TellerScore

New Haven County Credit Union is a federally insured state-chartered credit union headquartered in North Haven, Connecticut, in business for about 63 years. At the end of Q2 2026 it reported $35.0M in total assets and $31.1M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, New Haven County Credit Union scores 63/100, which we describe as moderate. That is higher than only 26% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 45th. Its strongest component is funding & liquidity (100/100; 58% loans-to-deposits, 6% uninsured), and its lowest is loan quality (36/100; 1.92%).

TellerScore · Q2 2026

Scorecard

Capital cushion55/100
Net worth ratio: 10.48%
Loan quality36/100
Loans 60+ days delinquent ÷ total loans: 1.92%
Earnings73/100
Return on assets (annualized): 1.31%
Funding & liquidity100/100
Loans ÷ shares: 58.2% · 5.5% uninsured
Problem-loan coverage81/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 13 points (76 → 63), mostly because the loan quality component weakened by 34 points.

TellerScore
637280Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202472
Q4 202469
Q1 202580
Q2 202576
Q3 202576
Q4 202576
Q1 202675
Q2 202663
Net worth ratio
7.00%8.74%10.48%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.31%
Q3 20249.73%
Q4 20249.97%
Q1 20259.42%
Q2 20259.88%
Q3 202510.45%
Q4 202510.28%
Q1 202610.06%
Q2 202610.48%
Delinquent loans (60+ days)
0.30%1.11%1.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.30%
Q3 20240.81%
Q4 20241.32%
Q1 20250.38%
Q2 20250.91%
Q3 20251.14%
Q4 20251.06%
Q1 20260.34%
Q2 20261.92%
Return on assets
1.14%1.66%2.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.36%
Q3 20241.45%
Q4 20241.53%
Q1 20252.04%
Q2 20252.12%
Q3 20252.18%
Q4 20251.94%
Q1 20261.14%
Q2 20261.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$35.0M10.48%1.92%1.31%58.2%
Q1 202675$35.1M10.06%0.34%1.14%55.5%
Q4 202576$33.4M10.28%1.06%1.94%53.5%
Q3 202576$31.6M10.45%1.14%2.18%57.6%
Q2 202576$31.8M9.88%0.91%2.12%55.3%
Q1 202580$31.3M9.42%0.38%2.04%52.6%
Q4 202469$28.0M9.97%1.32%1.53%60.0%
Q3 202472$27.5M9.73%0.81%1.45%60.8%
Q2 202475$27.5M9.31%0.30%1.36%58.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.48%
20th
Problem loans1.92%
22nd
Net charge-offs0.16%
51st
Return on assets1.31%
79th
Loans to deposits58.2%
51st
Uninsured deposits5.5%
19th
Loan-loss reserves0.00%
37th
Texas ratio9.5%
14th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Ct Firefighters Federal Credit UnionCredit union Hartford, CT85 out of 100, Very strong$34.7M11.6%0.00%vs
Metropolitan District Employees Credit UnionCredit union Hartford, CT50 out of 100, Below average$34.7M10.4%2.19%vs
Norwalk Hospital Credit UnionCredit union Norwalk, CT50 out of 100, Below average$33.0M8.9%1.69%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs
Lawrence Memorial Hospital Employee Federal Credit UnionCredit union New London, CT100 out of 100, Very strong$37.7M23.4%0.00%vs
Manchester Municipal Federal Credit UnionCredit union Manchester, CT62 out of 100, Moderate$40.1M9.2%0.99%vs

Deposit insurance

Is my money safe at New Haven County Credit Union?

Yes. New Haven County Credit Union is a federally insured credit union (NCUA charter #65809). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.5% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.48%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

New Haven County Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
New Haven County Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65809
RSSD ID
676197
Primary regulator
State + NCUA
Established
1963
Headquarters
2 Broadway, North Haven, CT 06473
Employees
6

Quick answers

New Haven County Credit Union: common questions

Is New Haven County Credit Union NCUA insured?

Yes. New Haven County Credit Union is a federally insured credit union (NCUA charter #65809). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New Haven County Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New Haven County Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near North Haven

InstitutionScoreAssetsCapitalProblem loansCompare
State Police Credit Union Inc.Credit union Meriden, CT91 out of 100, Very strong$84.0M15.1%0.06%vs
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
New Haven Teachers Federal Credit UnionCredit union New Haven, CT90 out of 100, Very strong$10.2M32.0%0.13%vs
New Haven Firefighters Credit UnionCredit union New Haven, CT89 out of 100, Very strong$5.9M26.3%0.00%vs
Bridgeport Police Federal Credit UnionCredit union Bridgeport, CT86 out of 100, Very strong$29.6M18.7%1.65%vs
Sikorsky Financial Credit UnionCredit union Stratford, CT84 out of 100, Strong$1.5B12.9%0.25%vs