TellerScore

Headquartered in Valencia, California, Logix Federal Credit Union is a federal credit union with $9.7B in total assets and $8.1B in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1937.

Based on its Q2 2026 filing, Logix Federal Credit Union scores 75/100, which we describe as strong. That is higher than 75% of 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 85th. Its strongest component is capital cushion (100/100; 15.67%), and its lowest is earnings (57/100; 0.92%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.67%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.08%
Earnings57/100
Return on assets (annualized): 0.92%
Funding & liquidity61/100
Loans ÷ shares: 95.4% · 18.5% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.60%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (77 → 75), mostly because the loan quality component weakened by 9 points.

TellerScore
747779Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202475
Q4 202474
Q1 202577
Q2 202577
Q3 202576
Q4 202577
Q1 202679
Q2 202675
Net worth ratio
7.00%11.34%15.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.80%
Q3 202413.85%
Q4 202414.26%
Q1 202514.64%
Q2 202514.91%
Q3 202514.93%
Q4 202515.25%
Q1 202615.40%
Q2 202615.67%
Delinquent loans (60+ days)
0.49%0.78%1.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.49%
Q3 20240.55%
Q4 20240.75%
Q1 20250.62%
Q2 20250.81%
Q3 20250.96%
Q4 20250.88%
Q1 20260.73%
Q2 20261.08%
Return on assets
0.69%0.80%0.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.72%
Q3 20240.70%
Q4 20240.69%
Q1 20250.82%
Q2 20250.88%
Q3 20250.90%
Q4 20250.89%
Q1 20260.92%
Q2 20260.92%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$9.7B15.67%1.08%0.92%95.4%
Q1 202679$9.7B15.40%0.73%0.92%94.3%
Q4 202577$9.7B15.25%0.88%0.89%96.3%
Q3 202576$9.7B14.93%0.96%0.90%97.1%
Q2 202577$9.6B14.91%0.81%0.88%97.9%
Q1 202577$9.6B14.64%0.62%0.82%96.9%
Q4 202474$9.7B14.26%0.75%0.69%98.5%
Q3 202475$9.9B13.85%0.55%0.70%99.9%
Q2 202475$9.8B13.80%0.49%0.72%101.3%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.67%
94th
Problem loans1.08%
23rd
Net charge-offs0.41%
64th
Return on assets0.92%
61st
Loans to deposits95.4%
25th
Uninsured deposits18.5%
6th
Loan-loss reserves0.00%
50th
Texas ratio5.6%
41st

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Star One Credit UnionCredit union Sunnyvale, CA77 out of 100, Strong$9.7B14.1%0.13%vs
Patelco Credit UnionCredit union Dublin, CA60 out of 100, Moderate$9.8B10.5%1.03%vs
San Diego County Credit UnionCredit union San Diego, CA86 out of 100, Very strong$9.5B19.8%0.20%vs
Mission Federal Credit UnionCredit union San Diego, CA81 out of 100, Strong$7.3B12.3%0.15%vs
Kinecta Federal Credit UnionCredit union Manhattan Beach, CA58 out of 100, Moderate$6.8B8.7%0.46%vs
Wescom Central Credit UnionCredit union Pasadena, CA59 out of 100, Moderate$6.6B7.9%0.43%vs

Deposit insurance

Is my money safe at Logix Federal Credit Union?

Yes. Logix Federal Credit Union is a federally insured credit union (NCUA charter #1999). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 18.5% of shares and deposits ($1.5B) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 15.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Logix Federal Credit Union lists 8 offices in 8 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Logix Federal Credit Union reported 4,509 home-loan applications under HMDA (LEI 5493000EO85W8IS2FR22): 3,078 originated ($761,300,000 total), 870 denied, and 526 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Logix Federal Credit Union
Type
Federal credit union
NCUA charter #
1999
RSSD ID
284378
Primary regulator
NCUA
Established
1937
Headquarters
27918 Franklin Pkwy, Valencia, CA 91355
Employees
861

Quick answers

Logix Federal Credit Union: common questions

Is Logix Federal Credit Union NCUA insured?

Yes. Logix Federal Credit Union is a federally insured credit union (NCUA charter #1999). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Logix Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Logix Federal Credit Union have?

8 offices as of the latest NCUA data.