TellerScore

Kankakee Federation of Teachers Credit Union is a federally insured state-chartered credit union headquartered in Kankakee, Illinois, in business for about 70 years. At the end of Q2 2026 it reported $10.6M in total assets and $9.2M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Kankakee Federation of Teachers Credit Union scores 56/100, which we describe as moderate. That is higher than only 16% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 170th. Its strongest component is funding & liquidity (80/100; 81% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 4.04%).

TellerScore · Q2 2026

Scorecard

Capital cushion76/100
Net worth ratio: 12.56%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.04%
Earnings78/100
Return on assets (annualized): 1.44%
Funding & liquidity80/100
Loans ÷ shares: 80.6% · 0.0% uninsured
Problem-loan coverage55/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 22.58%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (59 → 56), mostly because the earnings component weakened by 19 points.

TellerScore
395264Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202455
Q3 202455
Q4 202439
Q1 202555
Q2 202559
Q3 202557
Q4 202564
Q1 202663
Q2 202656
Net worth ratio
7.00%9.83%12.66%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.31%
Q3 202412.22%
Q4 202411.38%
Q1 202511.88%
Q2 202512.65%
Q3 202512.66%
Q4 202512.04%
Q1 202612.13%
Q2 202612.56%
Delinquent loans (60+ days)
1.28%3.58%5.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.97%
Q3 20244.60%
Q4 20245.87%
Q1 20253.76%
Q2 20254.86%
Q3 20254.12%
Q4 20251.28%
Q1 20261.91%
Q2 20264.04%
Return on assets
0.20%1.06%1.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20241.62%
Q4 20240.20%
Q1 20251.63%
Q2 20251.93%
Q3 20251.58%
Q4 20250.53%
Q1 20261.09%
Q2 20261.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202656$10.6M12.56%4.04%1.44%80.6%
Q1 202663$10.5M12.13%1.91%1.09%78.4%
Q4 202564$10.4M12.04%1.28%0.53%78.3%
Q3 202557$10.4M12.66%4.12%1.58%81.5%
Q2 202559$10.2M12.65%4.86%1.93%81.1%
Q1 202555$10.4M11.88%3.76%1.63%82.1%
Q4 202439$10.5M11.38%5.87%0.20%84.7%
Q3 202455$10.7M12.22%4.60%1.62%83.4%
Q2 202455$10.2M12.31%1.97%0.28%86.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.56%
36th
Problem loans4.04%
8th
Net charge-offs0.79%
18th
Return on assets1.44%
83rd
Loans to deposits80.6%
19th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio22.6%
4th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Chicago'S Bravest Credit UnionCredit union Chicago, IL83 out of 100, Strong$10.6M21.3%0.93%vs
Funeral Service Credit UnionCredit union Springfield, IL73 out of 100, Strong$10.7M17.9%0.72%vs
Anco Community Credit UnionCredit union La Salle, IL19 out of 100, Low$10.2M4.8%3.64%vs
South Shop Federal Credit UnionCredit union Alsip, IL79 out of 100, Strong$11.1M22.4%1.42%vs
Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL100 out of 100, Very strong$10.0M19.4%0.00%vs
Joliet Municipal Employees Federal Credit UnionCredit union Joliet, IL56 out of 100, Moderate$11.1M11.1%2.08%vs

Deposit insurance

Is my money safe at Kankakee Federation of Teachers Credit Union?

Yes. Kankakee Federation of Teachers Credit Union is a federally insured credit union (NCUA charter #60198). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Kankakee Federation of Teachers Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Kankakee Federation of Teachers Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60198
RSSD ID
380896
Primary regulator
State + NCUA
Established
1956
Headquarters
1200 W Jeffery St, Kankakee, IL 60901
Employees
4

Quick answers

Kankakee Federation of Teachers Credit Union: common questions

Is Kankakee Federation of Teachers Credit Union NCUA insured?

Yes. Kankakee Federation of Teachers Credit Union is a federally insured credit union (NCUA charter #60198). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Kankakee Federation of Teachers Credit Union's TellerScore?

56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Kankakee Federation of Teachers Credit Union have?

1 office as of the latest NCUA data.

Nearby

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