TellerScore

Kansas State University Federal Credit Union is a federal credit union headquartered in Manhattan, Kansas, in business for about 80 years. At the end of Q2 2026 it reported $139.9M in total assets and $123.2M in member shares and deposits, with 3 offices.

Kansas State University Federal Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 41% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Kansas, it ranks 36th. Funding & liquidity contributes the most (96/100, 64% loans-to-deposits, 9% uninsured); earnings contributes the least (44/100, 0.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Net worth ratio: 11.00%
Loan quality68/100
Loans 60+ days delinquent ÷ total loans: 0.95%
Earnings44/100
Return on assets (annualized): 0.59%
Funding & liquidity96/100
Loans ÷ shares: 64.3% · 9.5% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (70 → 67), mostly because the earnings component weakened by 16 points.

TellerScore
656973Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202467
Q4 202467
Q1 202573
Q2 202570
Q3 202571
Q4 202568
Q1 202669
Q2 202667
Net worth ratio
7.00%9.00%11.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.39%
Q3 202410.43%
Q4 202410.42%
Q1 202510.40%
Q2 202510.84%
Q3 202510.88%
Q4 202510.71%
Q1 202610.75%
Q2 202611.00%
Delinquent loans (60+ days)
0.68%0.86%1.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.96%
Q3 20240.89%
Q4 20240.94%
Q1 20250.68%
Q2 20251.00%
Q3 20250.81%
Q4 20251.04%
Q1 20260.70%
Q2 20260.95%
Return on assets
0.49%0.83%1.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.49%
Q3 20240.60%
Q4 20240.66%
Q1 20251.16%
Q2 20251.00%
Q3 20250.93%
Q4 20250.87%
Q1 20260.55%
Q2 20260.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$139.9M11.00%0.95%0.59%64.3%
Q1 202669$141.1M10.75%0.70%0.55%62.3%
Q4 202568$139.9M10.71%1.04%0.87%64.1%
Q3 202571$135.2M10.88%0.81%0.93%65.7%
Q2 202570$133.2M10.84%1.00%1.00%62.7%
Q1 202573$136.1M10.40%0.68%1.16%59.9%
Q4 202467$132.1M10.42%0.94%0.66%60.4%
Q3 202467$129.2M10.43%0.89%0.60%58.6%
Q2 202465$127.1M10.39%0.96%0.49%57.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.00%
44th
Problem loans0.95%
32nd
Net charge-offs0.64%
24th
Return on assets0.59%
37th
Loans to deposits64.3%
71st
Uninsured deposits9.5%
19th
Loan-loss reserves0.00%
50th
Texas ratio5.1%
38th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Quantum Credit UnionCredit union Wichita, KS74 out of 100, Strong$143.0M11.4%0.40%vs
Emporia State Federal Credit UnionCredit union Emporia, KS75 out of 100, Strong$146.5M10.7%0.49%vs
Kansas Teachers Community Credit UnionCredit union Pittsburg, KS83 out of 100, Strong$125.3M15.3%1.24%vs
Farmway Credit UnionCredit union Beloit, KS77 out of 100, Strong$106.8M21.9%0.95%vs
Credit Union of Dodge CityCredit union Dodge City, KS89 out of 100, Very strong$102.6M14.3%0.53%vs
White Eagle Credit UnionCredit union Augusta, KS76 out of 100, Strong$198.5M14.0%1.72%vs

Deposit insurance

Is my money safe at Kansas State University Federal Credit Union?

Yes. Kansas State University Federal Credit Union is a federally insured credit union (NCUA charter #5257). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.5% of shares and deposits ($11.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.00%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Kansas State University Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Kansas State University Federal Credit Union reported 108 home-loan applications under HMDA (LEI 5493007700FZNYYEHT38): 71 originated ($10,145,000 total), 13 denied, and 23 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Kansas State University Federal Credit Union
Type
Federal credit union
NCUA charter #
5257
RSSD ID
537177
Primary regulator
NCUA
Established
1946
Headquarters
601 McCall Rd, Manhattan, KS 66502
Employees
42

Quick answers

Kansas State University Federal Credit Union: common questions

Is Kansas State University Federal Credit Union NCUA insured?

Yes. Kansas State University Federal Credit Union is a federally insured credit union (NCUA charter #5257). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Kansas State University Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Kansas State University Federal Credit Union have?

3 offices as of the latest NCUA data.