TellerScore

Headquartered in Omaha, Nebraska, Electrical Workers No 22 Federal Credit Union is a federal credit union with $14.4M in total assets and $13.3M in member shares and deposits as of Q2 2026. It operates 6 offices. Its charter dates back to 1956.

Electrical Workers No 22 Federal Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 32% of its 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 31st. Funding & liquidity contributes the most (100/100, 38% loans-to-deposits, 0% uninsured); capital cushion contributes the least (24/100, 7.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion24/100
Net worth ratio: 7.43%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.24%
Earnings55/100
Return on assets (annualized): 0.89%
Funding & liquidity100/100
Loans ÷ shares: 37.8% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (63 → 66), mostly because the earnings component improved by 5 points.

TellerScore
495969Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202449
Q3 202454
Q4 202457
Q1 202561
Q2 202563
Q3 202567
Q4 202566
Q1 202669
Q2 202666
Net worth ratio
6.86%7.19%7.51%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20246.87%
Q3 20247.16%
Q4 20246.86%
Q1 20256.98%
Q2 20257.24%
Q3 20257.51%
Q4 20257.40%
Q1 20267.43%
Q2 20267.43%
Delinquent loans (60+ days)
0.01%0.53%1.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.04%
Q3 20240.81%
Q4 20240.40%
Q1 20250.35%
Q2 20250.33%
Q3 20250.16%
Q4 20250.24%
Q1 20260.01%
Q2 20260.24%
Return on assets
-0.08%0.45%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.08%
Q3 20240.10%
Q4 20240.09%
Q1 20250.55%
Q2 20250.74%
Q3 20250.90%
Q4 20250.81%
Q1 20260.98%
Q2 20260.89%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$14.4M7.43%0.24%0.89%37.8%
Q1 202669$14.0M7.43%0.01%0.98%38.9%
Q4 202566$13.6M7.40%0.24%0.81%41.5%
Q3 202567$13.1M7.51%0.16%0.90%44.6%
Q2 202563$13.0M7.24%0.33%0.74%43.1%
Q1 202561$13.1M6.98%0.35%0.55%42.8%
Q4 202457$13.0M6.86%0.40%0.09%45.5%
Q3 202454$12.5M7.16%0.81%0.10%47.7%
Q2 202449$12.8M6.87%1.04%-0.08%46.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.43%
3rd
Problem loans0.24%
71st
Net charge-offs0.44%
29th
Return on assets0.89%
63rd
Loans to deposits37.8%
81st
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.1%
63rd

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Northeast Nebraska Federal Credit UnionCredit union Norfolk, NE60 out of 100, Moderate$14.2M8.9%0.70%vs
Gallup Federal Credit UnionCredit union Omaha, NE84 out of 100, Strong$16.4M18.1%0.05%vs
Central Nebraska Federal Credit UnionCredit union Grand Island, NE73 out of 100, Strong$11.8M10.6%0.04%vs
First Lincoln Federal Credit UnionCredit union Lincoln, NE34 out of 100, Low$17.9M9.8%7.36%vs
Hemingford Community Federal Credit UnionCredit union Hemingford, NE68 out of 100, Moderate$10.0M10.1%0.55%vs
Lincoln S.D.A. Credit UnionCredit union Lincoln, NE45 out of 100, Below average$9.9M10.9%2.63%vs

Deposit insurance

Is my money safe at Electrical Workers No 22 Federal Credit Union?

Yes. Electrical Workers No 22 Federal Credit Union is a federally insured credit union (NCUA charter #10763). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.43%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Electrical Workers No 22 Federal Credit Union lists 6 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Electrical Workers No 22 Federal Credit Union
Type
Federal credit union
NCUA charter #
10763
RSSD ID
865683
Primary regulator
NCUA
Established
1956
Headquarters
8960 L St Ste 102, Omaha, NE 68127
Employees
3

Quick answers

Electrical Workers No 22 Federal Credit Union: common questions

Is Electrical Workers No 22 Federal Credit Union NCUA insured?

Yes. Electrical Workers No 22 Federal Credit Union is a federally insured credit union (NCUA charter #10763). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Electrical Workers No 22 Federal Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Electrical Workers No 22 Federal Credit Union have?

6 offices as of the latest NCUA data.

Nearby

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