
2nd
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

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InstitutionScoreAssetsCapitalProblem loansCompare
Parks Heritage Federal Credit UnionCredit union Glens Falls, NY90 out of 100, Very strong$42.3M16.6%0.28%vs
Spencerport Federal Credit UnionCredit union Spencerport, NY70 out of 100, Strong$43.1M9.3%0.49%vs
Solutions Federal Credit UnionCredit union Elmira, NY83 out of 100, Strong$43.4M12.6%0.30%vs
N Y Team Federal Credit UnionCredit union Ronkonkoma, NY55 out of 100, Moderate$43.5M7.1%0.87%vs
Amherst Federal Credit UnionCredit union Amherst, NY69 out of 100, Moderate$44.0M10.3%1.17%vs
Westchester Schools' Federal Credit UnionCredit union Rye Brook, NY77 out of 100, Strong$40.6M11.2%0.02%vs

Deposit insurance

Is my money safe at Italo-American Federal Credit Union?

Yes. Italo-American Federal Credit Union is a federally insured credit union (NCUA charter #110). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 16.9% of shares and deposits ($6.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.61%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Italo-American Federal Credit Union lists 1 office in 1 city. Most locations:

  • Glendale, NY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Italo-American Federal Credit Union
Type
Federal credit union
NCUA charter #
110
RSSD ID
885177
Primary regulator
NCUA
Established
1935
Headquarters
6652 Myrtle Ave, Glendale, NY 11385
Employees
4

Quick answers

Italo-American Federal Credit Union: common questions

Is Italo-American Federal Credit Union NCUA insured?

Yes. Italo-American Federal Credit Union is a federally insured credit union (NCUA charter #110). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Italo-American Federal Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Italo-American Federal Credit Union have?

1 office as of the latest NCUA data.