TellerScore

Northeast Nebraska Federal Credit Union is a federal credit union headquartered in Norfolk, Nebraska, in business for about 64 years. At the end of Q2 2026 it reported $14.2M in total assets and $12.9M in member shares and deposits, with 1 office.

Northeast Nebraska Federal Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 36th. Funding & liquidity contributes the most (100/100, 55% loans-to-deposits, 2% uninsured); earnings contributes the least (26/100, 0.16%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Net worth ratio: 8.87%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.70%
Earnings26/100
Return on assets (annualized): 0.16%
Funding & liquidity100/100
Loans ÷ shares: 54.9% · 1.9% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.95%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (67 → 60), mostly because the loan quality component weakened by 19 points.

TellerScore
596571Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202465
Q4 202467
Q1 202565
Q2 202567
Q3 202570
Q4 202571
Q1 202659
Q2 202660
Net worth ratio
7.00%8.05%9.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.40%
Q3 20248.90%
Q4 20249.01%
Q1 20258.24%
Q2 20258.24%
Q3 20258.80%
Q4 20259.10%
Q1 20269.00%
Q2 20268.87%
Delinquent loans (60+ days)
0.09%0.44%0.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.58%
Q3 20240.35%
Q4 20240.40%
Q1 20250.30%
Q2 20250.13%
Q3 20250.14%
Q4 20250.09%
Q1 20260.79%
Q2 20260.70%
Return on assets
0.03%0.36%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.22%
Q3 20240.43%
Q4 20240.59%
Q1 20250.51%
Q2 20250.52%
Q3 20250.69%
Q4 20250.67%
Q1 20260.03%
Q2 20260.16%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$14.2M8.87%0.70%0.16%54.9%
Q1 202659$13.9M9.00%0.79%0.03%53.0%
Q4 202571$13.7M9.10%0.09%0.67%51.8%
Q3 202570$14.0M8.80%0.14%0.69%55.3%
Q2 202567$14.5M8.24%0.13%0.52%53.2%
Q1 202565$14.3M8.24%0.30%0.51%54.2%
Q4 202467$13.0M9.01%0.40%0.59%62.3%
Q3 202465$12.8M8.90%0.35%0.43%65.8%
Q2 202460$13.2M8.40%0.58%0.22%66.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.87%
9th
Problem loans0.70%
50th
Net charge-offs-0.02%
89th
Return on assets0.16%
26th
Loans to deposits54.9%
55th
Uninsured deposits1.9%
46th
Loan-loss reserves0.00%
37th
Texas ratio3.9%
36th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Electrical Workers No 22 Federal Credit UnionCredit union Omaha, NE66 out of 100, Moderate$14.4M7.4%0.24%vs
Gallup Federal Credit UnionCredit union Omaha, NE84 out of 100, Strong$16.4M18.1%0.05%vs
Central Nebraska Federal Credit UnionCredit union Grand Island, NE73 out of 100, Strong$11.8M10.6%0.04%vs
First Lincoln Federal Credit UnionCredit union Lincoln, NE34 out of 100, Low$17.9M9.8%7.36%vs
Hemingford Community Federal Credit UnionCredit union Hemingford, NE68 out of 100, Moderate$10.0M10.1%0.55%vs
Lincoln S.D.A. Credit UnionCredit union Lincoln, NE45 out of 100, Below average$9.9M10.9%2.63%vs

Deposit insurance

Is my money safe at Northeast Nebraska Federal Credit Union?

Yes. Northeast Nebraska Federal Credit Union is a federally insured credit union (NCUA charter #14965). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.9% of shares and deposits ($239K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.87%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Northeast Nebraska Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Northeast Nebraska Federal Credit Union
Type
Federal credit union
NCUA charter #
14965
RSSD ID
748683
Primary regulator
NCUA
Established
1962
Headquarters
1306 N 13th St STE 102, Norfolk, NE 68701
Employees
5

Quick answers

Northeast Nebraska Federal Credit Union: common questions

Is Northeast Nebraska Federal Credit Union NCUA insured?

Yes. Northeast Nebraska Federal Credit Union is a federally insured credit union (NCUA charter #14965). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Northeast Nebraska Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Northeast Nebraska Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Norfolk

InstitutionScoreAssetsCapitalProblem loansCompare
Heritage BankBank Wood River, NE86 out of 100, Very strong$611.6M23.0%1.18%vs
BankFirstBank Norfolk, NE85 out of 100, Very strong$1.2B15.3%0.84%vs
Madison County BankBank Madison, NE85 out of 100, Very strong$613.2M15.1%0.37%vs
Clarkson BankBank Clarkson, NE82 out of 100, Strong$81.4M11.0%0.19%vs
Battle Creek State BankBank Battle Creek, NE81 out of 100, Strong$71.0M14.4%0.00%vs
Meadow Grove Federal Credit UnionCredit union Meadow Grove, NE76 out of 100, Strong$6.3M15.4%2.10%vs