TellerScore

Metropolitan District Employees Credit Union (NCUA charter #65817) is based in Hartford, Connecticut. Its Q2 2026 call report shows $34.7M in total assets and $30.3M in member shares and deposits and 1 office.

Metropolitan District Employees Credit Union has a TellerScore of 50 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 61st. Funding & liquidity contributes the most (99/100, 61% loans-to-deposits, 0% uninsured); earnings contributes the least (22/100, 0.04%).

TellerScore · Q2 2026

Scorecard

Capital cushion54/100
Net worth ratio: 10.43%
Loan quality27/100
Loans 60+ days delinquent ÷ total loans: 2.19%
Earnings22/100
Return on assets (annualized): 0.04%
Funding & liquidity99/100
Loans ÷ shares: 61.2% · 0.0% uninsured
Problem-loan coverage78/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 17 points (67 → 50), mostly because the loan quality component weakened by 46 points.

TellerScore
505968Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202463
Q4 202461
Q1 202568
Q2 202567
Q3 202558
Q4 202555
Q1 202651
Q2 202650
Net worth ratio
7.00%9.02%11.03%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.78%
Q3 202411.03%
Q4 202411.00%
Q1 202511.01%
Q2 202510.72%
Q3 202510.87%
Q4 202510.77%
Q1 202610.57%
Q2 202610.43%
Delinquent loans (60+ days)
0.80%1.49%2.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.95%
Q3 20241.01%
Q4 20240.83%
Q1 20250.81%
Q2 20250.80%
Q3 20251.77%
Q4 20251.86%
Q1 20262.11%
Q2 20262.19%
Return on assets
-0.39%0.03%0.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.17%
Q3 20240.19%
Q4 2024-0.39%
Q1 20250.41%
Q2 20250.45%
Q3 20250.37%
Q4 20250.15%
Q1 20260.01%
Q2 20260.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202650$34.7M10.43%2.19%0.04%61.2%
Q1 202651$34.2M10.57%2.11%0.01%58.1%
Q4 202555$33.5M10.77%1.86%0.15%60.0%
Q3 202558$33.6M10.87%1.77%0.37%59.5%
Q2 202567$33.9M10.72%0.80%0.45%58.7%
Q1 202568$32.7M11.01%0.81%0.41%61.3%
Q4 202461$32.4M11.00%0.83%-0.39%62.9%
Q3 202463$32.1M11.03%1.01%0.19%64.9%
Q2 202464$32.7M10.78%0.95%0.17%61.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.43%
20th
Problem loans2.19%
19th
Net charge-offs0.01%
68th
Return on assets0.04%
21st
Loans to deposits61.2%
46th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio11.2%
11th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Ct Firefighters Federal Credit UnionCredit union Hartford, CT85 out of 100, Very strong$34.7M11.6%0.00%vs
New Haven County Credit UnionCredit union North Haven, CT63 out of 100, Moderate$35.0M10.5%1.92%vs
Norwalk Hospital Credit UnionCredit union Norwalk, CT50 out of 100, Below average$33.0M8.9%1.69%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs
Lawrence Memorial Hospital Employee Federal Credit UnionCredit union New London, CT100 out of 100, Very strong$37.7M23.4%0.00%vs
Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs

Deposit insurance

Is my money safe at Metropolitan District Employees Credit Union?

Yes. Metropolitan District Employees Credit Union is a federally insured credit union (NCUA charter #65817). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.43%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Metropolitan District Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Metropolitan District Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65817
RSSD ID
849991
Primary regulator
State + NCUA
Established
1955
Headquarters
Po Box 1348, Hartford, CT 06143
Employees
7

Quick answers

Metropolitan District Employees Credit Union: common questions

Is Metropolitan District Employees Credit Union NCUA insured?

Yes. Metropolitan District Employees Credit Union is a federally insured credit union (NCUA charter #65817). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Metropolitan District Employees Credit Union's TellerScore?

50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Metropolitan District Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Hartford

InstitutionScoreAssetsCapitalProblem loansCompare
Stafford Savings BankBank Stafford Springs, CT95 out of 100, Very strong$507.0M50.6%0.56%vs
State Police Credit Union Inc.Credit union Meriden, CT91 out of 100, Very strong$84.0M15.1%0.06%vs
Ct Firefighters Federal Credit UnionCredit union Hartford, CT85 out of 100, Very strong$34.7M11.6%0.00%vs
The Torrington Savings BankBank Torrington, CT82 out of 100, Strong$1.0B19.0%0.14%vs
Kief Protective Mutual Benefit Ass. Credit UnionCredit union Bloomfield, CT80 out of 100, Strong$605K22.2%0.00%vs
Liberty BankBank Middletown, CT79 out of 100, Strong$9.4B13.4%0.32%vs