TellerScore

Judicial & Justice Federal Credit Union (NCUA charter #7045) is based in New Orleans, Louisiana. Its Q2 2026 call report shows $1.6M in total assets and $1.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Judicial & Justice Federal Credit Union scores 45/100, which we describe as below average. That is higher than only 5% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 125th. Its strongest component is funding & liquidity (100/100; 35% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 3.27%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.59%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.27%
Earnings23/100
Return on assets (annualized): 0.08%
Funding & liquidity100/100
Loans ÷ shares: 34.5% · 0.0% uninsured
Problem-loan coverage82/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 13 points (58 → 45), mostly because the loan quality component weakened by 54 points.

TellerScore
455973Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202470
Q4 202473
Q1 202569
Q2 202558
Q3 202564
Q4 202549
Q1 202649
Q2 202645
Net worth ratio
7.00%8.88%10.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.05%
Q3 20249.76%
Q4 202410.46%
Q1 202510.46%
Q2 202510.23%
Q3 202510.17%
Q4 202510.55%
Q1 202610.76%
Q2 202610.59%
Delinquent loans (60+ days)
0.00%1.63%3.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.35%
Q3 20240.30%
Q4 20240.00%
Q1 20251.17%
Q2 20251.39%
Q3 20251.01%
Q4 20252.53%
Q1 20263.05%
Q2 20263.27%
Return on assets
0.08%0.61%1.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.14%
Q3 20240.48%
Q4 20240.31%
Q1 20251.15%
Q2 20250.13%
Q3 20250.45%
Q4 20250.09%
Q1 20260.50%
Q2 20260.08%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202645$1.6M10.59%3.27%0.08%34.5%
Q1 202649$1.6M10.76%3.05%0.50%34.4%
Q4 202549$1.6M10.55%2.53%0.09%36.8%
Q3 202564$1.8M10.17%1.01%0.45%36.5%
Q2 202558$1.7M10.23%1.39%0.13%38.7%
Q1 202569$1.7M10.46%1.17%1.15%38.0%
Q4 202473$1.6M10.46%0.00%0.31%43.4%
Q3 202470$1.8M9.76%0.30%0.48%41.3%
Q2 202467$1.7M10.05%0.35%0.14%45.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.59%
21st
Problem loans3.27%
11th
Net charge-offs0.00%
77th
Return on assets0.08%
22nd
Loans to deposits34.5%
84th
Uninsured deposits0.0%
81st
Loan-loss reserves1.98%
90th
Texas ratio9.0%
16th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Xavier University Federal Credit UnionCredit union New Orleans, LA72 out of 100, Strong$1.7M14.0%2.18%vs
James Ward, Jr. Federal Credit UnionCredit union Jennings, LA62 out of 100, Moderate$1.9M34.1%5.33%vs
Arabi Sugar Workers Federal Credit UnionCredit union New Orleans, LA52 out of 100, Below average$2.0M38.6%12.08%vs
Cabot Employees Credit UnionCredit union Franklin, LA89 out of 100, Very strong$1.3M27.0%0.00%vs
Teamsters Local Union #270 Federal Credit UnionCredit union New Orleans, LA67 out of 100, Moderate$1.0M14.9%5.94%vs
G G W Federal Credit UnionCredit union New Orleans, LA97 out of 100, Very strong$960K26.7%0.00%vs

Deposit insurance

Is my money safe at Judicial & Justice Federal Credit Union?

Yes. Judicial & Justice Federal Credit Union is a federally insured credit union (NCUA charter #7045). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.59%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Judicial & Justice Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Judicial & Justice Federal Credit Union
Type
Federal credit union
NCUA charter #
7045
RSSD ID
590387
Primary regulator
NCUA
Established
1950
Headquarters
600 S Maestri Pl Rm 166, F Edward, New Orleans, LA 70130
Employees
1

Quick answers

Judicial & Justice Federal Credit Union: common questions

Is Judicial & Justice Federal Credit Union NCUA insured?

Yes. Judicial & Justice Federal Credit Union is a federally insured credit union (NCUA charter #7045). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Judicial & Justice Federal Credit Union's TellerScore?

45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Judicial & Justice Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near New Orleans

InstitutionScoreAssetsCapitalProblem loansCompare
G G W Federal Credit UnionCredit union New Orleans, LA97 out of 100, Very strong$960K26.7%0.00%vs
St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA93 out of 100, Very strong$15.9M37.6%0.38%vs
Internal Revenue Federal Credit UnionCredit union New Orleans, LA89 out of 100, Very strong$22.5M14.1%0.22%vs
Crescent BankBank Metairie, LA89 out of 100, Very strong$1.1B15.0%1.28%vs
First National Bank USABank Boutte, LA89 out of 100, Very strong$249.1M14.1%0.03%vs
Barton Plant Employees Federal Credit UnionCredit union Luling, LA87 out of 100, Very strong$15.7M33.0%0.14%vs