TellerScore

Credit Union of Dodge City is a federally insured state-chartered credit union headquartered in Dodge City, Kansas, in business for about 86 years. At the end of Q2 2026 it reported $102.6M in total assets and $87.2M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Credit Union of Dodge City scores 89/100, which we describe as very strong. That is higher than 94% of 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Kansas, it ranks 7th. Its strongest component is funding & liquidity (100/100; 61% loans-to-deposits, 3% uninsured), and its lowest is earnings (80/100; 1.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion93/100
Net worth ratio: 14.32%
Loan quality82/100
Loans 60+ days delinquent ÷ total loans: 0.53%
Earnings80/100
Return on assets (annualized): 1.49%
Funding & liquidity100/100
Loans ÷ shares: 60.6% · 2.9% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.99%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (84 → 89), mostly because the capital cushion component improved by 10 points.

TellerScore
808589Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202480
Q4 202482
Q1 202581
Q2 202584
Q3 202584
Q4 202585
Q1 202686
Q2 202689
Net worth ratio
7.00%10.66%14.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.56%
Q3 202412.12%
Q4 202412.51%
Q1 202512.63%
Q2 202513.26%
Q3 202513.65%
Q4 202514.11%
Q1 202613.80%
Q2 202614.32%
Delinquent loans (60+ days)
0.41%0.59%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.41%
Q3 20240.71%
Q4 20240.47%
Q1 20250.51%
Q2 20250.63%
Q3 20250.77%
Q4 20250.67%
Q1 20260.49%
Q2 20260.53%
Return on assets
1.16%1.33%1.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.38%
Q3 20241.44%
Q4 20241.32%
Q1 20251.16%
Q2 20251.43%
Q3 20251.48%
Q4 20251.36%
Q1 20261.28%
Q2 20261.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$102.6M14.32%0.53%1.49%60.6%
Q1 202686$103.3M13.80%0.49%1.28%59.7%
Q4 202585$98.7M14.11%0.67%1.36%63.4%
Q3 202584$100.5M13.65%0.77%1.48%63.2%
Q2 202584$100.4M13.26%0.63%1.43%64.0%
Q1 202581$102.1M12.63%0.51%1.16%62.8%
Q4 202482$100.7M12.51%0.47%1.32%62.6%
Q3 202480$102.1M12.12%0.71%1.44%59.3%
Q2 202481$103.7M11.56%0.41%1.38%58.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.32%
81st
Problem loans0.53%
62nd
Net charge-offs0.45%
40th
Return on assets1.49%
88th
Loans to deposits60.6%
77th
Uninsured deposits2.9%
83rd
Loan-loss reserves0.00%
50th
Texas ratio3.0%
61st

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Farmway Credit UnionCredit union Beloit, KS77 out of 100, Strong$106.8M21.9%0.95%vs
Kansas Teachers Community Credit UnionCredit union Pittsburg, KS83 out of 100, Strong$125.3M15.3%1.24%vs
Kansas State University Federal Credit UnionCredit union Manhattan, KS67 out of 100, Moderate$139.9M11.0%0.95%vs
Quantum Credit UnionCredit union Wichita, KS74 out of 100, Strong$143.0M11.4%0.40%vs
Emporia State Federal Credit UnionCredit union Emporia, KS75 out of 100, Strong$146.5M10.7%0.49%vs
White Eagle Credit UnionCredit union Augusta, KS76 out of 100, Strong$198.5M14.0%1.72%vs

Deposit insurance

Is my money safe at Credit Union of Dodge City?

Yes. Credit Union of Dodge City is a federally insured credit union (NCUA charter #67856). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.9% of shares and deposits ($2.5M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.32%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Credit Union of Dodge City lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Credit Union of Dodge City
Type
Federally insured state-chartered credit union
NCUA charter #
67856
RSSD ID
103095
Primary regulator
State + NCUA
Established
1940
Headquarters
PO Box 1028, Dodge City, KS 67801
Employees
30

Quick answers

Credit Union of Dodge City: common questions

Is Credit Union of Dodge City NCUA insured?

Yes. Credit Union of Dodge City is a federally insured credit union (NCUA charter #67856). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Credit Union of Dodge City's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Credit Union of Dodge City have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Dodge City

InstitutionScoreAssetsCapitalProblem loansCompare
The Fidelity State Bank and Trust CompanyBank Dodge City, KS95 out of 100, Very strong$194.8M23.6%0.31%vs
Bank 7Bank Oklahoma City, OK86 out of 100, Very strong$1.9B13.9%0.39%vs
Integrity BankBank Montezuma, KS80 out of 100, Strong$99.7M10.3%0.00%vs
The First National Bank in CimarronBank Cimarron, KS80 out of 100, Strong$143.5M9.6%0.25%vs
Centera BankBank Sublette, KS78 out of 100, Strong$318.1M9.6%0.01%vs
Ford County State BankBank Spearville, KS75 out of 100, Strong$58.4M11.2%0.44%vs